Careers at Royal Business Bank
An EEO and E-Verify Employer

Open Positions - California

 

NON-OFFICER POSITIONS

 

Loan Assistant (Commercial Lending) - Los Angeles, CA

Job Responsibilities

• Prepare loan documents for loan officer; set up loan files and follow up with loan supporting documents.
• Prepare underwriting reports including renewals, amendments, and waivers.
• Prepare financial spreadsheets and/or covenant checklist.
• Assist customers and follow up on outstanding items.
• Prepare account profitability analysis report and various reports including problem loan and asset monitoring.
• Follow up on any loan exceptions and/or delinquencies.
• Notarize loan documents for the Bank's customers.
• Promote and cross sell the Bank's services and products.
• Perform other duties as assigned.

Qualifications

Education

• College Degree in Accounting or Business, preferred.

Experience

• 1-2 years if experience in lending, preferred.

Skills/Abilities

• PC literate in MS Word and Excel.
• Thorough accounting concepts.
• Strong verbal and written communication skills.
• Organized and detail-oriented with the ability to function in a team environment.
• Bilingual may be preferred.

Mortgage Junior Underwriter - Los Angeles, CA

Job Responsibilities

• Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place.
• Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions.
• Review and ensure applicant's income, financial statements, credit history, debt ratios and savings.
• Approve applications for closing and funding and ensure all applicable regulations are met.
• Collaborate with team members to identify potential solutions/exceptions for denied loan files.
• Provide superior customer service while maintaining knowledge of available loan products.
• Perform other duties as assigned.

Qualifications

Education

• Bachelor's degree in business or related field preferred.

Experience

• Minimum 3 years of mortgage banking experience in loan processing & underwriting.

Skills/Abilities

• Computer literate; effective communication skills.
• Excellent time management and organizational skills.
• Knowledge of FNMA, FHLMC, VA and FHA guidelines.
• Bilingual (English/Mandarin) preferred.

Mortgage Loan Assistant (Servicing) - Los Angeles, CA

Job Responsibilities

• Perform mortgage loan portfolio servicing from new loan booking, processing transactions for mortgage loans, tracking insurance, and rate changes.
• Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
• Assist customers and staff with related questions.
• Perform account maintenance.
• Ensure compliance with all applicable government, investor, and bank regulations.
• Perform other duties as assigned.

Qualifications

Education

• AA degree or equivalent.

Experience

• Minimum 3 years of mortgage servicing experience.

Skills/Abilities

• Strong interpersonal and customer service skills; positive attitude; PC proficient in Microsoft Office; detail-oriented and follow­ through skills.

Mortgage Loan Assistant (Operations) - Los Angeles, CA

Job Responsibilities

• Answering phones, copying, scanning, faxing and/or filing, writing, typing or entering information into computer.
• Coordinates daily activities and functions of loan purchasing and post-closing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
• Reviews all files for completeness and accuracy prior to loan submission.
• Assists all operation staff including funders, processors, underwriters and post-closing officer.
• Reconciles invoices, bills and receipts.
• Performs other duties as assigned.

Qualifications

Education

• High school diploma or equivalent.

Experience

• Minimum 0-2 years of experience in assistant work which includes experience in an administrative role.

Skills/Abilities

• Computer literate. 
• Effective verbal and written communication skills. 
• Excellent time management and organizational skills. 
• Detail oriented and able to function well in a multi-task environment.
• Computer skills including MS Office, Excel and Internet Applications.

Mortgage Quality Control Assistant - Los Angeles, CA

Job Responsibilities

• Assist QC Specialist to perform pre-funding, post-funding and mortgage compliance reviews.
• Assist Mortgage Loan Post Closing Quality Control Manager in the preparation of reports and detailing finding from prefunding and post-funding reviews.
• Prepare of weekly reports including action plan, pipeline report, mistake report, pending item report, paid in full report to inform managers up to date.
• Investigate potential fraud reports for the lending area and fill Suspicious Activity Reports ( SAR ) with the Bank Secrecy Act (BSA) for further follow up.
• Assist QC Specialist to conduct QC checks on the closed loans in accordance with Board guidance.
• Assist the QC & Compliance Manager with reviewing and submitting the Home Mortgage Disclosure Act (HMDA) reports.
• Perform all job duties in compliance with applicable State and Federal laws and regulations.
• Any other duties and projects as assigned.

