與皇佳商業銀行共創職涯新高峰

• Receive checks and cash for deposit; verify amounts and examine checks for endorsement and any errors.
• Enter deposits and issue receipts.
• Cash checks and pay out money upon verification of signatures and customer balances.
• Place holds on accounts for uncollected funds.
• Sell Cashier’s checks and other monetary instruments.
• Process Loan payments.
• Process outgoing wire.
• Process return items.
• Notify customers of incoming wires.
• Properly handle Safe Deposit customer.
• Assist with daily call-backs.
• Performs other duties as assigned.

• PC literate.
• Typing.
• Proficient in math.
• Organized and detail oriented.
• Strong communication skills.
• Bilingual may be required.

$ 39,520/yr – $ 43,680/yr

• Manage the operations functions of the branch to ensure the highest level of customer service, operating efficiencies, and compliance with the Bank’s operating standards and regulatory requirements.
• Ensure the branch effectively manages the risks associated with each customer relationship. Utilize good judgment to ensure that any potential loss situation that could adversely affect the Bank is given an adequate level of visibility with senior management
• Manage to ensure sound operating conditions in the branch by timely completion of monthly branch certifications and operational reviews.
• Assist in attaining established Bank and branch goals through cross-selling.
• Meet with staff on regular basis to discuss new and existing products, service productivity and customer relations. Advise management on issues affecting customer service to ensure the timely research and resolution of problems. Identify and recommend methods to improve effectiveness, efficiency and program(s) productivity.
• Provide guidance and assistance to branch staff in resolving procedural and personnel administration problems. Provide instruction and cross training on Bank procedures and banking regulations. Ensure performance evaluations of the branch’s non-officer staff are completed timely, objectively and with proper emphasis on individual development, coaching skills, customer servicing skills, and sales/referral activities.
• May serve as Safety and/or Security Officer of the branch.
• Perform other duties as assigned.

Thorough knowledge of bank branch operations-related regulations and bank products; good verbal and written communication skills; Bilingual may be required.

$ 65,000/yr – $ 70,000/yr

• Organize, direct and administer the service and sales activities of the branch through management of all branch personnel.
• Manage the sales function by developing sales and marketing plans specific to local markets, to meet deposit and other performance goal.
• Participate and implement business development programs for Bank products using various techniques including but not limit generate sales leads, calls to existing customers to maintain and expand banking relationships, and calls to prospective clients to develop new business.
• Meet regularly with branch staffs to ensure that all opportunities for selling and cross selling Bank products and services are pursued.
• Oversee operational and risk management activities of the branch to ensure the highest level of customer service, operating efficiencies, and compliance with the Bank’s operating standards and regulatory requirements, such as BSA and CRA.
• Adhere to branch budget. Monitor and control expenses on an ongoing basis. Develop forecast and financial objectives.
• Actively participate in various civic, social and community affairs to enhance the Bank’s image and promote positive community relations.
• Maintain up-to-date knowledge on all Bank products and services and ensure that training and assistance is provided to develop and enhance branch staff’s knowledge.
• Maintain a highly motivated and qualified branch staff through the selection, placement, training, counseling and promotion of people to achieve optimum organizational performance.
• Team up with or report to Regional Manager or other bank managers for business development, staffing and other branch management matters, when deemed necessary or appropriate.
• Handle complex customer inquiries.
• Perform other duties as assigned.
• Perform Performance Appraisals, Disciplinary Actions and interview candidates.
• Responsible for all branch approvals within limits set by the bank, which includes and not limited to deposits, withdrawals, wires, monthly certifications, “Teller Overrides”, Daily NSF Reports, Employee’s time and any other process where an approval by the Branch Manager is required.

• Comprehensive knowledge of all phases of branch management including banking regulations and compliance.
• Customer service, sales, operations and risk management, proven abilities in business development and banking management.
• Excellent verbal and written communication skills.
• Bilingual may be required.

