Grow Your Career at Royal Business Bank

• Assist Controller in month-end closing, including daily monitoring subledger balancing, non-post, and in-process general ledgers and preparing journal entries.
• Review accounts payable transactions for payment remittance and assist AP supervisor monitoring missing regular recurring payments.
• Assist Controller in preparing monthly/quarterly variance/flux analysis.
• Review and maintain fixed asset and prepaid system, reconciling against general ledger.
• Prepare and maintain lease accounting journal entries, schedules and related reports in coordination with the IT and facilities department.
• Prepare bi-weekly payroll journal entry reconciliation to payroll system reports.
• Prepare various month-end suspense, general ledger and bank control accounts reconciliations/certifications.
• Prepare accounting schedules to support the consolidated financial statements and notes to consolidated financial statements for SEC filing, FDIC/FRB regulatory filing, and forecasting and budgeting process as needed.
• Work with all outside auditors, regulators, and consultants as needed.
• Perform other duties as assigned.

• Strong excel/spreadsheet and PC skills. ITI/Fiserv and Prologue experience a plus. Profitstar and AVID accounting system experience a plus.  Strong verbal and written communication skills. Bilingual (English/Mandarin) is a plus. Ability to effectively present information to management, auditors and regulators and respond to questions from same. Use sound judgment in making day-to-day decisions with minimum guidance.

Salary: $ 75,000/yr – $ 90,000/yr

• Manage all aspects of the Company’s SEC reporting function and other financial reporting as assigned.  Ensure accurate and timely financial reporting in accordance with GAAP, SEC and regulatory requirements and effective internal controls over financial reporting.
• Preparation and review of Quarterly and annual SEC reports, including 10-Q, 10-K, 8-Ks and Proxy, earnings release and investor presentations.
• Prepare and review supporting worksheets for SEC financial reporting ensuring completeness and accuracy
• Ensure accuracy and integrity of financial reports through review and analysis of financial data and review XBRL tagging of financial statements and footnotes
• Prepare disclosure committee meeting materials, and coordinate effective SEC reporting calendar and deliverables
• Serve as central point of contact for SOX program deliverables related to SEC reporting.
• Ongoing monitoring and interpretation of new SEC/GAAP and Regulatory pronouncements; prepare memos on the impact to the Company and assist with implementing accounting and reporting treatment.
• Identify areas of improvement in financial reporting processes and implement solutions to increase efficiency and accuracy
• Communicate with external and internal auditors, regulators, and consultants regarding financial reporting matters.
• Subject matter expert on financial reporting matters and provide guidance and support to other teams as needed
• Continuously monitor and review financial reporting processes to identify and mitigate any potential risks
• Provide direct support on various special projects.

• Demonstrate strong attention to detail and accuracy and the ability to execute and follow through to completion and documentation.
• Strong excel/spreadsheet, MS word, PC and written communication skills required.
• General ledger systems experience a plus.
• Ability to effectively present accurate and concise information to management, auditors and regulators and respond to questions from same.
• Effectively use and manage the SEC reporting platform including coordinating with external vendor required.
• Use sound judgment in making day-to-day decisions.
•  Strong team leader and ability to work without close supervision.
• Ability to coordinate and evaluate internal controls to identify weaknesses and improve upon processes for SOX Program.

$ 120,000/yr – $ 170,000/yr

• Troubleshoot and restore routine technical service and equipment problems by analyzing, identifying and diagnosing faults and symptoms using established processes and procedures.
• Perform root cause analysis and develop checklists for typical problems.
• Recommend procedures and controls for problem prevention.
• Maintain knowledge database and call tracking database to enhance quality of problem resolutions.
• Work in a team setting, sharing information and assisting others with calls.
• May coach more junior technical staff.
• Responsible for maintenance of computer hardware, software and network.
• Responsible for installation of computer hardware and software.
• Helps maintain inventories of the Bank’s users, hardware, and software.
• Performs other duties as assigned.

Good customer service and communication skills; detail-oriented; good time management and problem solving/troubleshooting skills.

