Careers

Financial Reporting Manager – Buena Park, CA

Job Responsibilities

• Manage all aspects of the Company’s SEC reporting function and other financial reporting as assigned.  Ensure accurate and timely financial reporting in accordance with GAAP, SEC and regulatory requirements and effective internal controls over financial reporting.
• Preparation and review of Quarterly and annual SEC reports, including 10-Q, 10-K, 8-Ks and Proxy, earnings release and investor presentations.
• Prepare and review supporting worksheets for SEC financial reporting ensuring completeness and accuracy
• Ensure accuracy and integrity of financial reports through review and analysis of financial data and review XBRL tagging of financial statements and footnotes
• Prepare disclosure committee meeting materials, and coordinate effective SEC reporting calendar and deliverables
• Serve as central point of contact for SOX program deliverables related to SEC reporting.
• Ongoing monitoring and interpretation of new SEC/GAAP and Regulatory pronouncements; prepare memos on the impact to the Company and assist with implementing accounting and reporting treatment.
• Identify areas of improvement in financial reporting processes and implement solutions to increase efficiency and accuracy
• Communicate with external and internal auditors, regulators, and consultants regarding financial reporting matters.
• Subject matter expert on financial reporting matters and provide guidance and support to other teams as needed
• Continuously monitor and review financial reporting processes to identify and mitigate any potential risks
• Provide direct support on various special projects.

Qualifications

Education: B.S. Degree in Accounting or Finance required; with a CPA preferred.

Experience:

• 7 plus years of accounting and financial reporting experience with a working knowledge of U.S. GAAP required. 
• Banking and SEC reporting experience required. 
• Must be able to manage multiple tasks and set priorities and possess strong organizational and communication skills. 
•  Thorough knowledge of GAAP, SOX requirements, banking regulations, bank products and policies.
• Effective presentation, analytical and research skills.

Skills and Abilities:

• Demonstrate strong attention to detail and accuracy and the ability to execute and follow through to completion and documentation. 
• Strong excel/spreadsheet, MS word, PC and written communication skills required. 
• General ledger systems experience a plus.
• Ability to effectively present accurate and concise information to management, auditors and regulators and respond to questions from same.
• Effectively use and manage the SEC reporting platform including coordinating with external vendor required.
• Use sound judgment in making day-to-day decisions. 
•  Strong team leader and ability to work without close supervision.
• Ability to coordinate and evaluate internal controls to identify weaknesses and improve upon processes for SOX Program.

Salary: $ 120,000/yr - $ 170,000/yr

Customer Service Representative – San Gabriel, CA

Job Responsibilities

• Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
• Enter deposits and issue receipts.
• Cash checks and pay out money upon verification of signatures and customer balances.
• Place holds on accounts for uncollected funds.
• Sell Cashier’s checks and other monetary instruments.
• Process Loan payments.
• Process outgoing wire.
• Process return items.
• Notify customers of incoming wires.
• Properly handle Safe Deposit customer.
• Assist with daily call-backs.
• Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent.

 Experience: Cash handling, customer service, general office experience helpful.

Skills and Abilities:

• PC literate.
• Typing.
• Proficient in math.
• Organized and detail oriented.
• Strong communication skills.
• Bilingual may be required.

Salary: $ 39,520/yr - $ 43,680/yr

Customer Service Representative – Torrance, CA

Job Responsibilities

• Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
• Enter deposits and issue receipts.
• Cash checks and pay out money upon verification of signatures and customer balances.
• Place holds on accounts for uncollected funds.
• Sell Cashier’s checks and other monetary instruments.
• Process Loan payments.
• Process outgoing wire.
• Process return items.
• Notify customers of incoming wires.
• Properly handle Safe Deposit customer.
• Assist with daily call-backs.
• Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent.

 Experience: Cash handling, customer service, general office experience helpful.

Skills and Abilities:

• PC literate.
• Typing.
• Proficient in math.
• Organized and detail oriented.
• Strong communication skills.
• Bilingual may be required.

