Top-down view of a large wooden table where several people are in a business meeting

Careers

Careers at Royal Business Bank
An EEO and E-Verify Employer



Please send resume to:

Royal Business Bank
1055 Wilshire Blvd, #1200
Los Angeles, CA 90017
Attn: Human Resources

Before you send the resume to us, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act Notice and Online Privacy) at our home page.

Assistant Internal Auditor (l) – Los Angeles, CA

Job Responsibilities

  • Assist Internal Auditor to follow internal audit program and perform operational, and compliance audits in accordance with the internal audit program.
  • Assist Internal Auditor to enhance the internal controls, operating efficiency, and the adequacy of bank records and recordkeeping.
  • Communicate the audit findings and recommendations to appropriate management based on the results of regularly scheduled audits, non-scheduled audits, and at any time when issues need to be addressed by management.
  • Assist Internal Auditor to make the Final Audit Report available for the Audit Committee to review the audit findings, recommendations and any significant deficiencies.
  • Assist Internal Auditor to follow up the audit findings, deficiencies noted during audits, and any corrective plan if needed.
  • To research any irregularities discovered by or assigned by Internal Auditor.
  • Assist Internal Auditor to coordinate with business units and external auditors for outsourcing audit scope and schedule.
  • Assist Internal Auditor to do the research, if there is any fraud, embezzlements, and defalcations within the bank. The report will be reviewed by Internal Auditor before submitted to Audit Committee or senior management.
  • Promote the Bank's image and reputation, also assist the Bank's growth.
  • Perform other duties assigned by Internal Auditor or Chief Risk Officer.

Qualifications

Education: Bachelor's or Master's degree in business administration, finance, or similar area of study.

Experience: 3+ years of internal auditing or comparable work related experience.

Skills and Abilities:

  • Thorough knowledge of bank policies, procedures and practices, with sufficient knowledge of laws and regulations governing banks.
  • Strong knowledge in compliance, Information Systems Technology, Financial/Accounting, Operations, etc.
  • Ability to identify, analyze and solve complex issues quickly.
  • Ability to work with and relate to superiors, subordinates, associates and customers in a professional manner.
  • Ability to effectively communicate complex issues to bank management, both orally and in writing, in an accurate well-organized, logical manner to effect action.

Salary: $50,000/yr - $64,480/yr


New Account Representative – Silverlake, CA

Job Responsibilities

  • Processes various new accounts transactions by ensuring proper documentation and identification; maintains existing accounts of all types and closes account as needed.
  • Provides quality customer services including servicing existing customers, answering inquiries, recommending solutions to customer problems, ordering checks.
  • Maintains files on status of accounts and prepares appropriate branch reports.
  • Promotes and cross-sells the Bank’s services and products.
  • Trains Customer Services Representative in opening new accounts and performing all new account desk functions.
  • Backs up supervisor duties as needed.
  • Performs other duties as assigned.

Qualifications

Education: High school graduate or equivalent; some college business classes preferred but not mandatory.

Experience: 2-3 years branch operations experience in a banking environment; thorough knowledge of Bank products and services

Skills and Abilities: PC literate; organized and detail-oriented; strong communication skills; bilingual (English/Spanish) may be required.

Salary: $41,600 - $45,760

 

MLO/Wholesale Account Executive – Los Angeles, CA

Job Responsibilities

  • Responsible for business development from retail clients (bank branches/real estate companies and other sources) and mortgage brokers (Wholesale Lending) to generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.  (Retail or wholesale lending)

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel and Encompass.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin is required.

Salary: $2,000 base salary/month plus commission

   

Note Specialist – Los Angeles, CA

Job Responsibilities

Loan Payment Process:

  • Response to calls and emails regarding to loan payments related issues by checks, mails, incoming wires, etc., including incoming/outgoing participation loan payments, sub-notes of C&I, CRE, CRA, Construction loans and WHLOC (Ware House Line of Credit).

Loan Advance Process:

  • Process advances of WHLOC, & Construction loans etc. through crediting to account, issuing checks.
  • Prepare outgoing wire, etc.

Loan System Maintenance:

  • Monitor incoming wire.
  • Monitor all email requests.

Daily & Monthly Report generation:

  • Check and print daily Non-post transaction, rate change report, posted transaction on placed notes, & paid note statement.
  • Monitor daily loan GL reconciliation.

