Careers

Assistant Internal Auditor (l) – Los Angeles, CA

Job Responsibilities

• Assist Internal Auditor to follow internal audit program and perform operational, and compliance audits in accordance with the internal audit program.
• Assist Internal Auditor to enhance the internal controls, operating efficiency, and the adequacy of bank records and recordkeeping.
• Communicate the audit findings and recommendations to appropriate management based on the results of regularly scheduled audits, non-scheduled audits, and at any time when issues need to be addressed by management.
• Assist Internal Auditor to make the Final Audit Report available for the Audit Committee to review the audit findings, recommendations and any significant deficiencies.
• Assist Internal Auditor to follow up the audit findings, deficiencies noted during audits, and any corrective plan if needed.
• To research any irregularities discovered by or assigned by Internal Auditor.
• Assist Internal Auditor to coordinate with business units and external auditors for outsourcing audit scope and schedule.
• Assist Internal Auditor to do the research, if there is any fraud, embezzlements, and defalcations within the bank. The report will be reviewed by Internal Auditor before submitted to Audit Committee or senior management.
• Promote the Bank's image and reputation, also assist the Bank's growth.
• Perform other duties assigned by Internal Auditor or Chief Risk Officer.

Qualifications

Education: Bachelor's or Master's degree in business administration, finance, or similar area of study.

Experience: 3+ years of internal auditing or comparable work-related experience.

Skills/Abilities:

• Thorough knowledge of bank policies, procedures and practices, with sufficient knowledge of laws and regulations governing banks.
• Strong knowledge in compliance, Information Systems Technology, Financial/Accounting, Operations, etc.
• Ability to identify, analyze and solve complex issues quickly.
• Ability to work with and relate to superiors, subordinates, associates and customers in a professional manner.
• Ability to effectively communicate complex issues to bank management, both orally and in writing, in an accurate well-organized, logical manner to effect action. 

Job Responsibilities

• Assist in and perform the research, analysis, and investigation of account behavior for potential unusual activities in accordance with the BSA/AML/OFAC monitoring policy.
• Assist in and perform investigations for cases referred by Bank personnel for unusual activity and document findings accordingly.
• Assist in and perform investigations for cases elevated from monthly exceptions or targeted monitoring.
• Assist in investigations for subpoenas received as well as accounts with OFAC and FinCEN 314a matches for unusual activity and document findings accordingly.
• Prepare and file Suspicious Activity Reports (SARs) within regulatory timeframes and in accordance with BSA/AML Compliance policies and procedures.
• Administer essential workflow functions such as: monthly exception distribution, documenting complex cases as well as ensuring that SAR narratives include all pertinent data elements.
• Ensure all records are maintained in an organized manner and according to legally prescribed retention schedules.
• Maintain tracking of monthly pending items and statistics in the BSA/AML Dept.
• Participate in alert tuning exercises to enhance the effectiveness of the monitoring system.
• Provide effective and accurate compliance support to the Bank’s business and operating units in connection with BSA/AML/OFAC matters.
• Assist in the monitoring of new and revised BSA/AML/OFAC laws and regulations, including regulatory changes and new/emerging issues, assessing impact on the Bank, and implementing the changes.
• Assist in updating and maintaining BSA/AML/OFAC policies and procedures to maintain compliance.
• Assist in providing training and support as needed.
• Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree or equivalent.

Experience: Experience in banking operations, regulatory, legal, or auditing environment with significant exposure to regulatory compliance matters preferred.

Skills/Abilities:

• Excellent analytical, research, project management, and planning skills.
• PC proficient.
• Organized and detail oriented.
• Strong written and verbal communication skills. 
• Knowledge of BSA/AML, USA PATRIOT Act, OFAC laws and regulations, and CTR and SAR reporting requirements.

