Careers

 Assistant Internal Auditor (l) – Los Angeles, CA

Job Responsibilities

• Assist Internal Auditor to follow internal audit program and perform operational, and compliance audits in accordance with the internal audit program.
• Assist Internal Auditor to enhance the internal controls, operating efficiency, and the adequacy of bank records and recordkeeping.
• Communicate the audit findings and recommendations to appropriate management based on the results of regularly scheduled audits, non-scheduled audits, and at any time when issues need to be addressed by management.
• Assist Internal Auditor to make the Final Audit Report available for the Audit Committee to review the audit findings, recommendations and any significant deficiencies.
• Assist Internal Auditor to follow up the audit findings, deficiencies noted during audits, and any corrective plan if needed.
• To research any irregularities discovered by or assigned by Internal Auditor.
• Assist Internal Auditor to coordinate with business units and external auditors for outsourcing audit scope and schedule.
• Assist Internal Auditor to do the research, if there is any fraud, embezzlements, and defalcations within the bank. The report will be reviewed by Internal Auditor before submitted to Audit Committee or senior management.
• Promote the Bank's image and reputation, also assist the Bank's growth.
• Perform other duties assigned by Internal Auditor or Chief Risk Officer.

Qualifications

Education: Bachelor's or Master's degree in business administration, finance, or similar area of study.

Experience: 3+ years of internal auditing or comparable work-related experience.

Skills/Abilities:

• Thorough knowledge of bank policies, procedures and practices, with sufficient knowledge of laws and regulations governing banks.
• Strong knowledge in compliance, Information Systems Technology, Financial/Accounting, Operations, etc.
• Ability to identify, analyze and solve complex issues quickly.
• Ability to work with and relate to superiors, subordinates, associates and customers in a professional manner.
• Ability to effectively communicate complex issues to bank management, both orally and in writing, in an accurate well-organized, logical manner to effect action.

Salary: $50,000/yr - $64,480/yr

Branch Manager – Silverlake, CA

Job Responsibilities

• Organize, direct and administer the service and sales activities of the branch through management of all branch personnel.
• Manage the sales function by developing sales and marketing plans specific to local markets, to meet deposit and other performance goal. Participate and implement business development programs for Bank products using various techniques including but not limit generate sales leads, calls to existing customers to maintain and expand banking relationships, and calls to prospective clients to develop new business. Meet regularly with branch staffs to ensure that all opportunities for selling and cross selling Bank products and services are pursued.
• Oversee operational and risk management activities of the branch to ensure the highest level of security, customer service, operating efficiencies, and compliance with the Bank’s operating standards and regulatory requirements, such as BSA and CRA.
• Adhere to branch budget. Monitor and control expenses on an ongoing basis. Develop forecast and financial objectives.
• Actively participate in various civic, social and community development service to enhance the Bank’s image and promote positive community relations.
• Maintain up-to-date knowledge on all Bank products and services and ensure that training and assistance is provided to develop and enhance branch staff’s knowledge.
• Maintain a highly motivated and qualified branch staff through the selection, placement, training, counseling and promotion of people to achieve optimum organizational performance.
• Perform Performance Appraisals, Disciplinary Actions and interview candidates.
• Team up with or report to Regional Manager or other bank managers for business development, staffing and other branch management matters, when deemed necessary or appropriate.
• Handle complex customer inquiries.
• Responsible for all branch approvals within limits set by the bank, which includes and not limited to deposits, withdrawals, wires, monthly certifications, “Teller Overrides”, Daily NSF Reports, Employee’s time and any other process where an approval by the Branch Manager is required.
• Perform other duties as assigned.

Qualifications

Education: College degree in business or equivalent.

Experience:

• Two to three years branch management experience.
• Thorough knowledge of banking regulations, bank products and policies.

Skills/Abilities:

• Comprehensive knowledge of all phases of branch management including banking regulations and compliances, customer service, sales, operations and risk management.
• Proven abilities in business development and banking management.
• Excellent verbal and written communication skills.
• Bilingual may be required.