Qualifications

Education

• Bachelor’s degree in finance, economics, or equivalent experience.

Experience

• Minimum 1 year of mortgage experience or equivalent experience.

Skills/Abilities

• Strong interpersonal skills, including the ability to interact and work respectfully and cooperatively with others.
• Excellent computer skills using Microsoft Office programs and various mortgage industry related software programs.
• Demonstrated analytical skills.
• Must be able to function independently and still successfully work in a team environment
• Well organized, efficient, and a self-starter with ability to work under deadlines.

Mortgage Quality Control Specialist - Los Angeles, CA

Job Responsibilities

• Perform pre-funding, post-funding and mortgage compliance reviews.
• Assist Mortgage Loan Post Closing Quality Control Manager in the preparation of reports and detailing finding from prefunding and post-funding reviews.
• Prepare of weekly reports including action plan, pipeline report, mistake report, pending item report, paid in full report to inform managers up to date.
• Work with Loan Post Closing Quality Control Manager to develop, recommend and monitor corrective action and preventative actions.
• Keep abreast of investor and regulatory changes and ensure awareness by production operations.
• Investigate potential fraud reports for the lending area and fill Suspicious Activity Reports ( SAR ) with the Bank Secrecy Act (BSA) for further follow up.
• Conduct QC checks on the closed loans in accordance with Board guidance.
• Assist the QC & Compliance Manager with reviewing and submitting the Home Mortgage Disclosure Act (HMDA) reports.
• Perform all job duties in compliance with applicable State and Federal laws and regulations.
• Any other duties and projects as assigned.

Qualifications

Education

• Bachelor’s degree in finance, economics, or equivalent experience.

Experience

• Minimum 3 years of mortgage experience; exposure to all aspects of origination, servicing secondary marketing and mortgage compliance areas preferred.

Skills/Abilities

• Familiarity with internal audit policy and procedures.
• Strong interpersonal skills, including the ability to interact and work respectfully and cooperatively with others.
• Excellent computer skills using Microsoft Office programs and various mortgage industry related software programs.
• Demonstrated analytical skills.
• Must be able to function independently and still successfully work in a team environment.
• Well organized, efficient, and a self-starter with ability to work under deadlines.

Mortgage Loan Processor– Los Angeles, CA

Job Responsibilities

• Communicate with borrowers, underwriters and loan officers to assemble file for underwriting.
• Ensure that all of the documentation necessary to obtain loan approval has been received, reviewed and updated.
• Review all files for completeness and accuracy prior to loan submission.
• Review items needed on conditional approval.
• Obtain and verify all underwriting and funding conditions.
• Submit loan for final approval to underwriting.
• Maintain a pipeline of loans and is responsible for the timely and compliant flow of loans until closing.
• Perform other duties as assigned.

Qualifications

Education

• High school diploma or equivalent; AA degree preferred.

Experience

• Minimum 2 years of current mortgage loan processing experience.

Skills/Abilities

• Computer literate.
• Effective verbal and written communication skills.
• Excellent time management and organizational skills.
• Knowledge of FNMA, FHLMC, VA and FHA guidelines.
• Bilingual (English/Mandarin) preferred.

Risk Management Assistant - Los Angeles, CA

Job Responsibilities

• Coordinates an audit entrance & exit meeting, contacts & coordinates auditors for the Board Audit Committee meeting.
• Monitors the audit schedule, tracking logs for external & internal audit, SOX audit and regulatory examination, follow up with the business units response from the tracking logs.
• Prepares the reports for Board Audit Committee.
• Updates, reviews and tracks the Vendor Management due diligence, contract, license etc.
• Assists CRO for the Risk Assessment related to Audit, Vendor and Enterprise Risk Management.
• Monitors, tracks and reviews the monthly/quarterly/semi-annually/annually compliance certification from branches and business units, to ensure the compliance certifications are completed with validated information, report to supervisor any deficiency from compliance certification.
• Assists in projects related to the Bank's compliance obligations functions.
• Prepares reports by collecting, analyzing and summarizing information for compliance monitoring review such as HMDA, Reg B loan tracking log, flood insurance tickler log and mortgage lending compliance etc.
• Completes department administrative duties.
• Performs other duties as assigned.

Qualifications

Education

• Bachelor's degree or equivalent is preferred but not mandatory.

