Funding That Moves Fast

Commercial & Industrial Loans

Meet your short- term business needs or fuel your expansion with flexible borrowing solutions from Royal Business Bank.

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Commercial and industrial loans

Commercial Business Loans That Help You Reach Your Goals

Commercial Business Loans That Help You Reach Your Goals
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Revolving Line of Credit

Access funds for seasonal short-term working capital to cover inventory, receivables, or daily expenses, with interest-only payment options.

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Term Loan

Time to upgrade equipment or expand your fleet? Our long-term financing helps you tackle big investments without draining your cash flow.

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Standby Letter of Credit

Guarantee payment for leases, construction, supplier contracts, or bonds while building trust between your business and third parties.

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Terms and conditions apply.

Subject to credit approval.

Royal Business Bank Benefits

Why Choose Royal Business Bank

Get tailored financing to manage cash flow, support growth, and move your business forward.

  • Keep Cash Flow Stable
    Handle seasonal slowdowns and cover operating costs, so your business stays steady during off-peak periods.
  • Power Up Growth Plans
    Secure the funds you need to open a new location, launch a product, or expand into new markets.
  • Invest in New Assets
    Buy the equipment, vehicles, or technology that will help you stay competitive with the market.
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Is a Commercial and Industrial Loan Right for You?

Commercial and industrial loans for digital entrepreneurs
01

Digital-First Entrepreneurs

Fill those cash flow gaps when big orders come in or stock up on the gear you need for business growth.

Commercial and industrial loans for established business owners
02

Established Business Owners

Maintain steady operations through seasonal ups and downs or fund larger projects that give your customers confidence.

Commercial and industrial loans for new U.S. business owners
03

New U.S. Business Owners

Use funding that helps you establish credit, cover startup costs, and run operations as you get established.

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FAQs About Commercial & Industrial Loans

Need a Quick Answer?

Browse our most common questions before reaching out

C&I loans are versatile. They can support your day-to-day business operations: as working capital, to purchase equipment, cover payroll, expand operations, or manage seasonal cash flow.

C&I loans suit all types of businesses, from startups to established companies, especially those in manufacturing, wholesale, or services.

C&I loans typically fund operational expenses and are secured by business assets like receivables and equipment. Commercial real estate loans are for property purchases or refinancing and are secured by property.

With a revolving line of credit, you only pay interest on what you use until you’re ready to pay down the balance.

A standby letter of credit acts as a financial assurance in situations like commercial leases, construction contracts, or supplier agreements, showing that your business is a reliable partner.