Top-down view of a large wooden table where several people are in a business meeting

Careers

Careers at Royal Business Bank
An EEO and E-Verify Employer



Please send resume to:

Royal Business Bank
1055 Wilshire Blvd, #1200
Los Angeles, CA 90017
Attn: Human Resources

Before you send the resume to us, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act Notice and Online Privacy) at our home page.

Chief Accounting Officer – Buena Park, CA

Job Responsibilities

  • Responsible for accounting operations and the design of internal controls over financial reporting for accounting functions.
  • Responsible for accurate and timely financial reporting, including the Annual Audited Financial Statements, SEC Reporting, periodic regulatory reporting (Call Report and FRY-9C) and other internal and external reports; submit appropriate comments and recommendations to the CFO.
  • Effectively supervises, develops and motivates staff.
  • Preparation of the tax provision in accordance with ASC 740, Income Taxes.
  • Supervise the month-end close process of the general ledger with input from the CFO.
  • Ability to effectively manage staff and provide supervision to the general ledger, accounts payable, treasury and other staff.
  • Responsible for Equity Award accounting and maintenance.
  • Responsible for safeguarding of assets and assuring accurate and timely recording of all transactions by implementing disciplines of internal audits, controls and checks across all departments. 
  • Assume a significant role in the coordination and execution of the annual audits, both internal and external, and any regulatory examinations.
  • Provide support to the CFO for accounting projects and the implementation of processes and procedures to support various departments within the Company.

Qualifications

Education: Bachelor’s degree in Accounting or Finance – CPA preferred.

Experience:

  • 15+ years related and progressive work experience in a banking environment.
  • Experience in preparing financial statements and SEC filings.
  • Experience in Mortgage and SBA accounting a plus, including supervisory experience, financial reporting, and close process.
  • Experience in Purchase Accounting a plus.
  • Prior experience with Fiserv core banking systems a plus.  
Skills and Abilities:
  • Individual must have a strong working knowledge of both GAAP and bank accounting principles, as well as regulatory guidance.
  • Strong technical accounting skills and an understanding of accounting controls, especially as they relate to multi-system transactions to the general ledger.
  • Commitment to stay abreast of all new technical accounting pronouncements to ensure that internal accounting policies and processes are current and GAAP conforming.
  • Strong understanding of internal controls and experience with process improvements (implementing improvements and streamlining/automating).
  • Must have excellent oral, written and personal contact communication skills, including the ability to maintain effective communication and professional working relationships with senior management and staff.
  • Must be able to manage multiple tasks and set priorities and possess strong organizational skills and have a thorough knowledge of banking regulations, bank products and policies.
  • Must be a self-starter and dependable with strong attention to detail, organizational skills, accuracy.
  • Desire and ability to work as part of a team, and with people of diverse backgrounds.
  • Analytical thinker who detects problems and errors in a timely manner.
  • Ability to learn quickly, asks questions, takes instruction constructively, and be flexible in doing assorted tasks.
  • Ability to accept and facilitate change. Ability to make sound business decisions.
  • Possessed good judgment, ability to accept responsibility, set priorities and handle multiple priorities.
  • Willingness to assume additional responsibilities/ duties/ projects as they arise.
  • Computer skills - excellent skills and experience Excel, general ledger systems, Microsoft Office PC software, etc.

Salary: $ 250,000/yr - $ 275,000/yr ++

 

IT SOX Specialist – Buena Park, CA

Job Responsibilities

  • Provide technical support for IT controls and systems that are essential SOX compliance. This includes ensuring the effectiveness of IT general controls, such as access controls, change management, and data security.
  • Collaborate with the compliance team to guarantee that all IT systems and controls align with SOX regulations. This involves assessing the design and operating effectiveness of IT controls.
  • Perform regular maintenance tasks for IT systems, controls, and applications to ensure optimal performance, security, and compliance. This may include implementing security patches, and updates.
  • Perform User Access Reviews as needed for applications related to SOX.
  • Create, Modify, or Delete Business Analytics reports based on the need of the business units that are related to financial and non-financial reporting.
  • Pull user listings, group listings, permissions reports for all applications related to SOX as needed.
  • Train end-users and relevant stakeholders on the proper use of IT systems and controls related to SOX.
  • Maintain detailed documentation of IT controls, configurations, and changes to support compliance, auditing, and risk assessment requirements.
  • Identify potential IT risks and vulnerabilities in context of financial reporting and SOX compliance. Implement controls and measures to mitigate these risks.
  • Work closely with internal teams, including finance, IT, compliance, operations, lending, external auditors, to streamline IT controls, enhance financial reporting, and improve compliance measures.
  • Assist with internal and external audits by providing necessary documentation, access to IT systems, and support to auditors.
  • Stay up to date with SOX regulations, IT security best practices, and emerging technologies to continuously enhance IT controls and compliance measures.

