Designed to help your money grow over a set time.
Built on Relationships. Growing Through Trust.
Where Dedication Meets Innovation
Who We Are
Founded to serve first-generation Chinese and Taiwanese communities, Royal Business Bank has grown into a trusted financial institution across six U.S. states.
While staying true to its roots, RBB now focuses on helping individuals and businesses of all backgrounds access capital through speed, expertise, and personal relationships.
We’re not trying to be the biggest bank — just the most trusted one for the people and businesses we serve.
Meet the Experts Guiding Royal Business Bank’s Growth and Innovation
We are experienced consumer, commercial, and business banking professionals. From strategic decision-making to client-first lending, our team is committed to building trust, speed, and clarity for every client we serve.
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Johnny Lee
President
Chief Executive Officer
Johnny LeePresident
Chief Executive OfficerMr. Lee is the President and Chief Executive Officer of the Bank and RBB Bancorp.
Mr. Lee joined the Bank in June 2023 and served as President and Chief Banking Officer from June 2023 to December 2024.
Prior to joining the Bank, Mr. Lee was the Senior Managing Director and Head of International and Commercial Banking at East West Bank where he headed a group of 155 professionals, oversaw a portfolio of nearly $7.0 billion in outstanding commercial loans and $4.5 billion in deposits.
He had been with East West Bank for 10 years from May 2013 to June 2023. Before East West Bank, Mr. Lee was with CTBC Bank (previously known as ChinaTrust Bank) as EVP and Head of Corporate Banking/C&I for nearly 5 years, from October 2008 to May 2013.
He was a member of the Executive Committee and oversaw all C&I/commercial lending across the U.S. Prior to CTBC Bank, Mr. Lee spent more than 4 years with United Commercial Bank as SVP and Head of its Technology Banking Group from February 2004 to October 2008.
He founded and built its specialized industry platform which provided venture debt and banking services to emerging technology companies and venture capital firms.
Mr. Lee started his banking career with General Bank in May 1990 as a Management Trainee and served in various expanded roles during his 14 years tenure there, including its post-merger with Cathay Bank.
He headed the Northern California Region as SVP and Regional Manager which oversaw all commercial lending, including the Technology Lending Division, and all branches. Mr. Lee holds a B.A. from Willamette University and a M.I.M. from Thunderbird School of Global Management.
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Lynn Hopkins
Executive Vice President
Chief Financial Officer
Lynn HopkinsExecutive Vice President
Chief Financial OfficerMs. Hopkins joined the Bank in December 2023 as Executive Officer and Chief Financial Officer.
Prior to joining the Company, Ms. Hopkins held the position of Executive Vice President and Chief Financial Officer, at Banc of California, Inc. Ms. Hopkins also held Chief Financial Officer roles at First Choice Bancorp and Commercial Bank of California, and various executive finance and corporate leadership roles at PacWest Bancorp, California Community Bancshares and Western Bancorp.
With over 30 years of financial services industry experience, Ms. Hopkins brings a wealth of knowledge, including expertise in banking risk management, corporate governance and operations, strategic planning and forecasting, liquidity, treasury and asset liability risk management, mergers and acquisitions, integration and conversion activities, technical accounting.
Ms. Hopkins holds a B.A. of Economics from University of California.
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Gary Fan
Executive Vice President
Chief Operations Officer
Gary FanExecutive Vice President
Chief Operations OfficerMr. Fan is the Executive Vice President and Chief Operations Officer of the Bank. He has served as an Executive Officer of RBB since December 2022.
Mr. Fan is responsible for identifying and executing growth opportunities, leading digital banking initiatives, managing products and services, driving merger and acquisition (M&A) activity, evaluating market conditions and long-term trends, collecting competitive intelligence, driving cross-functional business processes and maintaining business model innovation.
Mr. Fan was previously President of Gateway Bank FSB in Oakland, CA. Prior to that position, he worked as President of a fintech company as well as senior management roles in operations and lending at CTBC Bank.
Prior to banking, Mr. Fan served in a variety of senior leadership roles in a variety of industries including: manufacturing, supply chain logistics, e-commerce, and financial services. Mr. Fan graduated with a Bachelor’s Degree from UC Berkeley.
He is also a graduate of the Stonier Graduate School of Banking at Wharton, University of Pennsylvania.
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Mina Rizkalla
Executive Vice President
Chief Risk Officer
Mina RizkallaExecutive Vice President
Chief Risk OfficerMr. Rizkalla is Executive Vice President and Chief Risk Officer of the Bank.
Mr. Rizkalla has previously served as the Deputy Chief and BSA Officer of RBB from October 2023 to December 2024.
Mr. Rizkalla is responsible for overseeing RBB’s Enterprise Risk Management and Compliance Programs, including, Bank Secrecy Act, Vendor Management, and Information Security.
