FDIC-Insured—Backed by the full faith and credit of the U.S. Government
FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Separate your business and personal finances. Pay, deposit, and track expenses easily with a Royal Business Bank Business Checking Account.
A straightforward account for everyday business transactions with low balance requirements.
Perfect for growing businesses that want extra flexibility: more working capital on hand, higher balances, and added value with fewer fees.
A good fit for high-volume businesses looking to manage cash and reduce fees.
Designed for sole proprietors and nonprofits that want to earn interest on everyday balances while managing daily banking needs.
A practical choice for businesses that work with higher balances.
Designed for businesses with larger reserves. Take advantage of tiered rates and simple ways to grow your balance.
An easy way for attorneys to manage client funds and earn interest that’s automatically sent to the state’s IOLTA or IOLA program.
¹ Royal Business Bank uses variable interest rates for checking, money market, and savings accounts, the interest rate and annual percentage yield (APY) for your account depend upon the applicable rate tier (except for the IOLTA/IOLA). The interest rate and APY for these tiers may change at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). To obtain the annual percentage yield, you must maintain a minimum average daily balance (ADB). We use the ADB method to calculate interest on your account. If you close your account before interest is credited, you will not receive the accrued interest. Interest is compounded and credited to the account monthly. Fluctuations in rate tiers and fees may reduce earnings on the account.
Terms and conditions apply.
Please see our Fee Schedule for important account details.
²To access online or mobile banking, you must first enroll in our online banking services by visiting our branches. Internet, text and wireless data fees may apply depending on your plan, and Royal Business Bank charges no fees for our online and mobile banking services.
Choose your type of business checking account based on your needs, whether day-to-day use or accounts that earn interest and support high-volume transactions.
As a startup founder juggling vendors and income streams, you can benefit from a dedicated business checking account to make payments and track income.
Manage high transaction volumes and tighten cash flow with a dedicated Royal Business Bank Business Checking Account.
Build a strong financial foundation with a business checking account that helps you receive payments and pay expenses.
Browse our most common questions before reaching out