Salary: $ 39,520/yr - $ 43,680/yr

Branch Manager – Silver Lake, CA

Job Responsibilities

• Organize, direct and administer the service and sales activities of the branch through management of all branch personnel.
• Manage the sales function by developing sales and marketing plans specific to local markets, to meet deposit and other performance goal.
• Participate and implement business development programs for Bank products using various techniques including but not limit generate sales leads, calls to existing customers to maintain and expand banking relationships, and calls to prospective clients to develop new business.
• Meet regularly with branch staffs to ensure that all opportunities for selling and cross selling Bank products and services are pursued.
• Oversee operational and risk management activities of the branch to ensure the highest level of customer service, operating efficiencies, and compliance with the Bank’s operating standards and regulatory requirements, such as BSA and CRA.
• Adhere to branch budget. Monitor and control expenses on an ongoing basis. Develop forecast and financial objectives.
• Actively participate in various civic, social and community affairs to enhance the Bank’s image and promote positive community relations.
• Maintain up-to-date knowledge on all Bank products and services and ensure that training and assistance is provided to develop and enhance branch staff’s knowledge.
• Maintain a highly motivated and qualified branch staff through the selection, placement, training, counseling and promotion of people to achieve optimum organizational performance.
• Team up with or report to Regional Manager or other bank managers for business development, staffing and other branch management matters, when deemed necessary or appropriate.
• Handle complex customer inquiries.
• Perform other duties as assigned.
• Perform Performance Appraisals, Disciplinary Actions and interview candidates.
• Responsible for all branch approvals within limits set by the bank, which includes and not limited to deposits, withdrawals, wires, monthly certifications, “Teller Overrides”, Daily NSF Reports, Employee’s time and any other process where an approval by the Branch Manager is required.

Qualifications

Education: College degree in business or equivalent.

Experience:

• Two to three years’ branch management experience.
• Thorough knowledge of banking regulations, bank products and policies.

Skills and Abilities:

• Comprehensive knowledge of all phases of branch management including banking regulations and compliance.
• Customer service, sales, operations and risk management, proven abilities in business development and banking management.
• Excellent verbal and written communication skills.
• Bilingual may be required.

Salary: $ 80,000/yr - $ 100,000/yr

Sr. AML/CTR Analyst – Los Angeles, CA

Job Responsibilities

• Assist in the operations and enforcement of the BSA Department’s CTR program. This includes acting as the CTR team lead, ensuring the timely and accurate completion and submission to FinCEN of CTR reviews as the primary objective.
• Assist with quality assurance on the CTR program and assist with quality control by performing second reviews on completed CTRs, making corrective actions when needed, documenting errors, and providing constructive criticism.
• Manage and review customers Exempt from Currency Transaction Reporting.
• Assist the BSA Officer in the development, revision, and implementation of CTR program enhancements as needed or as directed. Communicate and recommend changes to policies and procedures.
• Meet and discuss current issues with the BSA Officer and assist with preparing BSA/AML reports for Board and Management review.
• Ensure all recordkeeping and retention requirements are followed.
• Collaborate and coordinate with branch staff, business operations team and other internal stakeholders (by phone, email, or Teams messaging) in support of Requests for Information (RFI) or to obtain other data related to CTR processing.
• Provide effective and accurate CTR compliance support to the Bank’s other business and operating units.
• Maintain tracking and statistics of monthly pending items CTR triggering data and dates, due dates, batch data, RFIs, suspicious activity escalations, and any other tasked deliverables.
• Assist the BSA Officer in tracking and monitoring completion of CTR group and CTR analyst goals and objectives.
• Assist with collecting and maintaining data for the BSA Risk Assessment.
• Support the BSA Officer in developing and fostering departmental initiatives, including but not limited to the creation and implementation of training resources, job aids, and equivalent tools; performing periodic training and providing guidance to CTR analysts.
• Stay up to date on all applicable regulatory requirements and updates, especially those related to CTRs.
• Escalate potentially unusual or suspicious activity as appropriate and in accordance with BSA/AML/OFAC monitoring policy.
• Within the BSA Department, assist with duties which are external to the CTR program when needed. This may include functions that are managed under the CDD/EDD, Alert, SAR, or Sanctions groups. This may include the following:
  • Conduct research, investigation, and in-depth analysis of client profiles and transactional activities to assess financial crime risks, in accordance with BSA/AML/OFAC monitoring policy. Perform additional due diligence as required for high-risk customers, and as otherwise directed by the BSA Officer and EDD Manager.
  • Lead and perform complex reviews for higher risk industry customers including, but not limited to, money service business, independent ATM operator, trade finance business, EB-5 (employment-based immigration: fifth preference) business, financial technology company, jewelers and precious metal dealers, automobile exporters and dealers, and cannabis-related business.
  • Document and maintain accurate records of due diligence reviews, findings, decisions, and supporting documentation in accordance with internal policies and regulatory retention standards.
  • Review and verify applicable documentation to ensure accuracy and completeness of KYC information.
  • Perform oversight and maintain controls on special projects as directed by BSA Officer or EDD Manager.
  • Assist with FinCEN 314(a) compliance.
• Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree or experience-based equivalent.