Experience

• Administrative experience required.
• Minimum 3 or 4 years of experience in banking and knowledge of compliance regulation is preferred.

Skills/Abilities

• Excellent analytical, research, project management, and planning skills. 
• PC proficient. 
• Organized and detail-oriented. 
• Strong written and verbal communication skills.
• Good knowledge of banking operations.

Loan/Note Specialist - Los Angeles, CA

Job Responsibilities

• Loan Payment Process:
• Response to calls and emails regarding to loan payments(pay-down or payoff on sub-notes) related issues by checks, mails, incoming wires, etc., including incoming/outgoing participation loan payments, sub-notes of C&I, CRE, CRA, Construction loans and WHLOC (Ware House Line of Credit).
• Loan Advance Process:
• Process advances of WHLOC, & Construction loans etc. through crediting to account and issuing checks.
• Prepare outgoing wire, etc.
• Loan System Maintenance:
• Process address change request, good faith deposit/withdraw by issuing check.
• Monitor incoming wire.
• Monitor all email request.
• Daily & Monthly Report generation:
• Check and print daily Non-post transaction, rate change report, posted transaction on placed notes, & paid note statement.
• Monitor daily loan GL reconciliation.
• Loan File Maintenance:
• Scan documentation files including recorded documents and title policy.
• Maintain physical documentation files and original Promissory note in Vault.
• Maintain FRB pledged loans files and FHLB pledged loans in Vault.
• Support Audit requests related to Note function.
• Others:
• Organize and prepare file for audit by internal and external examiners.
• Prepare rate change notice.
• Organize and scan all payment transactions.
• Order monthly supply.

Qualifications

Education

• Associate degree in business or accounting or equivalent.

Experience

• At least 1 year note experience.

Skills/Abilities

• Basic accounting concepts and skills required.
• Proficiency in Microsoft Office products.
• Ability to establish priorities and meet deadlines is essential.
• Excellent interpersonal skills.
• Ability to function in a high-volume environment and within time constraints.
• Organized and detail-oriented with ability to function in a team environment.
• Demonstrate strong service and support oriented skills and attitude.

Credit Administration Loan Assistant - Los Angeles, CA

Job Responsibilities

• Prepare loan documents for loan officer; set up loan files and follow up with loan supporting documents.
• Prepare underwriting reports including renewals, amendments, and waivers.
• Prepare financial spreadsheets and/or covenant checklist.
• Assist customers and follow up on outstanding items.
• Prepare account profitability analysis report and various reports including problem loan and asset monitoring.
• Follow up on any loan exceptions and/or delinquencies.
• Notarize loan documents for the Bank's customers.
• Promote and cross sell the Bank's services and products.
• Perform other duties as assigned.

Qualifications

Education

• Bachelor's degree in accounting, finance, economics, international development studies.

Experience

• Experience in commercial lending is a plus.

Skills/Abilities

• PC literate in MS Word and Excel. 
  Thorough accounting concepts. 
• Strong verbal and written communication skills.
• Organized and detail-oriented with the ability to function in a team environment. 
• Bilingual preferred.

Credit Administration Specialist - Los Angeles, CA

Job Responsibilities

• Collect credit report requests from lending departments; verify borrower's financial information and credit search authorizations.
• Generate LexisNexis, D&B and Experian reports; Save and categorize the hard and soft copies in separate folders.
• Create monthly credit search log; verify the information on the monthly invoice and send invoice request to finance department.
• Sent notification and collect Reg B tracking logs from all lending units.
• Review and monitor each tracking log and conversation log to provide revise comments.
• Ensure all the time line in the log have no ECOA violation.
• Create and renew pending log for further follow ups.
• Summarize and categorize tracking logs by lending units, and generate monthly pending certification.
• Monitor pending loans status, and collect review memo packages from all lending units.
• Ensure the accuracy in review memo packages including, review memorandum page, tracking log, loan application, notice of action taken and all documents related to the closing decision.
• Monitor the time line and closing reasons of the subject closing loan, and request the approval of the executive management officer.
• Obtain Managers Signature on CCR and Credit Approval Sheet and distribute to corresponding departments/underwriters upon completion.
• On duty Teller as required.
• Coordinate with other tellers to generate Monthly Certification.
• Preparation of Monthly Reports for Director Loan Committee (DLC) Meeting.
• Send the notification Agenda to lending departments about which loans they will present in the DLC meeting.
• Generate DLC Agenda according to the information provided from lending units.
• Monitor and verify all HMDA reportable loans.
• Collect supporting documents from all lending units and verify the information on the HMDA Loan Reporting Worksheet.
• Generate monthly certification and prepare all packages for each HMDA reportable loans.
• Collect updated tax delinquency information from Lerreta and Nationwide website, and update in the delinquency report.
• Generate the delinquency notification letters.
• Notice the lending departments; Collect and verify the updated information and proof of payments.
• Cost Allocation Report - Notice and review monthly cost allocation report of Credit Administration.
• Complaint Log - Generate complaint log and report to Risk Department.
• Assist Credit Administrator to coordinate preparation for examiner and auditor review.
• Organize & keep track of credit files as necessary.

