Careers at Royal Business Bank
An EEO and E-Verify Employer

Career at

Royal Business Bank

An EEO and E-Verify Employer

 

Please send resume to:

 

Royal Business Bank

123 E. Valley Blvd., #201

San Gabriel, CA  91776

Attn:  Human Resources

or

HR@rbbusa.com

 

 

 

OFFICER POSITIONS (corporate title based on experience and expectations)

 

Operations Officer

Job Description

• Manage the operations functions of the branch to ensure the highest level of customer service, operating efficiencies, and compliance with the Bank's operating standards and regulatory requirements.
• Ensure the branch effectively manages the risks associated with each customer relationship. Utilize good judgment to ensure that any potential loss situation that could adversely affect the Bank is given an adequate level of visibility with senior management
• Manage to ensure sound operating conditions in the branch by timely completion of monthly branch certifications and operational reviews.
• Assist in attaining established Bank and branch goals through cross-selling.
• Meet with staff on regular basis to discuss new and existing products, service productivity and customer relations. Advise management on issues affecting customer service to ensure the timely research and resolution of problems. Identify and recommend methods to improve effectiveness, efficiency and program(s) productivity.
• Provide guidance and assistance to branch staff in resolving procedural and personnel administration problems. Provide instruction and cross training on Bank procedures and banking regulations. Ensure performance evaluations of the branch's non-officer staff are completed timely, objectively and with proper emphasis on individual development, coaching skills, customer servicing skills, and sales/referral activities.
• May serve as Safety and/or Security Officer of the branch.
• Perform other duties as assigned.

Requirements

• College degree with business classes or equivalent
• Three to five years of bank branch operations experience with transaction approval authority and supervisory responsibility
• Thorough knowledge of bank branch operations-related regulations and bank products; good verbal and written communication skills; Bilingual may be required.

International Trade Operations Officer

Job Description

TRADE OPERATOINS RELATED RESPONSIBILITIES

• Negotiate, prepare, and process documents pertaining to import/export letters of credit, including wire and cable remittances.
• Issue letters of credit (commercial, standby, back-to-back, transfer) and assignment of proceeds.
• Process reimbursement claims and effect payments.
• Process incoming and outgoing documentary collections and to ensure compliance with the latest Uniform Rules for Collections.
• Review negotiation documents to ensure terms and conditions are in compliance with the Latest Uniform Customs and Practice for Documentary Credits, International Chamber of Commerce, Uniform Rules for Bank to Bank Reimbursements, The International Standby Practices 1998.
• Process Foreign Exchange transactions relating to trade business.
• Record customer and correspondent bank inquiries including problem solving and assigning appropriate follow-up and action recommendations.
• Communicate with customers and/or account officers and/or branch for questions related to the Import, Export LC, Collection transactions.
• Prepare daily and monthly various reports including reconciliation on trade related GL accounting entries for management review.
• Process Relationship Management Application (RMA) related messages on SWIFT.
• Perform other duties as assigned

USD REMITTANCE TRANSFER RELATED RESPONSIBILITIES

• Review and release incoming USD wires messages from WireXchange (e.g. customer's account name, account number, OFAC failed) and load into K drive for branches/departments to review.
• Outgoing Wires (Log details, verify signature by authorized branch signer with limits , decode Test Key, input outgoing wires in WireXchange & process transactions using TMS & Daily confirmation)
• Upload incoming and outgoing wires activities report from WireXchange and send email to Branches and Department at end of day.
• Prepare daily and monthly reports for management review.
• Review Wire in Transaction GLs if out of balance.
• Review and print incoming & outgoing Swift messages.
• Balance Swift daily.
• Perform other duties as assigned.

FOREIGN CURRENCY OUTGOING REMITTANCE TRANSFER RELATED RESPONSIBILITIES

• Review Outgoing Wires Application, Log details, verify signature by authorized Branch singer with limits, input outgoing wires in WireXchange & and send e-mail/fax confirmation to branch and customer respectively.
• Perform other duties as assigned.

Requirements

• College degree in business or international trade preferred.

 

NON-OFFICER POSITIONS

 

Mortgage Loan Servicing Specialist

Job Description

• Performs mortgage loan portfolio servicing from new loan booking, processing transactions for mortgage loans, tracking insurance, and rate changes.
• Coordinates daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
• Assists customers and staff with related questions.
• Performs account maintenance.
• Ensures compliance with all applicable government, investor, and bank regulations.

Requirements

• Associate of Arts degree or equivalent.
• 3 years of mortgage servicing experience.
• PC proficient in Microsoft Office; detail-oriented and follow-through skills.

Loan Underwriter

Job Description

• Supports lenders in the credit analysis and underwriting of commercial loan packages.
• Prepares, reviews and analyzes the creditworthiness of all commercial loan originations and renewals by spreading company and personal financial statement into Bank's software.
• Evaluates financial information including analysis of the business balance sheet, income statement, the ratio of debt to worth, available liquidity, gross margin, profitability, and debt service coverage ratio.

Requirements

• Bachelor's degree or equivalent in Accounting, Finance, Economics, International Development Studies.
• Minimum two years' experience in commercial lending preferred.
• Strong analytical and underwriting skills; PC literate in MS Word and Excel; Excellent verbal and written communication skills; bilingual (English/Mandarin) may be required.

Part-Time Teller - Oxnard Branch

Job Description

• Receive checks and cash for deposit; verify amounts and examine checks for endorsement.
• Enter deposits and issue receipts.
• Cash checks and pay out money upon verification of signatures and customer balances.
• Place holds on accounts for uncollected funds.

Requirements

• High school diploma or equivalent
• Cash handling, customer service, general office experience helpful.
• Excellent time management and organizational skills

SBA Loan Assistant

Job Description

• Coordinate with loan officers, Note Department, Escrow, Title or Insurance agent for loan closing funding and disbursements.
• Submitting the bids to Secondary Market Investor for loan sale. Packaging SBA loan sale and coordinate with Secondary Market Investor, Note and Finance Departments till settle.
• Coordinates daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
• Prepare and update daily, weekly and monthly administrative reports
• Assist customers and loan servicing officer and follow up on outstanding items and related questions.
• Promote and cross sell the Bank's services and products.
• Perform other duties as assigned.

Requirements

• College degree in accounting or business preferred.
• 1-2 years of experience in banking or customer service positions preferred.
• PC literate in MS Word and Excel; thorough accounting concepts; strong verbal and written communication skills; organized and detail-oriented with the ability to function in a team environment; bilingual may be required.

SBA Loan Officer Assistant

Job Description

• Prepare loan documents for loan officer; set up loan files and follow up with loan supporting documents.
• Coordinates daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
• Prepare and update daily, weekly and monthly administrative reports
• Prepare financial spreadsheets and/or covenant checklist.
• Assist customers and loan officers and follow up on outstanding items and related questions.
• Promote and cross sell the Bank's services and products.
• Perform other duties as assigned.

Requirements

• College degree in accounting or business preferred.
• 1-2 years of experience in lending positions preferred.
• PC literate in MS Word and Excel; thorough accounting concepts; strong verbal and written communication skills; organized and detail-oriented with the ability to function in a team environment; bilingual may be required.

 

Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

 

Updated 07/13/2018