Qualifications

Education: Bachelor’s degree is information technology, computer science, finance, or related field (or equivalent experience)

Experience: 3-5 years full-time employed Information Technology, and/or Operations experience

Skills and Abilities:

  • Strong knowledge of SOX regulations, particularly in the context of IT controls, and Fiserv products and services.
  • Proficiency in IT systems, controls, and applications relevant to financial reporting and compliance.
  • Technical skills related to system administration, database management, and system monitoring tools.
  • Understanding of internal controls, compliance, and risk management.
  • Strong problem-solving and analytical skills.
  • Excellent communication and collaboration skills.
  • Attention to detail and ability to work under tight deadlines. 

Salary: $ 75,000/yr - $ 85,000/yr

 

Assistant Internal Auditor (I) – Los Angeles, CA

Job Responsibilities

  • Assist Head of Internal Audit to follow internal audit program and perform operational, and compliance audits in accordance with the internal audit program.
  • Assist Head of Internal Audit to enhance the internal controls, operating efficiency, and the adequacy of bank records and recordkeeping.
  • Communicate the audit findings and recommendations to appropriate management based on the results of regularly scheduled audits, non-scheduled audits, and at any time when issues need to be addressed by management.
  • Assist Head of Internal Audit to make the Final Audit Report available for the Audit Committee to review the audit findings, recommendations and any significant deficiencies.
  • Assist Head of Internal Audit to follow up the audit findings, deficiencies noted during audits, and any corrective plan if needed.
  • To research any irregularities discovered by or assigned by Head of Internal Audit.
  • Assist Head of Internal Audit to coordinate with business units and external auditors for outsourcing audit scope and schedule.
  • Assist Head of Internal Audit to do the research, if there is any fraud, embezzlements, and defalcations within the bank. The report will be reviewed by Internal Auditor before submitted to Audit Committee or senior management.
  • Promote the Bank’s image and reputation, also assist the Bank’s growth.
  • Perform other duties assigned by Head of Internal Audit.

Qualifications

Education: Bachelor’s or Master’s degree in business administration, finance, accounting or similar area of study.

Experience: 0 - 2 years of banking or comparable work-related experience.

Skills and Abilities:

  • Thorough knowledge of bank policies, procedures and practices, with sufficient knowledge of laws and regulations governing banks.
  • Strong knowledge in compliance, Information Systems Technology, Financial/Accounting, Operations, etc.
  • Ability to identify, analyze and solve complex issues quickly.
  • Ability to work with and relate to superiors, subordinates, associates and customers in a professional manner.
  • Ability to effectively communicate complex issues to bank management, both orally and in writing, in an accurate well-organized, logical manner to effect action.

Salary: $ 50,000/yr - $ 64,480/yr

 

Executive Assistant – Los Angeles, CA

Job Responsibilities

  • Perform miscellaneous administrative functions of the entire bank.
  • Oversee and order supplies of the entire bank, including gift items, special events, new branches, etc.
  • Review all invoices from vendors.
  • Act as a liaison and coordinate with advertising, media and public relations companies for main stream media.
  • Review daily newspaper to keep top management informed about peer banks’ advertisement and banking news.
  • Work with cities and authorities on new branch establishment and office closure
  • Prepare monthly board and committee meeting agendas by gathering materials from various sources.
  • Collect all bank-wide training records and register training for online/onsite training.
  • Compile UBPR report on local banks.
  • Perform other duties as assigned by CAO, President, CEO or CBO.

Qualifications

Education: College degree or equivalent

Experience: 2 years of administrative experiences in commercial banking required

Skills and Abilities:

  • Proficient in Microsoft software programs
  • Organized and detail-oriented.
  • Good interpersonal and communication skills.
  • Bilingual in English and Mandarin Chinese a plus.