Experience:

• Minimum 5 years of experience in banking operations, regulatory, legal, or auditing environment with significant exposure to regulatory compliance matters preferred.
• Detailed knowledge of CTR rules, e-filing manual/forms, and industry practices is required. Experience with audit/examination and management CTR reporting is strongly preferred.

Skills and Abilities:

• Excellent analytical, research, project management, and planning skills.
• PC proficient.
• Organized and detail-oriented.
• Strong written and verbal communication skills. 
• Thorough knowledge of BSA/AML, USA PATRIOT Act, OFAC laws and regulations, especially CTR reporting requirements.
• Verbal Chinese is a big plus.

Salary: $ 70,304/yr - $ 98,000/yr

Mortgage Underwriter – Los Angeles, CA

Job Responsibilities

• Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place.
• Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions.
• Review and ensure applicant’s income, financial statements, credit history, debt ratios and savings.
• Approve applications for closing and funding and ensure all applicable regulations are met.
• Collaborate with team members to identify potential solutions/exceptions for denied loan files.
• Provide superior customer service while maintaining knowledge of available loan products.
• Perform other duties as assigned.

Qualifications

Education: High School Diploma or equivalent.

Experience:

• Minimum 2-4 years of mortgage banking experience specific in underwriting. 
• Technical history with FHLMC, FNMA, FHA, VA or equivalent mortgage products.

Skills and Abilities:

• Strong analytical and auditing skills along with a firm grasp on math.
• Good decision-making skills backed by relevant details and research.
• Knowledge pertaining to mortgage regulations.
• Excellent computer skills.
• Customer service and communication skills.
• Ability to handle delicate situations with diplomacy and tact.

Salary: $ 80,000/yr - $ 110,000/yr

MLO/Wholesale Account Executive – Los Angeles, CA

Job Responsibilities

• Responsible for business development from retail clients (bank branches/real estate companies and other sources) and mortgage brokers (Wholesale Lending) to generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans (retail or wholesale lending) with a proven track record.

Skills and Abilities:

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel and Encompass.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin may be preferred.

Salary: $ 2,000 base salary/month plus commission

Mortgage Loan Officer – Los Angeles, CA

Job Responsibilities

• Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is required.

Salary: $ 2,000 base salary/month plus commission

Sr. Relationship Manager – Los Angeles, CA

Job Responsibilities

• Building positive and strong relationships with staff and customers, to develop new clients for the bank.
• Promote various products and in-charge of product sales.
• Interact with customers to understand their businesses and to provide exceptional services to meet their banking needs
• Developing potential business relationships by actively participating local community events or activities.
• Report and communicate with Head of C&I Banking for proactive marketing strategy planning.
• Underwriting support deemed necessary by Manager.
• Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree or equivalent.

Experience: 8-10 years of experience as a Relationship Manager or equivalent. Thorough knowledge of commercial lending, trade finance, and bank products that include cash management, FX, and others.

Skills and Abilities:

• Strong marketing skills, interpersonal abilities, customer service and Communication skills. 
• Bilingual (English/Mandarin) is a plus.

Salary: $ 165,000/yr - $ 200,000/yr

Mortgage Loan Officer – Brooklyn, NY

Job Responsibilities

• Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is required.

Salary: $ 2,000 base salary/month plus commission

Customer Service Representative (Part Time/Full Time) – (#52 Branch) Brooklyn, NY

Job Responsibilities

• Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
• Enter deposits and issue receipts.
• Cash checks and pay out money upon verification of signatures and customer balances.
• Place holds on accounts for uncollected funds.
• Sell Cashier’s checks and other monetary instruments.
• Process Loan payments.
• Process outgoing wire.
• Process return items.
• Notify customers of incoming wires.
• Properly handle Safe Deposit customer.
• Assist with daily call-backs.
• Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent.