$ 45,000/yr – $ 60,000/yr

• Monitor and analyze security threats including viruses, malware, phishing attempts, and suspicious system activity across firewalls, IDS, VPN, email filters, and web filters.
• Reports adverse security events and risk assessments to the Information Security Officer and Chief Information Officer
• Administer and enforce security policies by managing user access, reviewing violation reports, investigating anomalies, and maintaining documentation of security controls.
• Provide end-user support for security-related issues including malware infections, phishing attempts, and safe browsing practices.
• Evaluate and recommend security tools, technologies, and procedures to improve protection and operational efficiency.
• Educate IT staff and business units on security policies and best practices; consult on security implications of user-managed systems and applications.
• Participate in IT projects to ensure the security requirements are integrated into system design and implementation.
• Support the organization’s IT strategic plan by delivering secure technology solutions that meet the business objectives.

Strong understanding of security principles, technologies, and practices across diverse platforms. Hands-on experience with configuring and securing workstations, laptops, mobile devices, servers, printers, switches, and other peripherals. Familiarity with banking applications such as Fiserv, Jack Henry, or FIS. Excellent verbal and written communication skills with the ability to convey complex technical concepts to non-technical audiences. Demonstrated problem-solving, analytical thinking, and decision-making skills. Strong customer service orientation and interpersonal skills. Security certifications (e.g. CompTIA Security+, CEH, GCIH) are a plus.

$ 75,000/yr – $ 90,000/yr

• Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
• Enter deposits and issue receipts.
• Cash checks and pay out money upon verification of signatures and customer balances.
• Place holds on accounts for uncollected funds.
• Sell Cashier’s checks and other monetary instruments.
• Process Loan payments.
• Process outgoing wire.
• Process return items.
• Notify customers of incoming wires.
• Properly handle Safe Deposit customer.
• Assist with daily call-backs.
• Performs other duties as assigned.

• PC literate.
• Typing.
• Proficient in math.
• Organized and detail oriented.
• Strong communication skills.
• Bilingual may be required.

$ 39,520/yr – $ 43,680/yr

• Organize, direct and administer the service and sales activities of the branch through management of all branch personnel.
• Manage the sales function by developing sales and marketing plans specific to local markets, to meet deposit and other performance goal.
• Participate and implement business development programs for Bank products using various techniques including but not limit generate sales leads, calls to existing customers to maintain and expand banking relationships, and calls to prospective clients to develop new business.
• Meet regularly with branch staffs to ensure that all opportunities for selling and cross selling Bank products and services are pursued.
• Oversee operational and risk management activities of the branch to ensure the highest level of customer service, operating efficiencies, and compliance with the Bank’s operating standards and regulatory requirements, such as BSA and CRA.
• Adhere to branch budget. Monitor and control expenses on an ongoing basis. Develop forecast and financial objectives.
• Actively participate in various civic, social and community affairs to enhance the Bank’s image and promote positive community relations.
• Maintain up-to-date knowledge on all Bank products and services and ensure that training and assistance is provided to develop and enhance branch staff’s knowledge.
• Maintain a highly motivated and qualified branch staff through the selection, placement, training, counseling and promotion of people to achieve optimum organizational performance.
• Team up with or report to Regional Manager or other bank managers for business development, staffing and other branch management matters, when deemed necessary or appropriate.
• Handle complex customer inquiries.
• Perform other duties as assigned.
• Perform Performance Appraisals, Disciplinary Actions and interview candidates.
• Responsible for all branch approvals within limits set by the bank, which includes and not limited to deposits, withdrawals, wires, monthly certifications, “Teller Overrides”, Daily NSF Reports, Employee’s time and any other process where an approval by the Branch Manager is required.

• Comprehensive knowledge of all phases of branch management including banking regulations and compliance.
• Customer service, sales, operations and risk management, proven abilities in business development and banking management.
• Excellent verbal and written communication skills.
• Bilingual may be required.