Salary: $ 66,560/yr - $ 80,000/yr

 

Credit Administration Specialist (2) Los Angeles, CA

Job Responsibilities

  • Credit Report
    • Collect credit report requests from lending departments; verify borrower's financial information and credit search authorizations.
    • Generate LexisNexis, D&B and Experian reports; Save and categorize the hard and soft copies in separate folders.
    • Create monthly credit search log; verify the information on the monthly invoice and send invoice request to finance department.
  • Reg B Compliance & Other Reports
    • Regulation B Certification
      • Send notification and collect Reg B tracking logs from all lending units.
      • Review and monitor each tracking log and conversation log, and provide revise comments.
      • Ensure all the time line in the log does not have an ECOA violation.
      • Create and renew pending log for follow up.
      • Summarize and categorize tracking logs by lending units, and generate monthly pending certification.
  • Review Memo
    • Monitor pending loans status, and collect review memo packages from all lending units.
    • Ensure the accuracy in review memo packages including, review memorandum page, tracking log, loan application, notice of action taken and all documents related to the closing decision.
    • Monitor the time line and closing reasons of the subject loan, and request the approval of the executive management officer.
  • HMDA Monthly Certification
    • Monitor and verify all HMDA reportable loans.
    • Collect supporting documents from all lending units and verify the information on the HMDA Loan Reporting Worksheet.
    • Generate monthly certification and prepare all packages for each HMDA reportable loans.
  • Tax Delinquency Monthly Reports
    • Collect updated tax delinquency information from Lerreta and Nationwide website, and update in the delinquency report.
    • Generate the delinquency notification letters.
    • Notice from the lending departments: Collect and verify the updated information and proof of payments.
  • Branch Operation (Back up), if needed
    • On duty Teller as required
    • Coordinate with other tellers to generate Monthly Certification
  • Other Reports & Duties
    • Cost Allocation Report - Notice and review monthly cost allocation report of Credit Administration.
    • Complaint Log - Generate complaint log and report to Risk Department.

Qualifications

Education: Bachelor’s degree in business or accounting, or equivalent

Experience: 1 to 2 years’ experience in banking or credit/financial functions

Skills and Abilities:

  • PC literate in MS Word and Excel.
  • Organized and detail-oriented with the ability to function in a team environment.
  • Bilingual (English/Mandarin) is a plus.

Salary: $ 45,385/yr - $ 54,582/yr

 

Loan Portfolio Specialist – Los Angeles, CA

Job Responsibilities

  • Service credit needs of existing legacy and portfolio loan customers.
  • Process and monitor daily activities for loan advance transaction and construction disbursement.
  • Assists Portfolio Management Manager as the point of contact for the client: acting as a liaison to credit supervision, the commercial support staff and other internal business partners.
  • Monitor/review existing accounts to detect potential problems, suspicious activities, and credit quality; apply problem account administration according to regulations and the Bank’s policies and procedures.
  • Co-manage loan portfolio by collecting, analyzing financial and prepare annual loan review to evaluate and ensure the credit maintains its financial covenant.
  • Ongoing monitoring or credit/Covenant Compliance.
  • Manage existing customer relationship and loan portfolios.
  • Prepare loan write-ups for extension of loan as provided for in approved CCRs.
  • Must be comfortable dealing directly with clients independently.
  • Perform other administrative duties required for the maintenance of a portfolio of clients.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree in business administration or finance or equivalent.

Experience: Minimum 3 to 5 years of commercial lending or credit and experience in credit administration would be an advantage.

Skills and Abilities:

  • Strong analytical and underwriting skills.
  • PC proficient in Word and Excel.
  • Excellent verbal and written communication skills.
  • Strong client service skills and strong sense of urgency.
  • Ability to work within set timelines while maintain quality and attention to detail.
  • Bilingual may be required.

Salary: $ 54,080/yr - $ 58,240/yr


Mortgage Servicing Specialist – Los Angeles, CA

Job Responsibilities

  • Prepare budget and quarterly forecast.
  • Perform mortgage loan portfolio servicing from new loan booking, processing transactions for mortgage loans, tracking insurance, property tax and rate changes through the life of the loan.
  • Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
  • Assist customers and staff with related questions.
  • Perform account maintenance.
  • Ensure compliance with all applicable government, investor, and bank regulations.
  • Investor remittance.
  • Perform other duties as assigned.

Qualifications

Education: AA degree or equivalent

Experience: Minimum 1-3 years of mortgage servicing experience or related banking experience.

Skills and Abilities:

  • Strong interpersonal and customer service skills.
  • Positive attitude; PC proficient in Microsoft Office.
  • Detail-oriented and follow- through skills.

