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Careers

Careers at Royal Business Bank
An EEO and E-Verify Employer



Please send resume to:

Royal Business Bank
1055 Wilshire Blvd, #1200
Los Angeles, CA 90017
Attn: Human Resources

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Assistant Controller – Buena Park, CA

Job Responsibilities

  • Assist Controller in accounting operations and timely month-end general ledger closing including but not limited to consolidation and subsidiaries general ledger balancing, and variance/flux analysis.
  • Responsible for the effective design and internal controls of the general ledger system in coordination with the CAO and IT director.
  • Post and review journal entries prepared by other members of the finance team.
  • Prepare month-end accrued expenses, bonus, and tax provision calculation.
  • Prepare and maintain lease accounting journal entries, schedules and related reports in coordination with the IT and facilities department.
  • Prepare semi-monthly payroll journal entry reconciliation to payroll system reports.
  • Prepare various month-end suspense, general ledger and ban control reconciliations/certifications.
  • Prepare the monthly fixed assets roll-forward.
  • Provide updates and maintenance of the general ledger and related accounting systems including opening new general ledger accounts, assisting other departments with questions regarding daily accounting transactions and reconciliations, and testing as needed.
  • Assist in preparation of the monthly certification binder for the Bank and Consolidated Company.
  • Prepare and file the weekly FR2900 and other regulatory reports as needed including tie out of the quarterly call report and FR-Y9 reports.
  • Prepare and file quarterly sales tax and annual property taxes for all states.
  • Work with the Controller and tax consultants to pay quarterly estimated state and federal income taxes.
  • Work with all internal and external auditors, regulators, and consultants to provide information upon request.
  • Assist in ensuring expenses and supplier invoices are controlled and paid in an accurate and timely manner.
  • Assist in coordinating and evaluating internal controls, evaluating any control weaknesses and implementing corrective action when necessary.
  • Assist Controller in leading, coaching, and motivating the Accounting staff. Manage accounting team when Controller is not available.
  • Participate in projects related to accounting operations and finance as needed to improve and automate processes and technology, or other areas as assigned.
  • Perform other duties as assigned.

Qualifications

Education: B.S. Degree in Accounting or Finance required.

Experience:

  • 5+ years of similar and progressive accounting and/or financial reporting experience with a strong knowledge of U.S. GAAP. 
  • Banking experience and regulatory reporting experience required. 
  • Must be able to manage multiple tasks and set priorities and possess strong organizational skills. 
  • Thorough knowledge of banking regulations, GAAP and regulatory reporting requirements.
  • Ability to train, assist and motivate staff.

Skills and Abilities:

  • Strong excel/spreadsheet and PC skills.
  • ITI/Fiserv and Prologue experience a plus. 
  • Strong verbal and written communication skills.
  • Bilingual (English/Mandarin) is a plus.
  • Ability to effectively present information to management, auditors and regulators and respond to questions from same. 
  • Use sound judgment in making day to day decisions with minimum guidance.

Salary: $ 90,000/yr - $ 95,000/yr

 

Application Support Specialist – Buena Park, CA

Job Responsibilities

  • Provide technical support for IT controls and systems that are essential SOX compliance. This includes ensuring the effectiveness of the IT general controls, such as user access controls, change management, and data security.
  • Collaborate with the Bank’s compliance team to guarantee that all IT systems and controls align with SOX regulations. This involves assessing the design and operating effectiveness of IT controls.
  • Perform User Access Reviews as needed for applications related to SOX compliance.
  • Create, Modify, or Delete Business Analytics reports based on the need of the business units that are related to financial and non-financial reporting.
  • Gather user listings, group listings, permissions reports for all SOX applications as needed to complete.
  • Train end-users and relevant stakeholders on the proper use of IT systems and controls related to SOX compliance.
  • Maintain detailed documentation of IT controls, configurations, and changes to support compliance, auditing, and risk assessment requirements.
  • Identify potential IT risks and vulnerabilities in context of financial reporting and SOX compliance; implement required controls and measures to mitigate associated risks.
  • Stay current with SOX regulations, IT security best practices, and emerging technologies to continuously enhance IT controls and compliance measures.
  • Work closely with internal teams, including finance, IT, compliance, operations, lending, external auditors, to streamline IT controls, enhance financial reporting, and improve compliance measures.
  • Collaborate with software vendors to address software limitations related to user access controls.
  • Assist with internal and external audits by providing necessary documentation, access to IT systems, and support to internal and external auditors.
  • Perform regular maintenance tasks for IT systems, controls, and applications to ensure optimal performance, security, and compliance.
  • Provide technical support for software applications used within the organization.
  • Assist with troubleshooting and resolving application issues reported by users in a timely manner.
  • Document support processes, procedures, and solutions as needed for future reference.
  • Assist in the development and implementation of IT policies and procedures.
  • Participate in IT projects related to application deployment, integration, and migration.
  • Stay up to date with emerging technologies and industry trends related to application support.

