Tailored services for business needs

Business Banking That Works For You

From online and mobile banking to cash vault and credit cards, we offer flexible solutions to support your day-to-day operations and long-term goals.

Speak With a Banker
Business banking services
Full control, right from your phone

Mobile Banking Services

Manage accounts, transfer funds, and monitor transactions anytime, anywhere.

Digital Banking & Mobile Deposit

Monitor your finances while on the move. Manage key banking tasks directly from your smartphone1 with the RBB Business App.

  • Monitor account balances in real time
  • Transfer funds between accounts
  • Review and approve ACH batches and wire transfers
  • Pay bills securely
  • Locate ATMs quickly with built-in search tools
  • Scan and deposit checks in seconds2

1 Message and data rates may apply. Please consult your mobile carrier for details.

2Terms and conditions apply.

Get Help With Mobile Banking
Mobile banking for businesses

Smart ways to manage and grow

Merchant Service Solutions

Running a busy restaurant or retail shop? Clover® streamlines the way you accept payments and manage operations, offering an all-in-one trusted solution. 
 
Features include: 

  • Clover POS systems like Clover Flex, Mini, Station Duo, KIOSK, or KDS to accept payments and manage operations
  • Secure payment acceptance from EMV® chip cards, Apple Pay®, Samsung Pay®, and more
  • Payroll, inventory, and staff management through one integrated platform
  • Reporting & analytics for tracking real-time performance data and comparing sales against competitors
  • Flexible working capital with no fixed terms, payments, or interest rates

© 2024 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. Terms and conditions apply. Merchant Services accounts are subject to approval. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. 

Get Started
Merchant service concept: Women pay in shop using Clover
Smart solutions for business spending

Credit Card Options for Your Business

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools
  • No fee for additional employee cards
  • Mobile payment capability for added convenience
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen
  • Cardmember Service available 24 hours a day/365 days per year

Visa®: The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa® U.S.A. Inc.

Mastercard®: The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. The cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

Apply Now
Credit card business options
Your deposits fully protected

FDIC Deposit Protection

With CDARS1,2 and ICS*,2, we help you secure expanded FDIC insurance by placing your large deposits across member banks. You earn one rate, receive one statement, and maintain full access through Royal Business Bank.

Ideal for businesses and organizations that want to: 

  • Secure deposits above the $250,000 FDIC limit without managing multiple bank relationships
  • Consolidate reporting with one statement for all CD or money market placements
  • Maintain local banking support while accessing nationwide FDIC coverage
  • Simplify cash management and preserve account privacy

*Up to $150,000,000 of FDIC Insurance. 
¹CDARs early withdrawals before maturity are subject to penalty.

²There may be a limit for maximum deposit or combined deposit, please contact our branches for more inquires. 

Speak With a Banker
deposit protection
More ways to manage and protect your business finances

Other Business Banking Services

Streamline business operation with efficient and secure payment tools.

Speak with a Banker

Streamline your cash operations with secure, efficient deposit solutions.

Our Cash Vault Services offer armored courier pickups or advanced E-Vault technology, giving you the flexibility to deposit and access funds without leaving your location.

Whether through smart safes or scheduled pickups, we help you reduce risk, improve cash flow visibility, and keep your business moving—safely and quickly.

*Subject to bank approval

Protect your business from check fraud with Positive Pay.

Our advanced system automatically matches checks presented for payment against your issued list, instantly flagging mismatches, duplicates, or amount discrepancies.

You stay in control—review and approve exceptions before funds are released, ensuring accuracy and security every time.

*Subject to bank approval

Simplify payments and collections with ACH Origination.

Move money securely between Royal Business Bank and other financial institutions through electronic transfers—ideal for payroll, vendor payments, and customer collections.

Our solution helps you manage cash flow efficiently, reduce processing costs, and stay fully compliant with NACHA guidelines. When you transmit an order, you authorize us to charge the designated account for the amount indicated in order to comply with NACHA guidelines.

*Terms and conditions apply. Subject to bank approval

Make everyday business purchases in person, online, or through mobile apps. Use your RBB Debit Card anywhere VISA®  or Mastercard® is accepted.

Cards come with chip technology for added protection and can be used at surcharge-free ATM access at Royal Business Bank locations, AllPoint Network® and at Citibank® ATM’s throughout the United States.

 

Message and data rates may apply. Please consult your mobile carrier for details.

  • Terms, conditions and fees for accounts, products and services are subject to change. Offer does not apply to use of Citibank-branded ATMs located at third party merchants and other locations. Regular account charges apply to transactions performed at Citibank branch ATMs.
  • ©2022 Citibank, N.A. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.

Deposit checks without leaving your office with Remote Deposit Capture.

Simply scan and submit checks electronically for faster processing, extended deposit windows, and quicker access to funds.

Perfect for businesses managing high check volumes, RDC saves time, reduces bank trips, and improves cash flow efficiency.

*Subject to bank approval

Speak with a Banker