Central Operations Specialist – Buena Park, CA

Job Responsibilities

• Processes and performs the following functions: OASIS Review, Chargebacks, Foreign Item Collections, ATM Settlement, Cash Vault Balancing, Debit Card orders, FCRM Review.
• Business and Personal online banking password resets.
• Answer inquiries from branches regarding new accounts and other Bank policies and procedures.
• Balance daily branch transit checks.
• Process daily EIM-NSF/OD/Non-posted items.
• Charge daily returned item and e-mail to branches.
• Review daily non-posted GL.
• Review Mobile Deposits and e-mail to branches
• Research and adjustments.
• Process ACH/ATM/POS disputes
• Signature Card Scanning
• Issuing Interest Checks
• Process Bank Levies/Subpoenas
• Perform other duties as assigned

Qualifications

Education: Bachelor’s degree or equivalent.

Experience: Experience in banking operations, regulatory, legal, or auditing environment with significant exposure to regulatory compliance matters preferred.

Skills/Abilities:

• Excellent analytical, research, project management, and planning skills.
• PC proficient.
• Organized and detail oriented.
• Strong written and verbal communication skills. 
• Knowledge of BSA/AML, USA PATRIOT Act, OFAC laws and regulations, and CTR and SAR reporting requirements.

Credit Administration Assistant – Los Angeles, CA

Job Responsibilities

• Collect credit report requests from lending departments; verify borrower’s financial information and credit search authorizations.
• Generate LexisNexis, D&B and Experian reports; Save and categorize the hard and soft copies in separate folders.
• Create monthly credit search log; verify the information on the monthly invoice and send invoice request to finance department.
• Reg B Compliance & Other Reports, as backup. (Regulation B Certification and Review Memo)
• Credit Approval Support; obtain Mangers Signature on CCR and Credit Approval Sheet and distribute to corresponding departments/underwriters upon completion.
• Credit Administration Officer – Appraisals
• Branch Operation (back up); On duty Teller as required - Coordinate with other tellers to generate Monthly Certification
• Preparation of Monthly Reports for Director Loan Committee (DLC) Meeting; send notification Agenda to lending departments about which loans they will present in the DLC meeting and generate DLC Agenda from lending units.
• HMDA Monthly Certification (Back-up support); Monitor and verify all HMDA reportable loans, collect supporting documents from all lending units and verify with the HMDA Loan Reporting Worksheet, generate monthly certification and prepare all packages for each HMDA reportable loan.
• Tax Delinquency Monthly Report; collect updated tax delinquency information from Lerreta and Nationwide website and update delinquency report, generate the delinquency notification letters, and collect and verify the updated information and proof of payments.
• Other Reports & Duties; Cost Allocation Report, Complaint Log, Assist Credit Administrator to coordinate preparation for examiner and auditor review, and organize and keep track of credit files as necessary.

Qualifications

Education: BA degree in business or accounting, or equivalent.

Education: One to two year experience in banking or credit functions.

Skills/Abilities:

• PC literate in MS Word and Excel.
• Organized and detail oriented.
• Ability to function in a team environment.
• Bilingual (English/Mandarin) is an advantage.
  

Jr. BSA Analyst – Los Angeles, CA

Job Responsibilities

• Receive training, learning BSA/AML legal requirements and bank policies and procedures.
• Assist in and perform research, analysis, and investigation of account behavior for potential unusual activities in accordance with the BSA/AML/OFAC monitoring policy.
• Assist in investigations for cases referred by Bank personnel for unusual activity and document findings accordingly.
• Assist in investigations for cases elevated from monthly exceptions or targeted monitoring.
• Assist in records maintenance and organization.
• Track monthly work completion and report progress to assigned supervisory staff.
• Demonstrate increasing levels of aptitude and mastery over assigned departmental tasks. Jr Analysts are expected to learn enough to eventually transition into a BSA Analyst role. Additional tasks above and beyond those expected of a Jr BSA Analyst may be assigned to ensure that the transition is appropriate.
• Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree or equivalent.

Experience: Although no specific experience is required, experience in banking operations, regulatory, legal, or auditing environment with exposure to regulatory compliance matters is preferred.

Skills and Abilities:

• Excellent analytical, research, time management, and planning skills.
• PC proficient.
• Organized and detail-oriented.
• Strong written and verbal communication skills required.
• Knowledge of BSA/AML, USA PATRIOT Act, OFAC laws and regulations, and CTR and SAR reporting requirements a plus but not required.

