FDIC-Insured—Backed by the full faith and credit of the U.S. Government
FDIC-Insured—Backed by the full faith and credit of the U.S. Government
| Tier Amount | 6-Month APY* | 12-Month APY* |
|---|---|---|
| $49,999.99 and below | 0.60% | 0.60% |
| $50,000.00 – $99,999.99 | 3.50% | 3.30% |
| $100,000.00 – $249,999.99 | 3.70% | 3.50% |
| $250,000.00 and above | 3.85% | 3.75% |
To open a Flexible Saving account with a Special Annual Percentage Yield is only available during the promotion period from November 1 – December 31, 2025.
*The Annual Percentage Yield (APY) is accurate as of 11/1/2025, and is subject to change at any time. The interest rate offered is variable. To avoid the monthly maintenance service fee of $5.00, you must maintain an average daily balance of $500 every month. The Flexible Savings interest rate and APY is offered to the consumers and business customers with opening balance of at least $50,000. The interest rate and APY paid each month depends on the Flexible Savings Account’s monthly average daily balance and comparing this amount to the applicable Tier Amounts listed in the Table above to determine the interest rate. Interest is credited and compounded monthly. If you close the account before interest is credited, you will not receive the accrued interest. Fees could reduce the earnings. After the 6-month or 12-month time-period from the date of account opening, the promotional APY will no longer apply, and the interest rate will be dropped to the lowest tier interest rate / APY currently in effect at that time (currently 0.60% APY). The Bank reserves the right to change the interest rate / APY at any time with or without notice. For additional information refers to the account disclosures, terms and conditions, and the fee schedule.