Qualifications

Education: Bachelor’s degree is information technology, computer science, finance, or related field (or equivalent experience)

Experience: Minimum 5 years full-time employed Information Technology, and/or Operations experience

Skills and Abilities:

  • Strong knowledge of SOX regulations, particularly in the context of IT controls preferred.
  • Proficiency in IT systems, controls, and applications relevant to financial reporting and compliance.
  • Strong technical skills in software application systems.
  • Technical skills related to application administration, database management, and system monitoring tools.
  • Understanding of internal controls, compliance, and risk management.
  • Strong problem-solving and analytical skills.
  • Excellent communication and collaboration skills.
  • Attention to detail and ability to work under tight deadlines.
  • Ability to work independently and collaboratively in a fast-paced environment.

Salary: $ 75,000/yr - $ 85,000/yr

 

Loan Portfolio Specialist – Los Angeles, CA

Job Responsibilities

  • Service credit needs of existing legacy and portfolio loan customers.
  • Process and monitor daily activities for loan advance transaction and construction disbursement.
  • Assists Portfolio Management Manager as the point of contact for the client: acting as a liaison to credit supervision, the commercial support staff and other internal business partners.
  • Monitor/review existing accounts to detect potential problems, suspicious activities, and credit quality; apply problem account administration according to regulations and the Bank’s policies and procedures.
  • Co-manage loan portfolio by collecting, analyzing financial and prepare annual loan review to evaluate and ensure the credit maintains its financial covenant.
  • Ongoing monitoring or credit/Covenant Compliance.
  • Manage existing customer relationship and loan portfolios.
  • Prepare loan write-ups for extension of loan as provided for in approved CCRs.
  • Must be comfortable dealing directly with clients independently.
  • Perform other administrative duties required for the maintenance of a portfolio of clients.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree in business administration or finance or equivalent.

Experience: Minimum 3 to 5 years of commercial lending or credit and experience in credit administration would be an advantage.

Skills and Abilities:

  • Strong analytical and underwriting skills.
  • PC proficient in Word and Excel.
  • Excellent verbal and written communication skills.
  • Strong client service skills and strong sense of urgency.
  • Ability to work within set timelines while maintain quality and attention to detail.
  • Bilingual may be required.

Salary: $ 54,080/yr - $ 58,240/yr


Mortgage Loan Assistant – Los Angeles, CA

Job Responsibilities

  • Answering phones, copying, scanning, faxing and/or filing, writing, typing or entering information into computer.
  • Coordinates daily activities and functions of loan purchasing and post-closing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
  • Reviews all files for completeness and accuracy prior to loan submission.
  • Assists all operation staff including funders, processors, underwriters and post-closing officer
  • Reconciles invoices, bills and receipts.
  • Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent

Experience: Minimum 0-2 years of experience in assistant work which includes experience in an administrative role.

Skills and Abilities:

  • Computer literate.
  • Effective verbal and written communication skills.
  • Excellent time management and organizational skills.
  • Detail oriented and able to function well in a multi-task environment.
  • Computer skills including MS Office, Excel and Internet Applications.

Salary: $ 43,700/yr - $ 46,800/yr

 

Mortgage Loan Analyst – Los Angeles, CA

Job Responsibilities

  • Executing and managing rate locks with Investors.
  • Assists operations in delivering loan data such as ULDD, UCD.
  • Communicating with Investors for any lock, commitment, delivery related issues.4. Preparing daily, weekly production report and monthly board reporting.
  • Preparing reports as assigned.
  • Performs other duties as assigned.

Qualifications

Education: Bachelor’s degree in finance, math, economics, business or a related area

Experience: Minimum 0-2 years of experience in assistant work which includes experience in an administrative role.

Skills and Abilities:

  • Computer literate; highly proficient in Excel, effective verbal and written communication skills.
  • Excellent time management and organizational skills.
  • Detail oriented and able to function well in a multi-task environment.
  • Computer skills including MS Office Word, Power point, and other internet application.
  • Experience with LOS Encompass is a plus.