Salary: $80,000/yr - $100,000/yr

Customer Service Representative – Diamond Bar, CA

Job Responsibilities

• Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
• Enter deposits and issue receipts.
• Cash checks and pay out money upon verification of signatures and customer balances.
• Place holds on accounts for uncollected funds.
• Sell Cashier’s checks and other monetary instruments.
• Process Loan payments.
• Process outgoing wire.
• Process return items.
• Notify customers of incoming wires.
• Properly handle Safe Deposit customer.
• Assist with daily call-backs.
• Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent.

Experience: Cash handling, customer service, general office experience helpful.

Skills/Abilities:

• PC literate.
• Typing.
• Proficient in math.
• Organized and detail-oriented.
• Strong communication skills.
• Bilingual may be required.

Salary: $35,360/yr - $39,520/yr

Customer Service Representative – Rowland Heights, CA

Job Responsibilities

• Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
• Enter deposits and issue receipts.
• Cash checks and pay out money upon verification of signatures and customer balances.
• Place holds on accounts for uncollected funds.
• Sell Cashier’s checks and other monetary instruments.
• Process Loan payments.
• Process outgoing wire.
• Process return items.
• Notify customers of incoming wires.
• Properly handle Safe Deposit customer.
• Assist with daily call-backs.
• Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent.

Experience: Cash handling, customer service, general office experience helpful.

Skills/Abilities:

• PC literate.
• Typing.
• Proficient in math.
• Organized and detail-oriented.
• Strong communication skills.
• Bilingual may be required.

Salary: $35,360/yr - $39,520/yr

BSA Analyst – Los Angeles, CA

Job Responsibilities

• Assist in and perform the research, analysis, and investigation of account behavior for potential unusual activities in accordance with the BSA/AML/OFAC monitoring policy.
• Assist in and perform investigations for cases referred by Bank personnel for unusual activity and document findings accordingly.
• Assist in and perform investigations for cases elevated from monthly exceptions or targeted monitoring.
• Assist in investigations for subpoenas received as well as accounts with OFAC and FinCEN 314a matches for unusual activity and document findings accordingly.
• Prepare and file Suspicious Activity Reports (SARs) within regulatory timeframes and in accordance with BSA/AML Compliance policies and procedures.
• Administer essential workflow functions such as: monthly exception distribution, documenting complex cases as well as ensuring that SAR narratives include all pertinent data elements.
• Ensure all records are maintained in an organized manner and according to legally prescribed retention schedules.
• Maintain tracking of monthly pending items and statistics in the BSA/AML Dept.
• Participate in alert tuning exercises to enhance the effectiveness of the monitoring system.
• Provide effective and accurate compliance support to the Bank’s business and operating units in connection with BSA/AML/OFAC matters.
• Assist in the monitoring of new and revised BSA/AML/OFAC laws and regulations, including regulatory changes and new/emerging issues, assessing impact on the Bank, and implementing the changes.
• Assist in updating and maintaining BSA/AML/OFAC policies and procedures to maintain compliance.
• Assist in providing training and support as needed.
• Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree or equivalent.

Experience: Experience in banking operations, regulatory, legal, or auditing environment with significant exposure to regulatory compliance matters preferred.

Skills/Abilities:

• Excellent analytical, research, project management, and planning skills.
• PC proficient.
• Organized and detail-oriented.
• Strong written and verbal communication skills.
• Knowledge of BSA/AML, USA PATRIOT Act, OFAC laws and regulations, and CTR and SAR reporting requirements.

Salary: $52,000/yr - $65,000/yr

BSA/AML Trainee– Los Angeles, CA

Job Responsibilities

• Receive training and learn BSA/AML/CFT legal requirements and bank policies and procedures. Apply earned knowledge in various department tasks
• Perform quality control on new account information documents and ensure customer information profiles are sufficiently detailed and accurately populated.
• Create new reports and improve existing records for expanding and existing department functions.
• Record and organize data crucial for monitoring and risk management.
• Track monthly and weekly progress on various levels of the department and report progress to assigned supervisory staff.
• Monitor changes to department status by reviewing data and logs for red flags and other relevant triggers in accordance with policies and procedures.
• Provide feedback and updates to the BSA Officer as needed.
• Assist the department head for various administrative tasks as assigned.

Qualifications

Education: High School Diploma

Experience: Although no specific experience is required, experience in banking operations, regulatory, legal, or auditing environment or exposure to administrative functions is helpful.