Jr. Risk Analyst – Los Angeles, CA

Job Responsibilities

• Receive training, learning Risk Management and Compliance Regulations requirements and bank policies and procedures

• Coordinates an audit entrance & exit meeting, contacts & coordinates auditors for the Board Audit Committee meeting, prepares the reports for Board Audit Committee
• Monitors the audit schedule, tracking logs for external & internal audit, SOX audit and regulatory examination, follow up with the business units response from the tracking logs
• Assists CRO for the Risk Assessment related to Audit and Enterprise Risk Management
• Monitors, tracks and reviews the monthly/quarterly/semi-annually/annually compliance certification from branches and business units, to ensure the compliance certifications are completed with validated information, report to supervisor any deficiency from compliance certification.
• Assists in projects related to the Bank’s compliance obligations functions.
• Assists in the compliance monitoring review by collecting, analyzing and summarizing information such as HMDA, Reg B loan tracking log, flood insurance tickler log, mortgage lending compliance and other compliance regulations.
• Completes department other administrative duties if necessary
• Performs other duties as assigned.

Qualifications

Education: Bachelor’s degree or equivalent is preferred.

Experience: Minimum 1 or 2 years of experience in banking and knowledge of compliance regulation is preferred but not mandatory.

Skills and Abilities: 

• Excellent analytical, research, project management, and planning skills.
• PC proficient.
• Organized and detail-oriented.
• strong written and verbal communication skills. 
• Good knowledge of banking operations.

Job Responsibilities

• Prepare loan documentation for CRE, C&I, Construction, small business and SBA loans using Finastra/LaserPro or GoDoc Solution apps in accordance with terms of approved credit commitment and complying with Bank guideline, SBA SOP rules and other regulations.
• Ensure correct input of borrowers and guarantors' information as reflected in corporate and legal documents.
• Prepare lender’s instruction letter for loan closing.
• Review loan documentation prepared by attorney services against approved credit commitment.
• Work closely with loan and underwriting officers to prepare loan documents for signature by borrowers and or guarantors.
• Performs other Credit Administration duties as assigned.

Qualifications

Education: Bachelor’s in Degree in Business or Accounting.

Experience Minimum of two years’ experience in lending or credit functions. Experience in review of business structure and legal entity documents and advantage.

Skills and Abilities:

• PC literate in MS Word and Excel.
• Organized and detail-oriented with the ability to function in a team environment.
• Bilingual (English/Mandarin) is a plus.

Loan Portfolio Officer – Los Angeles, CA

Job Responsibilities:

• Service credit needs of existing legacy and portfolio loan customers.
• Manage existing customer relationship and loan portfolios.
• Consult with legacy and portfolio loan customers for financial and credit analysis, validate valuations of collateral.
• Prepare amendment, waiver and extension loan requests as needed.
• Prepare loan write-ups for extension of loan as provided for in approved CCRs.
• Monitor/review existing account to detect potential problems and suspicious activities; apply problem account administration according to regulations and the Bank’s policies and procedures.
• Perform annual review of legacy and portfolio loans.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications:

Education: Bachelor’s degree in Business Administration or Finance or equivalent.

Experience: Minimum 3 years of experience in underwriting pertinent loans.

Skills and Abilities:

• Strong analytical and underwriting skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual may be required.

Job Responsibilities

• Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual may be required.

Mortgage Quality Control Assistant – Los Angeles, CA

Job Responsibilities

• Assist QC Specialist to perform pre-funding, post-funding and mortgage compliance reviews
• Assist Mortgage Loan Post Closing Quality Control Manager in the preparation of reports and detailing finding from prefunding and post-funding reviews.
• Prepare of weekly reports including action plan, pipeline report, mistake report, pending item report, paid in full report to inform managers up to date.
• Investigate potential fraud reports for the lending area and fill Suspicious Activity Reports ( SAR ) with the Bank Secrecy Act (BSA) for further follow up
• Assist QC Specialist to conduct QC checks on the closed loans in accordance with Board guidance
• Assist the QC & Compliance Manager with reviewing and submitting the Home Mortgage Disclosure Act (HMDA) reports.
• Perform all job duties in compliance with applicable State and Federal laws and regulations
• Any other duties and projects as assigned.

Qualification

Education: Bachelor’s degree in finance, economics, or equivalent experience.

