Commercial Real Estate Loans

You can use a commercial real estate loan from Royal Business Bank to purchase, build, or renovate a wide range of properties such as multifamily units, office buildings, hotels, or retail centers, and even buy vacant land.

Our senior lenders, underwriters, and closing officers work closely with you from the beginning. They’ll review your initial application, structure the loan, coordinate underwriting, and manage the closing timeline. You’ll work directly with decision-makers, which is key when you’re facing tight deadlines.

You’ll typically need property details, financials for the property and borrower, a business plan, and documentation on your development or investment strategy. Speak with our lending team and they’ll walk you through exactly what’s needed based on your situation.

We look at the type and location of the property, your creditworthiness, debt service coverage ratio (DSCR), experience as a borrower or investor, and the property’s income potential. All this is needed so we can offer smart financing backed by sound insights.

Timelines can vary depending on your specific situation, but we work efficiently to help you meet your acquisition deadline. Having your documents ready and responding promptly helps speed up the process.