Loan File Maintenance:

  • Scan documentation files including recorded documents and title policy.
  • Maintain physical/digital documentation files to comply with bank procedures and policies; and keep original Promissory note in Vault.
  • Maintain FRB pledged loans files and FHLB pledged loans in Vault.
  • Support Audit requests related to Note function.

Others:

  • Organize and prepare file for audit by internal and external examiners.
  • Prepare rate change notice.
  • Organize and scan all payment transactions.
  • Order monthly supply.

Qualifications

Education: College degree in Business or Accounting, or equivalent.

Experience: At least 1 year note experience .

Skills and Abilities:

  • Basic accounting concepts and skills required. Proficiency in Microsoft Office products.
  • Ability to establish priorities and meet deadlines is essential.
  • Excellent interpersonal skills.
  • Ability to function in a high-volume environment and within time constraints.
  • Organized and detail-oriented with ability to function in a team and fast-paced environment.
  • Demonstrate strong service and support oriented skills and attitude.

Salary: $43,000/yr - $54,483/yr


Mortgage Loan Officer – Brooklyn, NY

Job Responsibilities

  • Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin is preferred.

$2,000 base salary/month plus commission

 

Loan Servicing Specialist – Brooklyn, NY

Job Responsibilities

  • Perform Loan customer service. Assist customers and staff with related questions.
  • Perform loan servicing from new loan booking, mail in Loan payment processing, and loan payoff servicing.
  • Perform Loan account maintenance and modification.
  • Reviews daily payment reconciliation reports to ensure loan payments are processed correctly.
  • Perform loan collaterals’ insurance and Taxes servicing.
  • Perform annual escrow analysis.
  • Prepared required document notification and follow up for commercial loans’ annual financial review.
  • Perform investor accounting duties. adjust, if necessary, to ensure loan payments are properly remitted to investors.
  • Prepare and report Loan Activity Report to investors as per investor’s requirement.
  • Ensure compliance with all applicable government, investor, and bank regulations.
  • Assist the activities for loan purchase and Loan sale.
  • Perform reconciliation for loan related Bank Controlled Checking accounts and General Ledgers, to ensure timely balancing.
  • Monitor late payment loans to perform loan collection duties.
  • Monitor Bank’s delinquent loan portfolio to ensure notices are sent to the appropriate parties within the required timeframe.
  • Provide loan loss mitigation service.
  • Coordinate bank attorney for foreclosure loan proceeding.
  • Scan, sort, maintenance and follow up loan documents to perform file management duties.
  • Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
  • Perform other duties as assigned.

Qualifications

Education: AA degree or equivalent.

Experience: Minimum 2 years of Loan Lending experience.

Skills and Abilities:

  • Strong interpersonal and customer service skills
  • Positive attitude
  • PC proficient in Microsoft Office
  • Detail-oriented and follow-through skills.

Salary: $45,190/yr - $56,487/yr

No Open Position at This Time.

MLO/Wholesale Account Executive – Chicago, IL

Job Responsibilities

  • Responsible for business development from retail clients (bank branches/real estate companies and other sources) and mortgage brokers (Wholesale Lending) to generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans (retail or wholesale lending) with a proven track record.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • strong business development skills.
  • PC proficient in Word and Excel and Encompass.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin may be preferred.

$2,000 base salary/month plus commission

 

Loan Servicing Associate – Chicago, IL

Job Responsibilities

  • Perform loan servicing from new loan booking, processing transactions for loans, tracking insurance, and rate changes.
  • Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
  • Assist customers and staff with related questions.
  • Perform account maintenance.
  • Ensure compliance with all applicable government, investor, and bank regulations.
  • Perform other duties as assigned.
  • Chinese speaking is preferred.

Qualifications

Education: AA degree or equivalent.

Experience: No experience required.  Experience in mortgage lending is a plus.

Skills and Abilities:

  • Strong interpersonal and customer service skills.
  • Positive attitude.
  • PC proficient in Microsoft Office.
  • Detail-oriented and follow-through skills.

Salary: $36,146/yr - $45,182/yr

Mortgage Loan Officer – Honolulu, HI

Job Responsibilities

  • Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin is required.

Salary: $2,000 base salary/month plus commission






Royal Business Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act and Online Privacy) at our website www.royalbusinessbankusa.com. Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.


Updated: 9/15/2023