Salary: $ 43,547/yr - $ 58,000 /yr

 

MLO/Wholesale Account Executive – Los Angeles, CA

Job Responsibilities

  • Responsible for business development from retail clients (bank branches/real estate companies and other sources) and mortgage brokers (Wholesale Lending) to generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans (retail or wholesale lending) with a proven track record.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel and Encompass.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin may be preferred.

Salary: $ 2,000 base salary/month plus commission

 

Mortgage Loan Officer – Los Angeles, CA

Job Responsibilities

  • Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin is required.

Salary: $ 2,000 base salary/month plus commission

 

Jr. Risk Analyst - Los Angeles, CA

 Job Responsibilities:

  • Receive training, learning Risk Management and Compliance Regulations requirements and bank policies and procedures.
  • Assists CRO for the Risk Assessment related to Enterprise Risk Management
  • Monitors, tracks and reviews the monthly/quarterly/semi-annually/annually compliance certification from branches and business units, to ensure the compliance certifications are completed with validated information, report to supervisor any deficiency from compliance certification.
  • Assists in projects related to the Bank’s compliance management functions.
  • Assists in the lending compliance monitoring review by collecting, analyzing and summarizing information such as HMDA, Reg B loan tracking log, flood insurance tickler log.
  • Assists in the mortgage lending compliance to review the TRID LECD, review mortgage loan documents due diligence and other compliance regulations.
  • Assists in the deposit compliance monitoring review by collecting, analyzing and reviewing the Reg CC Fund Availability, Reg DD Truth in Savings, and Reg E Error Resolution.
  • Monitors, updates and tracks the bank-wide compliance training log, follows up with the pending branches and departments to complete the annual trainings.
  • Completes department other administrative duties if necessary and performs other duties as assigned.

Qualifications

Education: Bachelor’s degree or equivalent is preferred.

Experience: Minimum 1 or 2 years of experience in banking and knowledge of compliance regulation is preferred but not mandatory

Skills and Abilities:

  • Excellent analytical, research, project management, and planning skills.
  • PC proficient.
  • Organized and detail oriented.
  • Strong written and verbal communication skills. 
  • Good knowledge of banking operations.

Salary: $ 47,840/yr - $ 52,520/yr

 

Credit Analysts - Los Angeles, CA 

Job Responsibilities:

  • Gather and analyze corporate financial statements and data.
  • Generate financial ratios.
  • Consult with clients' reports.
  • Compare liquidity, profitability, and credit histories of establishments being evaluated.
  • Review commercial files.
  • Prepare written credit packages.
  • Complete quality assurance reviews.
  • Monitor collateral compliance covenants and borrowing base requirements.
  • Market, train, and communicate credit department policy to company personnel.

Qualifications

Education: BA/BS in Mathematics, Statistics, Accounting, Finance, or Business Administration with Finance Option/Concentration

Salary: $ 54,891/yr - $ 73,463/yr

 

Customer Service Representative – Silverlake, CA

Job Responsibilities

  • Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
  • Enter deposits and issue receipts.
  • Cash checks and pay out money upon verification of signatures and customer balances.
  • Place holds on accounts for uncollected funds.
  • Sell Cashier’s checks and other monetary instruments.
  • Process Loan payments.
  • Process outgoing wire.
  • Process return items.
  • Notify customers of incoming wires.
  • Properly handle Safe Deposit customer.
  • Assist with daily call-backs.
  • Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent.

Experience: Cash handling, customer service, general office experience helpful.

Skills/Abilities:

  • PC literate.
  • Typing.
  • Proficient in math.
  • Organized and detail oriented.
  • Strong communication skills.
  • Bilingual may be required.

Salary: $35,360/yr - $39,520/yr

 

Business Development Officer – Silverlake, CA

Job Responsibilities

  • Participate in business development activities for the Bank. Business development activities include: cold calling, attending industry events, networking with new contacts and COIs, contacting new and existing customers through call campaigns, etc. This position is primarily responsible for growing new net deposits for the bank. Other bank business including new loans and fee income are secondary priorities.
  • Provide superior customer service by answering inquiries and directing customers to the proper department(s) for further bank services; gather marketing related data and report to branch management while assisting the branch to form marketing plans.
  • Manage and assist other relationship managers in handling accounts as assigned and assist other bank personnel in loan- and deposit-related matters; provide management with reports or account information as required.
  • Actively participate in various civic, social and community affairs to increase the Bank’s visibility and to enhance new business opportunities.
  • Perform other duties as assigned by management.