Experience: Cash handling, customer service, general office experience helpful.

Skills and Abilities: 

• PC literate.
• Typing.
• Proficient in math.
• Organized and detail oriented.
• Strong communication skills
• Bilingual may be required.

Salary: $ 35,360/yr - $ 39,520/yr

Customer Service Representative – Elmhurst, NY

Job Responsibilities

• Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
• Enter deposits and issue receipts.
• Cash checks and pay out money upon verification of signatures and customer balances.
• Place holds on accounts for uncollected funds.
• Sell Cashier’s checks and other monetary instruments.
• Process Loan payments.
• Process outgoing wire.
• Process return items.
• Notify customers of incoming wires.
• Properly handle Safe Deposit customer.
• Assist with daily call-backs.
• Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent.

Experience: Cash handling, customer service, general office experience helpful.

Skills and Abilities:

• PC literate; typing.
• Proficient in math. 
• Organized and detail oriented.
• Strong communication skills.
• Bilingual may be required.

Salary: $ 35,360/yr - $ 39,520/yr

BSA Analyst –Brooklyn, NY

Job Responsibilities

• Assist BSA Officer in meeting BSA regulatory requirements.
• Conduct research, analysis, & investigation of acct. behavior for potential unusual activities per BSA/AML/OFAC monitoring policies.
• Perform investigations on cases referred by bank personnel & cases elevated from monthly exceptions or targeted monitoring.
• Prepare & file Suspicious Activity Reports (SAR).
• Perform essential workflow functions i.e. monthly exception distribution, documenting complex cases & ensure that SAR narratives include all pertinent data elements.
• Maintain records according to legally prescribed retention schedules.
• Track monthly pending items & statistics in the BSA/AML Dept.
• Participate in alert tuning exercises to enhance the effectiveness of the monitoring system; Monitor new & revised BSA/AML/OFAC laws and regulations.
• Update desktop procedures to maintain compliance.
• Provide training and support as needed, including mentorship to junior analysts.
• Assist with secondary reviews of other analysts’ reviews to ensure continuity with departmental practices & adherence to policies & procedures.
• Provide feedback on systems, processes, & other relevant observations.

Qualifications

 Education: BA/BS in Financial Management or Financial Law.

Salary: $ 85,405/yr - $ 96,668/yr

SBA Underwriter – Edison, NJ

Job Responsibilities

• Underwrite new SBA guaranteed loan products, primarily 7a and 504 loans following the Bank’s lending policy and procedures, SBA guidelines and general prudent lending practice.
• Perform financial and ratio analysis on collected financial information to evaluate financial condition/capacity of each applicant.
• Review all legal documents, contracts, escrow documents, preliminary title and lien search report for proper risk assessment.
• Review real estate appraisal, environmental studies and business valuation to analyze collateral adequacy.
• Prepare a comprehensive written report on each loan request for presentation to proper approval authority.
• Conduct applicant interviews and site visits as needed.
• Monitor and service existing loan portfolio.
• Prepare and update daily, weekly and monthly administrative reports.
• Promote and cross sell the Bank’s services and products.
• Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree in Business-related major

Experience:

• 5+ years’ experience in SBA/commercial lending
• Familiar with SBA financial programs, especially 7a and 504

Skills and Abilities:

• Track record of business development.
• PC proficient in Word and Excel.
• Customer service, effective verbal and written communication skills.
• Bilingual may be required.

Salary: $ 95,000/yr - $ 115,000/yr

Mortgage Loan Officer – Honolulu, HI

Job Responsibilities

• Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is required.

Salary: $2,000 base salary/month plus commission

Customer Service Representative – Honolulu, HI

Job Responsibilities

• Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
• Enter deposits and issue receipts.
• Cash checks and pay out money upon verification of signatures and customer balances.
• Place holds on accounts for uncollected funds.
• Sell Cashier’s checks and other monetary instruments.
• Process Loan payments.
• Process outgoing wire.
• Process return items.
• Notify customers of incoming wires.
• Properly handle Safe Deposit customer.
• Assist with daily call-backs.
• Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent.

 Experience: Cash handling, customer service, general office experience helpful.

Skills and Abilities:

• PC literate.
• Typing. 
• Proficient in math.
• Organized and detail oriented.
• Strong communication skills.
• Bilingual may be required.

Salary: $ 39,520/yr - $ 43,680/yr