$ 80,000/yr – $ 100,000/yr

**Part-Time (18-24 hours a week)**

Job Responsibilities

• Audit Coordination: Communicate with engaged external auditors in scheduling audits and coordinate audit meetings and audit documents requests among internal auditors, external auditors, department heads, and key stakeholders.
• Documentation & Reporting: Maintain, organize, and archive audit workpapers, reports, and evidence.
• Compliance Tracking: Monitor the implementation of corrective actions and recommendations from previous audit reports, complete tracking reports, and perform audit validation according to recommendations and management responses.
• Process Support: Assist in drafting annual audit plans and compiling data for risk assessments.
• Liaison Duties: Act as the primary point of contact for inquiries regarding audit schedules, documentation requests, and policy clarifications.

• Proficiency in Microsoft Office Suite (especially Excel).
• Strong organizational skills, high attention to detail, and excellent verbal and written communication.

$ 22.00/hr – $ 24.00/hr (Part-Time: 18-24 hours a week)

Loan Payment Process:

• Response to calls and emails regarding to loan payments related issues by checks, mails, incoming wires, etc., including incoming/outgoing participation loan payments, sub-notes of C&I, CRE, CRA, Construction loans and WHLOC (Ware House Line of Credit).

Loan Advance Process:

• Process advances of WHLOC, & Construction loans etc. through crediting to account, issuing checks
• Prepare outgoing wire, etc.

Loan System Maintenance:

• Monitor incoming wire.
• Monitor all email request.

Daily & Monthly Report generation:

• Check and print daily Non-post transaction, rate change report, posted transaction on placed notes, & paid note statement.
• Monitor daily loan GL reconciliation.

Loan File Maintenance:

• Scan documentation files including recorded documents and title policy.
• Maintain physical/digital documentation files to comply with bank procedures and policies; and keep original Promissory note in Vault.
• Maintain FRB pledged loans files and FHLB pledged loans in Vault.
• Support Audit requests related to Note function.

Others:

1. Organize and prepare file for audit by internal and external examiners
2. Prepare rate change notice
3. Organize and scan all payment transactions
4. Order monthly supply

Basic accounting concepts and skills required. Proficiency in Microsoft Office products. Ability to establish priorities and meet deadlines is essential. Excellent interpersonal skills. Ability to function in a high-volume environment and within time constraints. Organized and detail-oriented with ability to function in a team and fast-paced environment. Demonstrate strong service and support oriented skills and attitude.

$ 52,000/yr – $ 55,120/yr

• Serve as an ongoing point of contact for clients, helping them collect required information and complete any necessary documents throughout the loan process
• Collect, organize, and verify financial documents to ensure loan applications are complete.
• Perform general office administration duties.
• Performs various data analysis involved in the support of client lending activities
• Coordinate with Portfolio Department on loan administrative tasks such as auto debit/ACH set up, pay down transaction, and pay off requests.
• Prepare weekly/monthly reports for the internal department and upper management.
• Follow up on past due payment/loan maturities/ tax delinquencies with borrowers.
• Follow up on any loan exceptions.
• Request insurance certificate from borrower or insurance agent.
• Prepare verification of deposit / mortgage.
• Assist the Portfolio Manager/Loan Portfolio Specialist in requesting financial report and other required documents from borrower per loan agreement.
• Perform other duties as assigned.

PC proficient in Word and Excel. Excellent verbal and written communication skills. Organized and detail-oriented with the ability to function in a team environment. Able to work in a fast-paced environment while maintaining a high level of accuracy. Bilingual (English/Mandarin or Cantonese) is a plus.

$ 45,800/yr – $ 52,000/yr

• Answer the telephone (responds to routine loan officer or customer inquiries relative to account balance, loan balances and payoff request).
• Perform general office administration duties.
• Process daily activities for paydown transaction.
• Process loan pay off requests and coordinate pay off with Note Department.
• Process auto debut/ACH set up requests and coordinate set up with branch and COS.
• Prepare weekly/monthly reports to internal department and upper management.
• Follow up on past due payment/loan maturities/tax delinquencies with borrowers.
• Request insurance certificate from borrower or insurance agent.
• Prepare verification of deposit/mortgage.
• Perform other duties as assigned.

PC proficient in Word and Excel. Excellent verbal and written communication skills. Organized and detail-oriented with the ability to function in a team environment. Able to work in a fast-paced environment while maintaining a high level of accuracy. Bilingual (English/Mandarin or Cantonese) is a plus.