Qualifications

Education

• BA degree in business or accounting, or equivalent.

Experience

• One to two year experience in banking or credit functions.

Skills/Abilities

• PC literate in MS Word and Excel.
• Organized and detail-oriented with the ability to function in a team environment.
• Bilingual (English/Mandarin) is an advantage.

 

Loan Documentation Specialist - Los Angeles, CA

Job Responsibilities

• Loan Documentation – preparing and reviewing loan documents for CRE, C&I, and small business loans complying with BCG guideline and other compliance regulations. Working knowledge of SBA loans and its SOP rules would be an advantage.
• Quality Control – reviewing closed loans after funding including; loan documents, loan boarding, and perfection of collaterals and checking post-funding condition.
• Preparing lenders instructions, arranging, coordinating with Escrow & Title to fund and checking pre-funding condition.
• Supporting Loan Portfolio Manager and team members (Utility function).
• Reviewing daily transactions including rate change report, non-posted transaction report.
• Reviewing monthly reports such as collateral report, tickler report, loan funding report.
• Back-up for loan documentation and funding staff.
• Reviewing all loans after closing including loan documents, loan system, and other post-closing items based on CCR in compliance with loan policies & procedures and other bank policies including BSA.

Qualifications

Education

• Bachelor's in Finance, Accounting or Business Management.

Experience

• 3-5 years in lending or credit functions.

Skills/Abilities

• Basic accounting concepts and skills.
• Outstanding interpersonal and management skills.
• Effective communication skills.
• Diverse departmental skills in accounting, finance, credit, & operations.

 

JR. BSA Analyst - Los Angeles, CA

Job Responsibilities

• Receive training, learning BSA/AML legal requirements and bank policies and procedures.
• Assist experienced analysts in the research, analysis, and investigation of account behavior for potential unusual activities in accordance with the BSA/AML/OFAC monitoring policy.
• Assist in investigations for cases referred by Bank personnel for unusual activity and document findings accordingly.
• Assist in investigations for cases elevated from monthly exceptions or targeted monitoring.
• Assist in records maintenance and organization.
• Track monthly work completion and report progress to assigned supervisory staff.
• Demonstrate increasing levels of aptitude and mastery over assigned departmental tasks.
• Perform other duties as assigned.

Qualifications

Education

• Bachelor’s degree or equivalent.

Experience

• Although no specific experience is required, experience in banking operations, regulatory, legal, or auditing environment or some exposure to regulatory compliance matters is a plus.

Skills/Abilities

• Excellent analytical, research, time management, and planning skills.
• PC proficient.
• Organized and detail-oriented.
• Strong written and verbal communication skills required.
• Knowledge of BSA/AML, USA PATRIOT Act, OFAC laws and regulations, and CTR and SAR reporting requirements a plus but not required.

Accounting Assistant - Buena Park CA

Job Responsibilities

• Review invoices or check requests from both AP e-mail box and AP Prologue Finance folder; respond to e-mail request.
• Set invoices up for payment procedure, prepare GL coding, send invoices for approval thru Prologue Workflow in a timely manner.
• Print checks or initiate ACH payments for approved invoices, send AP transaction transmittal to FISERV Premier for printed check, prepare check log, check and ACH transaction register, and bring checks to check signer.
• Monitor AP processing to ensure payments to be up to date.
• React to inquiries and resolve bill discrepancies; Maintain and file vendor invoices.
• Resolve pending issues on AP expense check reconciliation worksheet.
• Prepare and issue 1099-Misc form at year end, file 1096 Form with IRS.
• Work with all outside auditors, regulators, and consultants as needed.
• Perform other duties as assigned.

