FDIC-Insured—Backed by the full faith and credit of the U.S. Government
FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Flexible Savings Account – No Restriction to Deposit/Withdrawal
| Tier Amount | 6-Month (180-day) APY* | 12-Month (360-day) APY* |
|---|---|---|
| $49,999.99 and below | 0.50% | 0.50% |
| $50,000.00 – $99,999.99 | 3.40% | 3.30% |
| $100,000.00 – $249,999.99 | 3.60% | 3.50% |
| $250,000.00 and above | 3.75% | 3.65% |
To open a Flexible Savings account with a Special Annual Percentage Yield is only available during the promotion period from February 1, 2026 to March 31, 2026.
*The Annual Percentage Yield (APY) is accurate as of February 01, 2026. The Promotion Flexible Savings Minimum Opening Balance is $50,000. The APY will drop to 0.50% if the average daily balance is less than $50,000. There’s no restriction to withdrawal funds or deposit funds during the account Given Period (180-Day or 360-Day); however, if the average daily balance falls below $500, a monthly service fee of $5.00 will be imposed. Fees may affect the posted APY. If the average daily balance reaches or exceeds a higher tier’s threshold, then the higher tier’s interest rate and APY will be applied to the account balance. If the average daily balance is less than the current tier’s threshold, then the lower tier’s interest rate and APY will apply. Interest will change to 0.50% when the 180/360 Day Given Period expires. This Promotion may be terminated early at Royal Business Bank’s discretion anytime with or without advanced notice. Terms and conditions apply.
