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Small Business Loans

Find the loan to help you take your business to the next level

Royal Business Bank is a Los Angeles headquartered community bank, specializing in small business loans and banking services to the small business community through its lending offices and branch network in the states of California, Nevada, Illinois, New York, New Jersey and Hawaii.

Currently we offer revolving lines of credit and terms loans to help finance small business needs with or without collateral. Loans may be used to finance working capital, equipment or inventory purchase, office remodeling, expansion of business or purchase of another business. Our business loans brought to you under an expedited underwriting process feature low interest rates and convenient repayment terms:

  • Loan amount
    • $15,000 to $100,000 Unsecured
    • Up to $500,000 Secured by real estate collateral
  • Rates as low as Prime Rate plus 1.00%
  • Loan Terms:
    • Revolving line of credit for 1 year with renewal on satisfactory credit
    • Term loans of 12 to 60 month fully amortized
  • Loan processing and documentation fee:
    • 1.5% of loan amount, minimum $250 all-in
  • Qualifications:
    • Minimum $100,000 in prior year annual gross sales
    • 2 years in business under existing ownership
    • Subject to credit review

Apply Now

Please contact our branches near you for program details.