Qualifications

Education

• College graduate with Business, Finance or Accounting

Experience

• 1-2 years of bank experience preferred.
• 1-2 years of account experience preferred.
• Thorough knowledge of banking regulations, bank products and policies preferred but not required.

Skills/Abilities

• Excel, word, and PC literate.
• ITI/Fiserv and Prologue experience a plus.
• Ability to assist and motivate staff.
• Strong verbal and written communication skills.
• Bilingual (English/Mandarin) is a plus.

Treasury Assistant - Buena Park, CA

Job Responsibilities

• Monitor daily Bank-wide cash activities.
• Project daily, weekly and monthly liquidity and cash flow.
• Review investment portfolio and correspondent bank performance.
• Conduct financial review and credit underwrite for new investments.
• Manage bank's Wholesale Deposit and Brokered Deposit.
• Manage bank's Borrowing Capacity.
• Monitor branch deposit balance and conduct deposit report.
• Post Daily Block Entries.
• Compose/Update procedures and policies in Treasury/ Finance field.
• Maintain investment files, pledging activity ensure the bond system is updated.
• Monthly Investment Mark-to-Market, and balancing to safekeeping statements.
• Assist the Treasurer on ALCO Reporting.
• Assist the Treasurer Officer on Audit Exam.
• Accept other responsibilities as deemed necessary by supervisors.

Qualifications

Education

• College graduate preferably with business degree.

Experience

• Two years bank accounting experience preferred, not required. Strong knowledge of banking regulations and bank products. Preferred but not required.

Skills/Abilities

• Microsoft Office. Strong Excel skill.
• Understand financial statements and ratios.
• Strong financial data analysis and underwriting skills.
• Pre-active and willing to learn and take new tasks.
• Good verbal and written communication skills.
• Bilingual (English/Mandarin) is a plus.

Business Systems Analyst II - Buena Park, CA

Job Responsibilities

• Provide technical advice, responsible for eliciting requirements using a variety of activities and tools.
• Leads the decomposition of high-level business and user requirements into functional requirements and quality attributes.
• Responsible for the creation of strategic and tactical direction of the initiative by facilitating requirements review and approval with business owners, project team and management.
• Responsible for developing, analyzing and creating communication content and implementing communication strategy including delivery of communications to project stakeholders. Independently, determines communication methods, frequency and audience.
• Develops and implements initiative’s/product’s vision and scope by defining and prioritizing sub activities, directing meetings as required, identifying operational impacts and creating mitigation plans, designing content of task outlines and user requirements, and clarifying and documenting processes, policies, and procedures.
• Evaluates moderate to highly complex business requirements and interprets them to design the technical specifications to support the business need.
• Co-facilitates requirements prioritization with project managers and/or Senior Business Systems Analysts.
• Facilitates and leads group sessions for problem solving, initiative planning, proposal creation, etc.
• Establishes the strategic direction of process and system improvements initiatives by working with business owners.
• Performs moderate to highly complex business analysis, re-engineering, and work process improvement activities.
• Performs research and analysis for planned or proposed changes to business; based on this analysis, recommends course of action for implementation.
• Develops solutions of moderate to high complexity which requires regular use of ingenuity and innovation, and ensures solutions are consistent with organization objectives.
• Build out technology solutions, e.g., data gathering, system configuration, testing, etc. to meet stated business objectives.
• Provide project management support for technology initiatives.
• Assist employees with business processes and technology solutions in person, by telephone or through email communication.
• Works directly with vendors as needed.

Qualifications

Education

• 4 years of college coursework in Computer Science, Information Systems, or related field.

Experience

• 3-5 years full-time employed Information Technology experience.
• 3 years business technical analysis or technical project management experience.

Skills/Abilities

• Knowledge of requirements modeling, packaged software evaluation, business process analysis, SDLC, and PMLC.
• Knowledge of Windows 10, Windows Server, Office, Active Directory, email administration, HTML, TCP/IP networking, VoIP phone systems.
• Experience with configuring workstations, laptops, smartphones, servers, printers, switches, and peripherals.
• Excellent verbal and written communication skills.
• Able to demonstrate problem solving and decision making skills.
• Excellent customer service skills.
• Training in SDLC and PMLC; certification a plus.

