FDIC-Insured—Backed by the full faith and credit of the U.S. Government
FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Grow your savings and earn guaranteed returns with a fixed-term Business Certificate of Deposit from Royal Business Bank.
Secure a fixed interest rate, with flexible options starting at just seven days.
Enjoy a guaranteed rate with the possibility of a one-time adjustment during your 24-, 36-, or 48-month term³.
¹Interest will be compounded and credited to the account monthly. Early withdrawal penalties and fees may reduce earnings on the account.
²For a 7-29 day term, the penalty is accrued interest, or 7 days` simple interest, whichever is greater. For 30-day to 1 year term, the early withdrawal penalty is 30 days’ simple interest. For terms over 1 year, the early withdrawal penalty is 90 days’ simple interest. For an automatically renewing certificate of deposit account, the grace period is 10 days after the maturity date to withdraw funds without penalty.
³Option Rate Certificate of Deposit allows a one-time annual percentage yield adjustment during the initial term by either option:
Option 1: Increase the annual percentage yield, keep maturity date.
Option 2: Increase the annual percentage yield, extend maturity date, and add additional funds (if desired).
Terms and Conditions apply.
Please see our Fee Schedule for detail information
Earn a guaranteed return from funds you don’t need immediately, building extra capital for big moves when your term ends.
Make the most of unused capital by locking it into a CD to protect it from market ups and downs.
Turn seasonal profits into predictable returns, building a stronger reserve for when your business needs it most.
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