Mr. Rizkalla was previously the Executive Vice President and Chief Risk Officer for Commonwealth Business Bank, headquartered in Los Angeles.
Mr. Rizkalla has worked in the banking industry for over 32 years with Community and mid/large-sized banks with assets of over 30 billion, specializing in areas of Risk, Bank Secrecy Act and Fraud Management.
Mr. Rizkalla is a proven leader in the field of mergers and acquisitions, especially as it relates to the Bank Secrecy Act, Compliance Management Systems and Fraud Prevention buildouts. Mr. Rizkalla holds a bachelor’s degree in criminology from California State University, Los Angeles and is also a Certified Anti-Money Laundering Specialist and a Certified Fraud Examiner.
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I-Ming (Vincent) Liu
Executive Vice President
Chief of Staff
I-Ming (Vincent) LiuExecutive Vice President
Chief of StaffMr. Liu is an executive officer and Chief of Staff. Mr. Liu served as Chief Risk Officer from January 2014 to December 2024. Mr. Liu has been an executive officer since the founding of the Bank in 2008 and of the Company since 2011.
He started at the Bank as Executive Vice President and Branch Administrator and was promoted to Chief Operations Officer in February 2011, and to Chief Risk Officer in January 2014.
Prior to joining the Bank, Mr. Liu spent over six years with United Commercial Bank as Senior Vice President and head of Southern California branch network. Prior to joining United Commercial Bank, Mr. Liu spent over 18 years with General Bank as a regional manager. Mr. Liu holds a B.A. from Feng-Chia University.
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Tsu Te Huang
Executive Vice President
Director of Prestige Banking Group
Branch Administrator
(West Coast Region – CA & NV)
Tsu Te HuangExecutive Vice President
Director of Prestige Banking Group
Branch Administrator
(West Coast Region – CA & NV)Mr. Huang joined our Bank in 2009 as Senior Vice President and Branch Regional Manager and was promoted to Branch Administrator in 2012, and to Executive Vice President in 2016.
Mr. Huang previously served as a Senior Vice President and Branch Assistant Regional Manager for United Commercial Bank, Southern California from 2003 to 2009, a Senior Vice President and Branch Regional Manager for First Continental Bank from 2000 to 2003, and as a Vice President and Branch Manager for First Continental Bank from 1994 to 2000. Mr. Huang holds a B.A. from Chinese Culture University.
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Ashley Chang
Executive Vice President
Branch Administrator
(East Coast Region – NY, NJ, IL & HI)
Ashley ChangExecutive Vice President
Branch Administrator
(East Coast Region – NY, NJ, IL & HI)Ms. Chang joined our Bank in 2009 as a Vice President and Branch Manager.
She was promoted to First Vice President and Regional Manager in 2014, to Senior Vice President and Assistant Branch Administrator in 2017, and to Branch Administrator in 2019, and Executive Vice President and Branch Administrator in 2021.
Ms. Chang previously served as Assistant Vice President and Branch Manager for United Commercial Bank, Southern California from 2003 to 2009.
Prior to that, Ms. Chang also worked for First Continental Bank and Los Angeles National Bank. Ms. Chang holds a B.A. from Shanghai Normal University.
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Jeffrey Yeh
Executive Vice President
Chief Credit Officer
Jeffrey YehExecutive Vice President
Chief Credit OfficerMr. Yeh has been an executive officer since the founding of the Bank in 2008 and of the Company since 2011.
He started at the Bank as Vice President and Portfolio Administration Manager and was promoted to Senior Vice President and acting Chief Credit Officer in January 2013, and to Executive Vice President and Chief Credit Officer in January 2014.
Prior to joining the Bank, Mr. Yeh was a finance director and business control manager for Universal Science Industrial Co., Ltd. from 2001 through 2003, director and general manager of Overseas Chinese Finance, Ltd. from 1999 through 2001, and lending and investment manager for Bank of Overseas Chinese from 1995 through 1999.
Mr. Yeh began his banking career at General Bank where he held various positions from 1989 through 1995. Mr. Yeh holds a B.A. from Soochow University and an M.B.A. from University of Missouri.
The Values Behind Our Growth
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Speed & AccountabilityWe know timing is key for any personal or business project. Our team works fast to provide decisions you can count on, standing by every commitment we make.
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Flexibility in ServiceYour needs are unique and don’t fit into a single sample. That’s why we tailor our services to match your situation, offering solutions that grow to meet your needs and goals.
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Relationships That LastGoing beyond transactions, we focus on what’s important to you and work to earn your trust and be your reliable banking partner in the long run.
Supporting the People and Places We Serve
Our commitment to community goes deeper than banking.
From mentoring students to sponsoring field trips and entrepreneurial activities, we actively invest in programs and partnerships that strengthen local economies and support vulnerable groups.
We also respond to urgent local needs, working with nonprofits and community organizations during times of crisis, to rebuild the future of the neighborhoods we serve.
Careers at Royal Business Bank