Skills and Abilities:

• Strong ability to communicate complex ideas.
• Proficiency with PC applications and MS Suite of applications.
• Naturally organized.
• Accurate memory for details.
• A desire to improve work functions.

Salary: 40,000/yr - $45,000/yr

Corporate Secretary – Los Angeles, CA

Job Responsibilities

• Helps to plan and execute all Board of Director meetings and committee meetings.
• Responsible for taking board and other management meeting minutes which should accurately describe and effectively communicate the final decisions of the Board of Directors.
• Supporting the technology used to prepare and distribute materials, conduct meetings, and facilitate other board and committee activities while being mindful of privacy and confidentiality concerns.
• Monitoring corporate governance and other developments that the board and/or its committees need to know and taking the steps necessary to comply with changing regulatory and other requirements.
• Retains and organizes all of the corporation’s significant documents as well as records including Certificate of Good Standing, business licenses, SEC Compliance paperwork.
• Assists in the liaison and coordination with advertising, media and public relations companies.
• Perform stock transfer transactions and assist employees in stock trading.
• File Form 3 and Form 4 for directors and officers stock trades.
• Completes a broad variety of administrative tasks for the CEO and other members of the senior executive team.
• Performs executive assistant duties for the CEO and other members of the executive management team as needed.
• Performs other duties as assigned.

Qualifications

Education: College degree or equivalent

Experience: 2 years of administrative experience required, thorough knowledge of banking regulations, bank products and policies preferred but not required.

Skills and Abilities:

• Proficient in Microsoft software programs (Excel, word, and PC literate)
• Strong verbal and written communication skills.
• Organized and detail-oriented.
• Strong sense of confidentiality.
• Bilingual (English/Mandarin) preferred.

Salary: $64,480/yr - $70,000/yr

Financial Administrative Assistant – Los Angeles, CA

Job Responsibilities

• Performs diverse administrative duties involving high-level contacts and is exposed to sensitive information necessitating use of discretion and judgment.
• Assist CFO with organizing department board packages on a monthly basis
• Heavy involvement in the annual meeting of the shareholders including preparing the proxy under CFO direction.
• Answer shareholder questions.
• Arrange investor meetings.
• Prepare department minutes.
• Assists in making travel accommodations for staff.
• Processing work orders, supplier invoices, purchase orders, expenses claims, and account payments.
• Assists the CFO in managing agency files and records including building leases, commercial insurance, and other contracts and agreements including its execution and renewal.
• Maintaining an organized and comfortable office environment, ordering office supplies, and updating inventory.
• Perform other duties as requested by the CFO and other members of senior management.

Qualifications

Education: College degree or equivalent

Experience: 1 – 2 years of administrative/assistant type of work or experience required, thorough knowledge of banking regulations, bank products and policies preferred but not required.

Skills and Abilities: Proficient in Microsoft software programs (Excel, word, and PC literate); strong verbal and written communication skills; organized and detail-oriented; strong sense of confidentiality; Bilingual (English/Mandarin) is a plus.

Salary: $43,700/yr - $54,625/yr

Credit Analysts – Los Angeles, CA

Job Responsibilities

• Gather and analyze corporate financial statements and data
• Generate financial ratios; consult with clients’ reports.
• Compare liquidity, profitability, and credit histories of establishments being evaluated.
• Review commercial files.
• Prepare written credit packages.
• Complete quality assurance reviews.
• Monitor collateral compliance covenants and borrowing base requirements.
• Market, train, and communicate credit department policy to company personnel.

Qualifications

Education: Bachelor’s degree in Mathematics, Statistics, Accounting, Finance, or Business Administration with option in Finance.

Skills and Abilities: Must pass a background check.