Salary: $ 58,000/yr - $ 62,000/yr

 

Mortgage Servicing Specialist – Los Angeles, CA

Job Responsibilities

  • Prepare budget and quarterly forecast.
  • Perform mortgage loan portfolio servicing from new loan booking, processing transactions for mortgage loans, tracking insurance, property tax and rate changes through the life of the loan.
  • Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
  • Assist customers and staff with related questions.
  • Perform account maintenance.
  • Ensure compliance with all applicable government, investor, and bank regulations.
  • Investor remittance.
  • Perform other duties as assigned.

Qualifications

Education: AA degree or equivalent

Experience: Minimum 1-3 years of mortgage servicing experience or related banking experience.

Skills and Abilities:

  • Strong interpersonal and customer service skills.
  • Positive attitude; PC proficient in Microsoft Office.
  • Detail-oriented and follow- through skills.

Salary: $ 43,547/yr - $ 58,000 /yr

 

MLO/Wholesale Account Executive – Los Angeles, CA

Job Responsibilities

  • Responsible for business development from retail clients (bank branches/real estate companies and other sources) and mortgage brokers (Wholesale Lending) to generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans (retail or wholesale lending) with a proven track record.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel and Encompass.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin may be preferred.

Salary: $ 2,000 base salary/month plus commission

 

Mortgage Loan Officer – Los Angeles, CA

Job Responsibilities

  • Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin is required.

Salary: $ 2,000 base salary/month plus commission


Sr. SBA Loan Closing Officer – Los Angeles, CA

Job Responsibilities

  • Prepare SBA application documents and submission to SBA for approval (GP and PLP submission); Prepare SBA Terms and Conditions based on approved CCR.
  • Requests, collects, and reviews documents required for closing; Prepares and maintains credit files through to loan closing.
  • Assist in requesting and conducting background searches for new loan origination.
  • Works closely with escrow, title, marketing and loan administration personnel to ensure timely and efficient loan closing and post-funding follow-up.
  • Assists in operational duties of the department, including secondary market sales and packaging; tickler maintenance and payment of referral fees and associates vendors, i.e. appraisal, environmental and title fees, etc.
  • Prepares various monthly reports, including but not limited to, SBA 1502, Portfolio report, Past-Due report, among others.
  • Interacts with customers to assist in collecting necessary information for loan closing and servicing.
  • Promote and cross sell the Bank’s services and products.
  • Train and develop new SBA loan closing officers and assistants.
  • Perform other duties as assigned.

Qualifications

Education: College degree in accounting or business preferred.

Experience: 5+ years of experience in SBA closing, documentation and lending.

Skills and Abilities:

  • PC literate in MS Word and Excel.
  • Thorough accounting concepts.
  • Strong verbal and written communication skills.
  • Organized and detail-oriented with the ability to function in a team environment.
  • Bilingual (English/ Mandarin) is a plus.

Salary: $ 87,200/yr - $ 109,000/yr

  

Customer Service Representative San Gabriel, CA

Job Responsibilities

  • Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
  • Enter deposits and issue receipts.
  • Cash checks and pay out money upon verification of signatures and customer balances.
  • Place holds on accounts for uncollected funds.
  • Sell Cashier’s checks and other monetary instruments.
  • Process Loan payments.
  • Process outgoing wire.
  • Process return items.
  • Notify customers of incoming wires.
  • Properly handle Safe Deposit customer.
  • Assist with daily call-backs.
  • Performs other duties as assigned.

Qualifications

Education: High school diploma or equivalent.

Experience: Cash handling, customer service, general office experience helpful.

Skills/Abilities:

  • PC literate.
  • Typing.
  • Proficient in math.
  • Organized and detail oriented.
  • Strong communication skills.
  • Bilingual may be required.

Salary: $35,360/yr - $39,520/yr

  

Business Development Officer – Westlake/Oxnard, CA

Job Responsibilities

  • Participate in business development activities for the Bank. Business development activities include: cold calling, attending industry events, networking with new contacts and COIs, contacting new and existing customers through call campaigns, etc. This position is primarily responsible for growing new net deposits for the bank. Other bank business including new loans and fee income are secondary priorities.
  • Provide superior customer service by answering inquiries and directing customers to the proper department(s) for further bank services; gather marketing related data and report to branch management while assisting the branch to form marketing plans.
  • Manage and assist other relationship managers in handling accounts as assigned and assist other bank personnel in loan- and deposit-related matters; provide management with reports or account information as required.
  • Actively participate in various civic, social and community affairs to increase the Bank’s visibility and to enhance new business opportunities.
  • Perform other duties as assigned by management.