$ 45,760/yr – $ 52,000/yr

• Assist loan processors with communication with borrowers, underwriters, loan officers and mortgage brokers to assemble file for loan submission.
• Run OFAC, customer search in bank’s CORE system on borrowers and NMLS search on mortgage brokers.
• Order appraisal reports/updates to AMC and deliver to borrowers in a timely manner.
• Order verification of employments, verification of deposits, verification or rent and/or mortgage.
• Order credit reports and assist loan processors to prepare initial disclosures and revised disclosures.
• Perform other duties as assigned.

• Computer literate.
• Effective verbal and written communication skills.
• Excellent time management and organizational skills.
• Bilingual (English/Mandarin) preferred.

$ 45,760/yr – $ 52,000/yr

• Communicate with borrowers, underwriters and loan officers to assemble file for underwriting.
• Ensure that all of the documentation necessary to obtain loan approval has been received, reviewed and updated.
• Review all files for completeness and accuracy prior to loan submission.
• Review items needed on conditional approval.
• Obtain and verify all underwriting and funding conditions.
• Submit loan for final approval to underwriting.
• Maintain a pipeline of loans and is responsible for the timely and compliant flow of loans until closing.
• Perform other duties as assigned.

• Computer literate.
• Effective verbal and written communication skills.
• Excellent time management and organizational skills.
• Knowledge of FNMA, FHLMC, VA and FHA guidelines.
• Bilingual (English/Mandarin) preferred.

$ 49,920/yr – $ 62,440/yr

• Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place;
• Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions;
• Review and ensure applicant’s income, financial statements, credit history, debt ratios and savings;
• Approve applications for closing and funding and ensure all applicable regulations are met;
• Collaborate with team members to identify potential solutions/exceptions for denied loan files;
• Provide superior customer service while maintaining knowledge of available loan products;
• Perform other duties as assigned.

• Strong analytical and auditing skills along with a firm grasp on math.
• Good decision-making skills backed by relevant details and research.
• Knowledge pertaining to mortgage regulations.
• Excellent computer skills; customer service and communication skills.
• Ability to handle delicate situations with diplomacy and tact.

$ 75,000/yr – $ 110,000/yr

• Perform pre-funding, post-funding and mortgage compliance reviews.
• Provide assistance in the preparation of reports and detailing finding from prefunding and post-funding reviews.
• Work with the Mortgage Operations Team to develop, recommend and monitor corrective action and preventative actions.
• Keep abreast of investor and regulatory changes and ensure awareness by production operations.
• Conduct QC checks on the closed loans in accordance with Board guidance.
• Review HMDA data on both originated loans and non-originated loans for accuracy and submit the Home Mortgage Disclosure Act (HMDA) reports.
• Review Reg. B logs and conversation logs and perform TRID/RESPA review on all loans for accuracy of information.
• Work with the Risk Management Team and the Mortgage Operations Team on mortgage due diligence fundings.
• Perform all job duties in compliance with applicable State and Federal laws and regulations.
• Any other duties and projects as assigned.

• Familiarity with internal audit policy and procedures.
• Strong interpersonal skills, including the ability to interact and work respectfully and cooperatively with others.
• Excellent computer skills using Microsoft Office programs and various mortgage industry related software programs.
• Demonstrated analytical skills.
• Must be able to function independently and still successfully work in a team environment.
• Well organized, efficient, and a self-starter with ability to work under deadlines.

$ 58,000/yr – $ 70,000/yr

• Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin is required.

Salary: $ 2,000 base salary/month plus commission

• Responsible for business development from retail clients (bank branches/real estate companies and other sources) and mortgage brokers (Wholesale Lending) to generate new mortgage loans.
• Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
• Provide complete loan applications to processing personnel.
• Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
• Coordinate and review loan documentation for loan closing.
• Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
• Cross sell other bank products and services.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

• Extensive knowledge of mortgage loan and government lending guidelines.
• Strong business development skills.
• PC proficient in Word and Excel and Encompass.
• Excellent verbal and written communication skills.
• Bilingual in Mandarin may be preferred.

$ 2,000 base salary/month plus commission