IT Support Analyst - Los Angeles, CA

Job Responsibilities

• Provide technical advice, guidance and informal training to employees using hardware and software programs.
• Troubleshoot and restore routine technical service and equipment problems by analyzing, identifying and diagnosing faults and symptoms using established processes and procedures.
• Perform root cause analysis and develop checklists for typical problems.
• Recommend procedures and controls for problem prevention.
• Maintain knowledge database and call tracking database to enhance quality of problem resolutions.
• Work in a team setting, sharing information and assisting others with calls.
• May coach more junior technical staff.
• Responsible for maintenance of computer hardware, software and network.
• Responsible for installation of computer hardware and software.
• Maintain inventories of the Bank’s users, hardware, and software.
• Performs other duties as assigned.

Qualifications

Education

• Bachelor’s degree in Computer Science, Information Systems, or other related field; or equivalent work experience.

Experience

• 3 to 5 years of IT work experience with demonstrated working knowledge of basic to moderately complex hardware and software products.
• Windows 10.
• Windows Server.
• Apple iOS.

Skills/Abilities

• Good customer service and communication skills; detail-oriented; good time management and problem solving/troubleshooting skills.

Central Operations Specialist - Buena Park, CA

Job Responsibilities

• Processes and performs the following functions: FraudGuard Review, Chargebacks, Foreign Item Collections, ATM Settlement, Cash Vault Balancing, Debit Card orders, FCRM Review.
• Business and Personal online banking password resets.
• Answer inquiries from branches regarding new accounts and other Bank policies and procedures.
• Balance daily branch transit checks.
• Process daily EIM-NSF/OD/Non-posted items.
• Charge daily returned item and e-mail to branches.
• Review daily non-posted GL.
• Review Mobile Deposits and e-mail to branches.
• Research and adjustments.
• Process ACH/ATM/POS disputes.
• Signature Card Scanning.
• Issuing Interest Checks.
• Process Bank Levies/Subpoenas.
• Perform other duties as assigned.

Qualifications

Education

• High school diploma or higher.

Experience

• 2-3 years branch/teller experience; knowledge of banking regulations.

Skills/Abilities

• PC literate.
• Detail-oriented.
• Strong communication skills.
• Bilingual (English/Mandarin) a plus.

 

Open Positions - New York

 

Paralegal - Brooklyn, NY

Job Responsibilities

• Assisting lawyers in the preparation of transactional closings.
• Conducting investigations and documentary research.
• Creating and maintaining a case management database.
• Organizing and tracking files related to case documents and important transactions.
• Drafting legal documents, such as contracts, real estate leases, trusts, mortgages, assignments, transactional documents, and other legal documents.
• Reviewing documentation to ensure it adheres to state law or federal tax requirements.
• Participating in due diligence review.
• Reviewing regulations to ensure legality of bond issuance.
• Communicating with clients and other participants involved in real estate finance transactions to coordinate document review and timing matters.
• Assisting attorneys in research, drafting, and the revision of loan and security documents.
• Reviewing primary financing documents and title reports to determine whether conditions for closing have been satisfied.

 

Qualifications

Education

• Bachelor's Degree in Political Science, Pre-law, English, or similar major.
• Paralegal Degree or Certificate required.
• Preferred: graduated from Law School.

Experience

• At least 2-3 years of experience, supervised by an attorney, including at least 6 months of training as a paralegal (in-house).
• OR experience working through a formal internship in a specialized areas of law, such as corporate, real estate, and/or finance.
• Or recent law school graduate.

Skills/Abilities

• Critical thinking skills (judgment, analysis, research, and problem-solving).
• Communication skills (oral, written, interpersonal, and nonverbal).

Legal Assistant - Brooklyn, NY

Job Responsibilities

• Collect, examine, and organize evidence and other legal documents for attorney review and case preparation.
• Draft and proofread correspondence and legal documents, such as pleadings and contracts.
• Research regulations, laws, and legal articles to assist with the preparation of reports, case files, and legal advice.
• Communicate with Executive Team and Legal Counsel to schedule meetings.
• Manage, organize, and maintain documents in paper or electronic filing systems.
• Provide general administrative assistance, such as maintaining the attorney's calendar and making travel arrangements.
• Keeps cases organized by establishing and organizing files; monitoring calendars; meeting deadlines; documenting actions; inputting information into file database and case management software; confirming case status with attorney.
• Creating organizational documents, including articles of incorporation or dissolution, stock certificates and merger agreements.
• Drafting contracts, such as employment contracts and non-compete agreements.
• Creating and distributing annual reports.
• Assisting with paperwork needed by the SEC, IRS, UCC, FDIC and other regulatory bodies.
• Responding to requests for information.
• Assisting with ethics and compliance programs.
• Performing legal research.