Education: Minimum 0-1 year of mortgage experience or equivalent experience.

Skills/Abilities:

• Strong interpersonal skills, including the ability to interact and work respectfully and cooperatively with others.
• Excellent computer skills using Microsoft Office programs and various mortgage industry related software programs.
• Demonstrated analytical skills.
• Must be able to function independently and still successfully work in a team environment.
• Well organized, efficient, and a self-starter with ability to work under deadlines.

Job Responsibilities

• Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place.
• Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions.
• Review and ensure applicant’s income, financial statements, credit history, debt ratios and savings.
• Approve applications for closing and funding and ensure all applicable regulations are met.
• Collaborate with team members to identify potential solutions/exceptions for denied loan files.
• Provide superior customer service while maintaining knowledge of available loan products.
• Perform other duties as assigned.

Qualification

Education: Bachelor’s degree in business or related field preferred.

Education: Minimum 5 years of mortgage banking experience specific in underwriting; technical history with FHLMC FNMA FHA VA or equivalent mortgage products

Skills/Abilities:

• Strong analytical and auditing skills along with a firm grasp on math.
• Good decision-making skills backed by relevant details and research.
• Knowledge pertaining to mortgage regulations.
• Excellent computer skills.
• Customer service and communication skills.
• Ability to handle delicate situations with diplomacy and tact.

Note Specialist – Los Angeles, CA

Job Responsibilities

• Loan Payment Process: Response to calls and emails regarding to loan payments related issues by checks, mails, incoming wires, etc., including incoming/outgoing participation loan payments, sub-notes of C&I, CRE, CRA, Construction loans and WHLOC (Ware House Line of Credit).
• Loan Advance Process­­: Process advances of WHLOC, & Construction loans etc. through crediting to account, issuing checks. Prepare outgoing wire, etc.
• Loan System Maintenance: Monitor incoming wire. Monitor all email requests.
• Daily & Monthly Report generation: Check and print daily Non-post transaction, rate change report, posted transaction on placed notes, & paid note statement. Monitor daily loan GL reconciliation.
• Loan File Maintenance: Scan documentation files including recorded documents and title policy. Maintain physical/digital documentation files to comply with bank procedures and policies; and keep original Promissory note in Vault. Maintain FRB pledged loans files and FHLB pledged loans in Vault. Support Audit requests related to Note function.
• Organize and prepare file for audit by internal and external examiners
• Prepare rate change notice
• Organize and scan all payment transactions
• Order monthly supply

Qualification

Education: Associate degree in business or accounting or equivalent

Education: At least 1 year note experience 

Skills/Abilities:

• Basic accounting concepts and skills required.
• Proficiency in Microsoft Office products.
• Ability to establish priorities and meet deadlines is essential.
• Excellent interpersonal skills.
• Ability to function in a high-volume environment and within time constraints.
• Organized and detail-oriented with ability to function in a team and fast-paced environment.
• Demonstrate strong service and support oriented skills and attitude.

Portfolio Management/Loan Assistant – Los Angeles, CA

Job Responsibilities

• Process and monitor daily activities for loan advances and pay down, construction disbursement.
• Process loan pay off requests and coordinate final payoff with Note Department.
• Work with underwriting teams after loan funding and coordinate transfer of loan to Portfolio Management for servicing and management.
• Request financial reports, insurance and other required documents from borrower per loan documents.
• Follow up on loan maturities and obtain updated financials for renewals, extensions amendments, and waivers.
• Prepare financial spreadsheets and/or covenant checklist.
• Prepare weekly/monthly reports to internal department and upper management.
• Perform annual loan reviews and trend analysis to monitor loan performance and compliance with loan covenants.
• Perform analysis report and various reports including problem loan and asset monitoring.
• Follow up on any loan exceptions and/or delinquencies.
• Notarize loan documents for the Bank’s

Qualifications

Education: Bachelor’s degree in accounting, finance, economics, international development studies. MBA or Master's Degree would be an advantage.

Experience: Experience in commercial lending is a plus.

Skills/Abilities:

• Strong financial and loan analytical skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Organized and detail-oriented with the ability to function in a team environment.
• Bilingual (English/Mandarin) is a plus.