Salary: $51,501.00/yr - $104,458.00/yr

Jr. Risk Analyst (2) – Los Angeles, CA

Job Responsibilities

• Receive training, learning Risk Management and Compliance Regulations requirements and bank policies and procedures.
• Coordinates an audit entrance & exit meeting, contacts & coordinates auditors for the Board Audit Committee meeting, prepares the reports for Board Audit Committee.
• Monitors the audit schedule, tracking logs for external & internal audit, SOX audit and regulatory examination, follow up with the business units response from the tracking logs.
• Assists CRO for the Risk Assessment related to Audit and Enterprise Risk Management.
• Monitors, tracks and reviews the monthly/quarterly/semi-annually/annually compliance certification from branches and business units, to ensure the compliance certifications are completed with validated information, report to supervisor any deficiency from compliance certification.
• Assists in projects related to the Bank’s compliance obligations functions.
• Assists in the compliance monitoring review by collecting, analyzing and summarizing information such as HMDA, Reg B loan tracking log, flood insurance tickler log, mortgage lending compliance and other compliance regulations.
• Completes department other administrative duties if necessary
• Performs other duties as assigned.

Qualifications

Education: Bachelor’s degree or equivalent is preferred.

Experience: Minimum 1 or 2 years of experience in banking and knowledge of compliance regulation is preferred but not mandatory.

Skills and Abilities:

• Excellent analytical, research, project management, and planning skills.
• PC proficient.
• Organized and detail oriented.
• Strong written and verbal communication skills. 
• Good knowledge of banking operations.

Salary: $35,000/yr - $45,000/yr

Loan Servicing Associate – Los Angeles, CA

Job Responsibilities

• Perform loan servicing from new loan booking, processing transactions for loans, tracking insurance, and rate changes;
• Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies;
• Assist customers and staff with related questions;
• Perform account maintenance;
• Ensure compliance with all applicable government, investor, and bank regulations;
• Perform other duties as assigned

Qualifications

Education: AA degree or equivalent

Experience: No experience required.  Experience in mortgage lending is a plus

Skills and Abilities:

• Strong interpersonal and customer service skills.
• Positive attitude.
• PC proficient in Microsoft Office.
• Detail-oriented and follow-through skills.

Salary: $41,600/yr - $53,942/yr

Mortgage Loan Servicing Manager – Los Angeles, CA

Job Responsibilities

• Supervise loan servicing staff to ensure compliance with all residential regulatory, and other requirements while meeting or exceeding servicing industry standards
• Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
• Ensure compliance with all applicable government, investor, and bank regulations.
• Compile and interpret data and reports to optimize workflow for operational efficiency.
• Oversee escrow administration, consolidation of credit bureau corrections etc. to ensure compliance with federal and state rules and regulations.
• Supervise Delinquency and Default management.
• Manage servicing of investor loans; implement and manage processes for Participations bought and sold – to ensure the department services loans in accordance with the investors’ requirements and guidance set forth by Federal and State laws.
• Supervise reconciliation of general ledger accounts.
• Maintaining the necessary controls to ensure the accuracy and integrity of the specific general ledger loan related accounts representing all loan servicing processes.
• Stay abreast of new regulations, trends and ideas which would affect loan servicing operations.
• Staff development - promoting training and cross training. Ensures department is adequately staffed and personnel are trained.
• Maintains department staffing model to support requested changes in staffing levels. 
• Manages supervisors of specific loan servicing areas, set performance standards, assign workloads, oversee training programs and coach staff on areas of improvement. 
• Perform and/or monitor job performance evaluations as appropriate.
• Prepare and conduct employee counseling as required.
• Develop policies and procedures to enhance the efficiency of mortgage loan servicing.
• Perform other duties as assigned.

Qualifications

Education: College degree or equivalent.

Experience:

• Minimum 7 years of mortgage servicing experience.
• Management experience preferred.

Skills and Abilities:

• Knowledge of mortgage loan and government lending guidelines.
• PC proficient in Microsoft Office.
• Excellent verbal and written communication skills.
• Strong analytical skills.
• Project and time management skills.
• Knowledge of Fiserv System.

Salary: $100,000.00/yr - $115,000.00/yr

MLO/Wholesale Account Executive – Los Angeles, CA

Job Responsibilities

• Responsible for business development from retail clients (bank branches/real estate companies and other sources) and mortgage brokers (Wholesale Lending) to generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.  (Retail or wholesale lending)

Skills and Abilities:

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel and Encompass.
• Excellent verbal and written communication skills.
• Bilingual may be required.