Qualifications

Education: College degree with business classes or equivalent preferred

Experience: Minimum 2 years of sales experience in commercial banking highly preferred.

Skills and Abilities:

  • Broad knowledge of bank products and services is essential.
  • Strong communication skills.
  • Ability to call on customers and present the Bank’s products and services.

Salary: $ 70,000/yr - $ 120,000/yr

 

Business Development Officer – Westlake/Oxnard, CA

Job Responsibilities

  • Participate in business development activities for the Bank. Business development activities include: cold calling, attending industry events, networking with new contacts and COIs, contacting new and existing customers through call campaigns, etc. This position is primarily responsible for growing new net deposits for the bank. Other bank business including new loans and fee income are secondary priorities.
  • Provide superior customer service by answering inquiries and directing customers to the proper department(s) for further bank services; gather marketing related data and report to branch management while assisting the branch to form marketing plans.
  • Manage and assist other relationship managers in handling accounts as assigned and assist other bank personnel in loan- and deposit-related matters; provide management with reports or account information as required.
  • Actively participate in various civic, social and community affairs to increase the Bank’s visibility and to enhance new business opportunities.
  • Perform other duties as assigned by management.

Qualifications

Education: College degree with business classes or equivalent preferred

Experience: Minimum 2 years of sales experience in commercial banking highly preferred.

Skills and Abilities:

  • Broad knowledge of bank products and services is essential.
  • Strong communication skills.
  • Ability to call on customers and present the Bank’s products and services.

Salary: $ 70,000/yr - $ 120,000/yr

Business Development Officer – Las Vegas, NV

Job Responsibilities

  • Participate in business development activities for the Bank. Business development activities include: cold calling, attending industry events, networking with new contacts and COIs, contacting new and existing customers through call campaigns, etc. This position is primarily responsible for growing new net deposits for the bank. Other bank business including new loans and fee income are secondary priorities.
  • Provide superior customer service by answering inquiries and directing customers to the proper department(s) for further bank services; gather marketing related data and report to branch management while assisting the branch to form marketing plans.
  • Manage and assist other relationship managers in handling accounts as assigned and assist other bank personnel in loan- and deposit-related matters; provide management with reports or account information as required.
  • Actively participate in various civic, social and community affairs to increase the Bank’s visibility and to enhance new business opportunities.
  • Perform other duties as assigned by management.

Qualifications

Education: College degree with business classes or equivalent preferred

Experience: Minimum 2 years of sales experience in commercial banking highly preferred.

Skills and Abilities:

  • Broad knowledge of bank products and services is essential.
  • Strong communication skills.
  • Ability to call on customers and present the Bank’s products.

Salary: $ 70,000/yr - $ 120,000/yr

Mortgage Loan Officer – Queens, NY

Job Responsibilities

  • Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin is preferred.

$2,000 base salary/month plus commission

 

Loan Servicing Associate Brooklyn, NY

Job Responsibilities

  • Perform loan servicing from new loan booking, processing transactions for loans, tracking insurance, and rate changes.
  • Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
  • Assist customers and staff with related questions.
  • Perform account maintenance.
  • Ensure compliance with all applicable government, investor, and bank regulations.
  • Perform other duties as assigned.
  • Chinese speaking preferred.

Qualifications

Education: AA degree or equivalent

Experience: No experience required. Experience in mortgage lending is a plus.

Skills and Abilities:

  • Strong interpersonal and customer service skills
  • Positive attitude
  • PC proficient in Microsoft Office
  • Detailed- oriented and follow-through skills

Salary: $ 41,600/yr - $ 52,000/yr

 

Loan Portfolio Specialist Brooklyn, NY

Job Responsibilities

  • Service credit needs of existing legacy and portfolio loan customers.
  • Process and monitor daily activities for loan advance transaction and construction disbursement.
  • Assists Portfolio Management Manager as the point of contact for the client: acting as a liaison to credit supervision, the commercial support staff and other internal business partners.
  • Monitor/review existing accounts to detect potential problems, suspicious activities, and credit quality; apply problem account administration according to regulations and the Bank’s policies and procedures.
  • Co-manage loan portfolio by collecting, analyzing financial and prepare annual loan review to evaluate and ensure the credit maintains its financial covenant.
  • Ongoing monitoring or credit/Covenant Compliance.
  • Manage existing customer relationship and loan portfolios.
  • Prepare loan write-ups for extension of loan as provided for in approved CCRs.
  • Must be comfortable dealing directly with clients independently.
  • Perform other administrative duties required for the maintenance of a portfolio of clients.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree in business administration or finance or equivalent.