Relationship Manager – Irvine Branch, CA

Job Responsibilities

• Building positive and strong relationships with branch staff and customers, to develop new client base for the branch
• Promote various products and in-charge of product sales
• Interact with customers to understand their businesses and to provide exceptional services to meet their banking needs
• Developing potential business relationship by actively participating local community events or activities
• Report and communicate with Director of Private Banking/Branch Administrator for proactive marketing strategy planning.

Qualifications

Education: College graduate preferably with business degree.

Experience: Thorough knowledge of banking regulations, bank products and policies.

Skills and Abilities:

• Strong marketing skills, interpersonal abilities, customer service and communication skills. 
• Bilingual (English/Mandarin) is a plus.      

SBA Loan Assistant – Los Angeles, CA

Job Responsibilities

• Coordinates with loan officers, Note Department, Escrow, Title or Insurance agent for loan closing funding and disbursements.
• Assists in operational duties of the department, including secondary market sales; tickler maintenance, follow-up and payment of referral fees and associates vendors, i.e. appraisal, environmental and title fees, etc.
• Prepare and update daily, weekly and monthly administrative reports
• Assist customers and loan servicing officer and follow up on outstanding items and related questions.
• Promote and cross sell the Bank’s services and products.
• Perform other duties as assigned.

Qualifications

Education: College degree in accounting or business preferred.

Experience: 1-2 years of experience in banking or customer service positions preferred.

Skills/Abilities:

• PC literate in MS Word and Excel.
• Thorough accounting concepts.
• Strong verbal and written communication skills.
• Organized and detail-oriented with the ability to function in a team environment.
• Bilingual may be required.

Loan Officer – Brooklyn, NY

Job Responsibilities

• Prepare loan write-ups for lending officers.
• Service credit needs of existing and new customers.
• Consult with customers for financial and credit analysis, validate valuations of collateral.
• Coordinate and review loan documentation for loan closing.
• Manage existing customer relationship and loan portfolios.
• Prepare amendment, waiver, and extension for credits as needed.
• Monitor/review existing account to detect potential problems and suspicious activities; apply problem account administration according to regulations and the Bank’s policies and procedures.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree in Business Administration or Finance preferred.

Experience: Minimum 3 years of experience in underwriting pertinent loans.

Skills/Abilities:

• Strong analytical and underwriting skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual may be required.

Mortgage Loan Officer – Brooklyn, NY

Job Responsibilities

• Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills/Abilities:

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is required.

Customer Service Representative– Chicago, IL

Job Responsibilities

• Supports and performs branch operations as deemed necessary by branch management, including new accounts, customer services, and teller functions.
• Provides quality customer services including servicing existing customers, answering inquiries, and recommending solutions to customer problems.
• Promotes and cross-sells the Bank’s services and products.
• Accept deposits/withdrawals, cash checks, process loan payments, tax payments, and outgoing wire transactions; process mail and night drop deposits.
• Balance cash drawer.
• Sell money order and travelers, official and gift checks.
• Verify credit rating request signatures and process accordingly.
• Answer inquiries and direct customers to the proper department for further bank services.
• File miscellaneous items and distribute daily reports.
• Promote and cross-sell Bank services and products.
• Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent; some college business classes preferred but not mandatory.

Experience: Cash handling, customer service, and general office experience will be helpful.

Skills and Abilities:

• PC literate.
• Typing.
• Proficient in math.
• Organized and detail oriented.
• Strong communication skills.
• Bilingual may be required.

MLO/Wholesale Account Executive – Chicago, IL

Job Responsibilities

• Responsible for business development from retail clients (bank branches/real estate companies) and wholesale mortgage brokers to generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from their own contacts and from other business channels.
• Cross-sell other bank products and services.

Qualifications

Education: Bachelor’s degree in finance, business, economics, math or a related area.

Experience: Minimum 3 years of experience in originating mortgage loans (retail or wholesale lending) with a proven track record.

Skills and Abilities:

• Proficient in Word, Excel and Encompass.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is preferred.

Mortgage Loan Officer – Honolulu, HI

Job Responsibilities

• Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills/Abilities:

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is required.