$ 80,000/yr – $ 100,000/yr

• Credit Report
  • Collect credit report requests from lending departments; verify borrower’s financial information and credit search authorizations.
  • Generate LexisNexis, D&B and Experian reports; Save and categorize the hard and soft copies in separate folders.
  • Create monthly credit search log; verify the information on the monthly invoice and send invoice request to finance department.
• Reg B Compliance & Other Reports
  • Regulation B Certification
    • Send notification and collect Reg B tracking logs from all lending units.
    • Review and monitor each tracking log and conversation log, and provide revise comments.
    • Ensure all the time line in the log does not have an ECOA violation.
    • Create and renew pending log for follow up.
    • Summarize and categorize tracking logs by lending units, and generate monthly pending certification.
  • Review Memo
    • Monitor pending loans status, and collect review memo packages from all lending units.
    • Ensure the accuracy in review memo packages including, review memorandum page, tracking log, loan application, notice of action taken and all documents related to the closing decision.
    • Monitor the time line and closing reasons of the subject loan, and request the approval of the executive management officer.
  • HMDA Monthly Certification
    • Monitor and verify all HMDA reportable loans.
    • Collect supporting documents from all lending units and verify the information on the HMDA
    • Loan Reporting Worksheet.
    • Generate monthly certification and prepare all packages for each HMDA reportable loans.
  • Other Reports & Duties
    • Cost Allocation Report – Notice and review monthly cost allocation report of Credit Administration.

• PC literate in MS Word and Excel
• Organized and detail-oriented with the ability to function in a team environment
• Bilingual (English/Mandarin) is a plus

$ 52,000/yr – $ 60,320/yr

• Loan Payment Process:
  • Be the backup for response to calls and emails regarding to loan payments
  • Prepare monthly certification for advanced participation loan certification
• Loan Advance Process:
  • Process advances of WHLOC, & Construction loans etc. through crediting to account, issuing checks
  • Prepare outgoing wire, etc.
  • Assist Note Specialist I to prepare complexed loan advance or disbursement transactions
• Loan System Maintenance:
  • Monitor incoming wire.
  • Monitor all email request.
• Daily & Monthly Report generation:
  • Check and print daily Non-post transaction, rate change report, posted transaction on placed notes, & paid note statement.
  • Monitor daily loan GL reconciliation.
  • Generate daily reports for officers to review
• Loan File Maintenance:
  • Scan documentation files including recorded documents and title policy.
  • Support Audit requests related to Note function.
  • Prepare loan extension, renew and loan funding and boarding for officer review
  • Help Note Officer to monitor post funding requirements and perfect bank liens by tracking recorded documents and conduct UCC filling and search.
  • Issue loan payoff demand and prepare release collateral documents
• Others: Daily callback bank-wide loan index change

• Basic accounting concepts and skills required.
• Proficiency in Microsoft Office products.
• Ability to establish priorities and meet deadlines is essential.
• Excellent interpersonal skills.
• Ability to function in a high-volume environment and within time constraints.
• Organized and detail-oriented with ability to function in a team and fast-paced environment.
• Demonstrate strong service and support oriented skills and attitude.

$ 59,280/yr – $ 64,480/yr

• Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place;
• Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions;
• Review and ensure applicant’s income, financial statements, credit history, debt ratios and savings;
• Approve applications for closing and funding and ensure all applicable regulations are met;
• Collaborate with team members to identify potential solutions/exceptions for denied loan files;
• Provide superior customer service while maintaining knowledge of available loan products;
• Perform other duties as assigned.

• Strong analytical and auditing skills along with a firm grasp on math.
• Good decision-making skills backed by relevant details and research.
• Knowledge pertaining to mortgage regulations.
• Excellent computer skills; customer service and communication skills.
• Ability to handle delicate situations with diplomacy and tact.

$ 80,000/yr – $ 110,000/yr

• Responsible for business development from retail clients (bank branches/real estate companies and other sources) and mortgage brokers (Wholesale Lending) to generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel and Encompass.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin may be preferred.

$ 2,000 base salary/month plus commission

• Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is required.

Salary: $ 2,000 base salary/month plus commission