Your business is unique, and so is our approach

Explore Our Business Banking Solutions

From managing day-to-day operations to expansion planning, our products are built to back you through every twist and turn of your business journey.

Speak With a Banker
A team discussing business banking

Choose the Right Business Banking Product

icon-product-list-1

Business Checking Account

Managing daily expenses or preparing for growth? Our business checking adapts to your company’s pace.

Explore
icon-product-list-2

Business Savings Account

Set aside funds for a rainy day or your next big leap with savings that grow and stay close at hand.

Explore
icon-product-list-3

Commercial Loans

Get the capital you need to purchase equipment or inventory, fund new business initiatives, or finance the acquisition of multifamily or industrial properties.

Explore
icon-product-list-4

International Banking

Managing business across borders? Use international wire transfers and foreign currency services to navigate global transactions.

Explore

Terms and Conditions apply.

Built for Your Goals

Business banking for digital first enterpreneurs
01

Digital-First Entrepreneurs

Open accounts online, manage cash flow digitally, and access short-term financing, all from one place and at your own speed.

Speak With a Banker
Business banking for strategic growth leaders
02

Strategic Growth Leaders

Handle high-volume transactions and large lines of credit with the guidance of experienced bankers.

Speak With a Banker
Business banking for new immigrant business owners
03

New Immigrant Business Owners

Set up a business account for international transfers. Our bilingual support helps simplify your transition into the U.S. banking system.

Speak With a Banker

Business Banking Services

Streamline your business operations with tools designed for modern businesses, from Clover® merchant services to ACH and online banking.

All Business Banking Services
icon-product-list-5

Mobile Banking

Manage finances on the go with mobile access to balances, transfers, and approvals.

Discover Mobile Banking
icon-product-list-6

Cash Vault

Deposit cash securely and streamline large-volume handling through armored transport and processing.

Discover Cash Vault
icon-product-list-5

ACH

Send and receive payments quickly with automated clearing for payroll, vendors, and receivables.

Discover ACH
icon-product-list-6

Positive Pay

Reduce the risk of check fraud by verifying transactions before payment is made.

Discover Positive Pay
icon-product-list-1

Credit Card

Manage cash flow gaps with ease. Our business credit cards offer flexible limits and detailed transaction reporting.

Discover Credit Card Options
testimonials background 2

Stories from the Businesses We Serve

“We’ve been banking with Royal Business Bank for over 8 years, and their business team consistently delivers prompt and professional service.”

Read Full Testimonial

“We’ve been banking with Royal Business Bank for over 8 years, and their business team consistently delivers prompt and professional service. They truly understand the unique needs of our company and offer proactive and attentive support. When we needed a business loan to support our cash flow, the team quickly grasped our plan and helped us complete the process smoothly. RBB has been a reliable partner for our business checking, loans, and credit needs.”

K. H.
California Business Owner
K. H.
California Business Owner

“When I opened my first business account, I had no English skills, no local connections, and little knowledge of the financial system—but Royal Business Bank made me feel supported from day one.”

Read Full Testimonial

“When I opened my first business account, I had no English skills, no local connections, and little knowledge of the financial system—but Royal Business Bank made me feel supported from day one. The staff was patient, respectful, and often communicated in Chinese, which gave me the confidence I needed. They’ve helped me from daily banking to structuring a commercial loan that fits my business goals. Over the years, their dependable, thoughtful service has helped me manage capital, pursue new development opportunities, and grow my business sustainably. RBB has been more than a bank—they’ve been a true partner in my business journey.”

Lisa Ye
New York Business Owner
Lisa Ye
New York Business Owner

“Since joining RBB in 2021, I’ve found it to be the most supportive and customer-focused bank I’ve worked with.”

Read Full Testimonial

“Since joining RBB in 2021, I’ve found it to be the most supportive and customer-focused bank I’ve worked with. As a small business owner, I truly value their personalized service, fast decision-making, and access to real banking professionals. When I had a mobile banking issue, their team resolved it quickly and followed up to ensure everything was working smoothly. They also made my first-time homebuyer experience seamless, guiding me through every step with care. RBB is supportive, local, and trustworthy—everything a small business owner needs in a banking partner.”

W. C.
New York Business Owner
W. C.
New York Business Owner