Experience: Minimum 3 to 5 years of commercial lending or credit

Skills and Abilities:

  • Strong analytical and underwriting skills
  • PC proficient in Word and Excel
  • Excellent verbal and written communication skills
  • Strong client service skills and strong sense of urgency
  • Ability to work within set timelines while maintaining quality and attention to detail.
  • Bilingual may be required.

 Salary: $ 54,100/yr - $ 58,200/yr

 

Business Development Officer – Queens, NY

Job Responsibilities

  • Participate in business development activities for the Bank. Business development activities include: cold calling, attending industry events, networking with new contacts and COIs, contacting new and existing customers through call campaigns, etc. This position is primarily responsible for growing new net deposits for the bank. Other bank business including new loans and fee income are secondary priorities.
  • Provide superior customer service by answering inquiries and directing customers to the proper department(s) for further bank services; gather marketing related data and report to branch management while assisting the branch to form marketing plans.
  • Manage and assist other relationship managers in handling accounts as assigned and assist other bank personnel in loan- and deposit-related matters; provide management with reports or account information as required.
  • Actively participate in various civic, social and community affairs to increase the Bank’s visibility and to enhance new business opportunities.
  • Perform other duties as assigned by management.

Qualifications

Education: College degree with business classes or equivalent preferred

Experience: Minimum 2 years of sales experience in commercial banking highly preferred.

Skills and Abilities:

  • Broad knowledge of bank products and services is essential.
  • Strong communication skills.
  • Ability to call on customers and present the Bank’s products.
  • Mandarin speaking preferred.

Salary: $ 70,000/yr - $ 120,000/yr

 

Head of Branch Banking (East Region) – Brooklyn/Queens, NY

Job Responsibilities

  • Create a culture of accountability and support to grow deposits, resolve problems and issues, and improve branch performance.
  • Coach, mentor, and support Branch Managers; help them become more successful producers and leaders.
  • Satisfy responsibilities of the Branch Manager position, if assigned to a specific branch location, in tandem with all Regional Manager responsibilities.
  • Collaborate with other branch leadership to understand trends, complete initiatives, and maintain consistency and uniformity of bank wide best practices to ensure company success.
  • Maintain proactive and effective relationships with branch managers and staff through branch visits, phone calls, messaging and email communication.
  • Recognize and reward desired behaviors, attitudes and results that contribute to overall company success.
  • Establish and maintain on-going recruiting relationships resulting in the hire and long-term retention of skilled employee candidates.
  • Oversee branch budgeting process.
  • Effectively complete assigned performance evaluations and support branch leadership in this activity.
  • Work with marketing, operations and other departments to assess, create and develop new products, procedures or efficiencies.
  • Respond effectively to customer complaints, concerns, and suggestions.
  • Support other region’s branches as needed.
  • Ensure Bank representation at community or city events.
  • Perform other duties as assigned by the Executive Team.
  • The salary would depend on experience.

Qualifications

Education: Bachelor’s degree preferred.

Experience:

  • 5 years of experience in banking/financial services with a minimum of 2 years in a retail banking role highly preferred.
  • Experience in sales, business development, and customer service highly preferred.
  • Understanding of retail and commercial banking deposit products and services.
  • Chinese speaking will be preferred.

Skills and Abilities:

  • Ability to effectively communicate orally and in writing with customers of all levels.
  • Works well with internal bank resources including loan officers, relationship managers, compliance staff and operations teams.
  • Strong presentation, analytical and organizational skills.
  • Proficient in Microsoft Office products.

Salary: $ 150,000/yr - $ 200,000/yr depending on experience

No Open Position at This Time.

MLO/Wholesale Account Executive – Chicago, IL

Job Responsibilities

  • Responsible for business development from retail clients (bank branches/real estate companies and other sources) and mortgage brokers (Wholesale Lending) to generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans (retail or wholesale lending) with a proven track record.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • strong business development skills.
  • PC proficient in Word and Excel and Encompass.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin may be preferred.

$2,000 base salary/month plus commission

Mortgage Loan Officer – Honolulu, HI

Job Responsibilities

  • Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin is required.

Salary: $2,000 base salary/month plus commission






Royal Business Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act and Online Privacy) at our website www.royalbusinessbankusa.com. Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.


Updated: 4/19/2024