Salary: $2,000 base salary/month plus commission

Loan Portfolio Specialist – Los Angeles, CA

Job Responsibilities

• Service credit needs of existing legacy and portfolio loan customers.
• Process and monitor daily activities for loan advance transaction and construction disbursement.
• Assists Loan Portfolio Manager as the point of contact for the client: acting as a liaison to credit supervision, the commercial support staff and other internal business partners.
• Monitor/review existing account to detect potential problems, suspicious activities, and credit quality; apply problem account administration according to regulations and the Bank’s policies and procedures.
• Co-manage loan portfolio by analyzing financial and prepare annual loan review to evaluate and ensure the credit maintains its financial covenant.
• Ongoing monitoring or credit/Covenant Compliance.
• Manage existing customer relationship and loan portfolios.
• Prepare loan write-ups for extension of loan as provided for in approved CCRs.
• Must be comfortable dealing directly with clients independently.
• Perform other administrative duties required for the maintenance of a portfolio of clients
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree in Business Administration or Finance or equivalent.

Experience: Minimum 3 to 5 years of commercial lending or credit and experience in credit administration would be an advantage.

Skills and Abilities:

• Strong analytical and underwriting skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Strong client service skills and strong sense of urgency.
• Ability to work within set timelines while maintain quality and attention to detail.
• Bilingual may be required.

Salary: $64,480 - $78,975

Loan Assistant (2) – Los Angeles, CA

Job Responsibilities

• Answer the telephone (responds to routine loan officer or customer inquiries relative to account balance, loan balances and pay off request).
• Perform general office administration duties.
• Process daily activities for pay down transaction.
• Process loan pay off requests and coordinate pay off with Note Department.
• Process auto debit/ACH set up requests and coordinate set up with branch and COS.
• Prepare weekly/monthly reports to internal department and upper management.
• Follow up on past due payment/loan maturities/ tax delinquencies with borrowers.
• Follow up on any loan exceptions.
• Request insurance certificate from borrower or insurance agent.
• Prepare verification of deposit / mortgage.
• Assist the Portfolio Manager/Loan Portfolio Officer in monitoring and requesting financial report and other required documents from borrower per loan agreement.
• Perform other duties as assigned.

Qualifications

Education: College degree in accounting or business preferred but not mandatory.  Bachelor’s degree in accounting, finance, economics, and international development studies is a plus.

Experience: Minimum 1 – 2 years in loan administration preferably in commercial lending and real estate loan.

Skills/Abilities:

• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Organized and detail-oriented with the ability to function in a team environment.
• Able to work in a fast-paced environment while maintaining a high level of accuracy.
• Bilingual (English/Mandarin or Cantonese) is a plus.

Salary: $42,000/yr - $52,000/yr

Mortgage Loan Officer – Brooklyn, NY

Job Responsibilities

• Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills/Abilities:

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is required.

MLO/Wholesale Account Executive – Chicago, IL

Job Responsibilities

• Responsible for business development from retail clients (bank branches/real estate companies) and wholesale mortgage brokers to generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from their own contacts and from other business channels.
• Cross-sell other bank products and services.

Qualifications

Education: Bachelor’s degree in finance, business, economics, math or a related area

Experience: Minimum 3 years of experience in originating mortgage loans (retail or wholesale lending) with a proven track record.

Skills/Abilities:

• Proficient in Word, Excel and Encompass.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is preferred.

$2,000 base salary/month plus commission

Loan Servicing Associate – Chicago, IL

Job Responsibilities

• Perform loan servicing from new loan booking, processing transactions for loans, tracking insurance, and rate changes;
• Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies;
• Assist customers and staff with related questions;
• Perform account maintenance;
• Ensure compliance with all applicable government, investor, and bank regulations;
• Perform other duties as assigned
• Chinese speaking is preferred.

Qualifications

Education: AA degree or equivalent

Experience: No experience required.  Experience in mortgage lending is a plus.

Skills and Abilities:

• Strong interpersonal and customer service skills.
• Positive attitude.
• PC proficient in Microsoft Office.
• Detail-oriented and follow-through skills.

Salary: $36,146/yr - $45,182/yr

Mortgage Loan Officer – Honolulu, HI

Job Responsibilities

• Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills/Abilities:

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is required.

Salary: $2,000 base salary/month plus commission