Qualifications

Education: College degree with business classes or equivalent preferred

Experience: Minimum 2 years of sales experience in commercial banking highly preferred.

Skills and Abilities:

  • Broad knowledge of bank products and services is essential.
  • Strong communication skills.
  • Ability to call on customers and present the Bank’s products and services.

Salary: $ 70,000/yr - $ 120,000/yr

No Open Position at This Time.

Loan Portfolio Specialist Brooklyn, NY

Job Responsibilities

  • Service credit needs of existing legacy and portfolio loan customers.
  • Process and monitor daily activities for loan advance transaction and construction disbursement.
  • Assists Portfolio Management Manager as the point of contact for the client: acting as a liaison to credit supervision, the commercial support staff and other internal business partners.
  • Monitor/review existing accounts to detect potential problems, suspicious activities, and credit quality; apply problem account administration according to regulations and the Bank’s policies and procedures.
  • Co-manage loan portfolio by collecting, analyzing financial and prepare annual loan review to evaluate and ensure the credit maintains its financial covenant.
  • Ongoing monitoring or credit/Covenant Compliance.
  • Manage existing customer relationship and loan portfolios.
  • Prepare loan write-ups for extension of loan as provided for in approved CCRs.
  • Must be comfortable dealing directly with clients independently.
  • Perform other administrative duties required for the maintenance of a portfolio of clients.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: Bachelor’s degree in business administration or finance or equivalent.

Experience: Minimum 3 to 5 years of commercial lending or credit

Skills and Abilities:

  • Strong analytical and underwriting skills
  • PC proficient in Word and Excel
  • Excellent verbal and written communication skills
  • Strong client service skills and strong sense of urgency
  • Ability to work within set timelines while maintaining quality and attention to detail.
  • Bilingual may be required.

 Salary: $ 54,100/yr - $ 58,200/yr

 

Business Development Officer – Queens, NY

Job Responsibilities

  • Participate in business development activities for the Bank. Business development activities include: cold calling, attending industry events, networking with new contacts and COIs, contacting new and existing customers through call campaigns, etc. This position is primarily responsible for growing new net deposits for the bank. Other bank business including new loans and fee income are secondary priorities.
  • Provide superior customer service by answering inquiries and directing customers to the proper department(s) for further bank services; gather marketing related data and report to branch management while assisting the branch to form marketing plans.
  • Manage and assist other relationship managers in handling accounts as assigned and assist other bank personnel in loan- and deposit-related matters; provide management with reports or account information as required.
  • Actively participate in various civic, social and community affairs to increase the Bank’s visibility and to enhance new business opportunities.
  • Perform other duties as assigned by management.

Qualifications

Education: College degree with business classes or equivalent preferred

Experience: Minimum 2 years of sales experience in commercial banking highly preferred.

Skills and Abilities:

  • Broad knowledge of bank products and services is essential.
  • Strong communication skills.
  • Ability to call on customers and present the Bank’s products.
  • Mandarin speaking preferred.

Salary: $ 70,000/yr - $ 120,000/yr

 

Mortgage Loan Officer – Brooklyn, NY

Job Responsibilities

  • Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin is required.

Salary: $ 2,000 base salary/month plus commission

No Open Position at This Time.

MLO/Wholesale Account Executive – Chicago, IL

Job Responsibilities

  • Responsible for business development from retail clients (bank branches/real estate companies and other sources) and mortgage brokers (Wholesale Lending) to generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans (retail or wholesale lending) with a proven track record.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • strong business development skills.
  • PC proficient in Word and Excel and Encompass.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin may be preferred.

$2,000 base salary/month plus commission

Mortgage Loan Officer – Honolulu, HI

Job Responsibilities

  • Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
  • Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
  • Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Provide complete loan applications to processing personnel.
  • Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
  • Coordinate and review loan documentation for loan closing.
  • Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
  • Cross sell other bank products and services.
  • Provides leadership, training and support to less experienced staff members in the department.
  • Perform other duties as assigned.

Qualifications

Education: College degree preferred.

Experience: Minimum 3 years of experience in originating mortgage loans with a track record of business development.

Skills and Abilities:

  • Extensive knowledge of mortgage loan and government lending guidelines.
  • Strong business development skills.
  • PC proficient in Word and Excel.
  • Excellent verbal and written communication skills.
  • Bilingual in Mandarin is required.

Salary: $2,000 base salary/month plus commission






Royal Business Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act and Online Privacy) at our website www.royalbusinessbankusa.com. Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.


Updated: 7/26/2024