 

Qualifications

Education

• Bachelor's Degree in Law or equivalent.
• Paralegal - Paralegal Certificate.

Experience

• Has 1- 2 years of experience working in a law firm.

Skills/Abilities

• Time Management Skills.
• Reporting Skills.
• Legal Research Skills.
• Relationship Management.

Mortgage Loan Processor - Brooklyn, NY

Job Responsibilities

• Communicate with borrowers, underwriters and loan officers to assemble file for underwriting.
• Ensure that all of the documentation necessary to obtain loan approval has been received, reviewed and updated.
• Review all files for completeness and accuracy prior to loan submission.
• Review items needed on conditional approval.
• Obtain and verify all underwriting and funding conditions.
• Submit loan for final approval to underwriting.
• Maintain a pipeline of loans and is responsible for the timely and compliant flow of loans until closing.
• Perform other duties as assigned.

 

Qualifications

Education

• High school diploma or equivalent; AA degree preferred.

Experience

• Minimum 2 years of current mortgage loan processing experience.

Skills/Abilities

• Computer literate
• Effective verbal and written communication skills.
• Excellent time management and organizational skills.
• Knowledge of FNMA, FHLMC, VA and FHA guidelines.
• Bilingual (English/Mandarin) preferred.

Mortgage Jr. Funder - Brooklyn, NY

Job Responsibilities

• Prepare Loan closing documentation and closing disclosure.
• Perform daily servicing functions such as transaction posting, balancing, booking, boarding, payment processing.
• Assist Funding Officer and Mortgage Funder with prepare funding packets to wire department.
• Ensure mortgage loan closing documents are complete and accurate.
• Ensure that all approval and appraisal conditions have been met and properly signed off, and ensures that proper fees are collected and funding figures are correct.
• Audit closed loan files in preparation of scheduled fundings.
• Prepare accurate funding schedules to issue to clients.
• Perform other duties as assigned.

 

Qualifications

Education

• High school diploma or equivalent.

Experience

• Minimum 2 years in mortgage funding, post-closing, processing, or related experience.

Skills/Abilities

• Computer literate.
• Effective communication skills.
• Excellent time management and organizational skills.
• Bilingual (English/Mandarin) preferred.

Residential Loan Closer - Brooklyn, NY

Job Responsibilities

• Communicate with the necessary parties to ensure timely scheduling of loan closing.
• Contact borrower to request specified documents, as necessary.
• Coordinate resources from other departments and/or vendors necessary to close and fund the loan.
• Work closely with the title company on outstanding closing conditions.
• Compute final closing numbers and validate funds prior to disbursement.
• Audit loan files prior to and after funding is obtained.
• Anticipate loan-closing requirements and maintain proper timeline to manage funding volume.
• Compile and enter data on loan closing documents in accordance with established standards.
• Verify accuracy and consistency of specifications on documents to ensure adherence to government, company, and investor guidelines.
• Complete funding sheets to enter new loans into Bank’s core system.
• Document system notes with important details pertaining to loan transaction.
• Review and update HMDA data in the origination system.
• Compile closed loan package for delivery to Post Closing/Secondary Marketing for sale to investors.
• Ensure all loans are in compliance with (TRID) TILA RESPA Integrated Disclosures.
• Perform all job duties in compliance with applicable State and Federal laws and regulations.
• Any other duties and projects as assigned.

 

Qualifications

Education

• Education: High school diploma or equivalent.

Experience

• Minimum one year of experience in lending or servicing operations.
• Encompass experience preferred but not required.

Skills/Abilities

• Proven Ability to listen to customer needs and recommend solutions in a professional and concise manner.
• Strong attention to detail and familiarity with legal concepts and documents.
• Proficient in spelling, grammar and composition of correspondence and closing documentation.

 

Open Positions - Chicago

 

There are no current open positions in Chicago. Please check back at a later time.

 

Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

 

Updated 10/02/2020