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Careers at Royal Business Bank
An EEO and E-Verify Employer

Careers at

Royal Business Bank

An EEO and E-Verify Employer

 

Please send resume to:

 

Royal Business Bank

123 E. Valley Blvd., #201

San Gabriel, CA  91776

Attn:  Human Resources

- or -

resume@rbbusa.com

Before you send the resume to us, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act and Online Privacy) at our home page

 

Open Positions - California

 

NON-OFFICER POSITIONS

 

Loan Assistant (Commercial Lending) - Los Angeles, CA

Job Responsibilities

  • Prepare loan documents for loan officer; set up loan files and follow up with loan supporting documents.
  • Prepare underwriting reports including renewals, amendments, and waivers.
  • Prepare financial spreadsheets and/or covenant checklist.
  • Assist customers and follow up on outstanding items.
  • Prepare account profitability analysis report and various reports including problem loan and asset monitoring.
  • Follow up on any loan exceptions and/or delinquencies.
  • Notarize loan documents for the Bank's customers.
  • Promote and cross sell the Bank's services and products.
  • Perform other duties as assigned.

Qualifications

Education

  • College Degree in Accounting or Business, preferred.

Experience

  • 1-2 years if experience in lending, preferred.

Skills/Abilities

  • PC literate in MS Word and Excel.
  • Thorough accounting concepts.
  • Strong verbal and written communication skills.
  • Organized and detail-oriented with the ability to function in a team environment.
  • Bilingual may be preferred.

Mortgage Underwriter - Los Angeles, CA

Job Responsibilities

  • Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place.
  • Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions.
  • Review and ensure applicant's income, financial statements, credit history, debt ratios and savings.
  • Approve applications for closing and funding and ensure all applicable regulations are met.
  • Collaborate with team members to identify potential solutions/exceptions for denied loan files.
  • Provide superior customer service while maintaining knowledge of available loan products.
  • Perform other duties as assigned.

Qualifications

Education

  • Bachelor's degree in business or related field preferred.

Experience

  • Minimum 5 years of mortgage banking experience in loan processing & underwriting.
  • Technical history with FHLMC FNMA FHA VA or equivalent mortgage products.

Skills/Abilities

  • Strong analytical and auditing skills along with a firm gasp on math.
  • Good decision-making skills backed by relevant details and research.
  • Knowledge pertaining to mortgage regulations.
  • Excellent computer skills.
  • Customer service and communication skills.
  • Ability to handle delicate situations with diplomacy and tact.

Mortgage Loan Assistant (Servicing) - Los Angeles, CA

Job Responsibilities

  • Perform mortgage loan portfolio servicing from new loan booking, processing transactions for mortgage loans, tracking insurance, and rate changes.
  • Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
  • Assist customers and staff with related questions.
  • Perform account maintenance.
  • Ensure compliance with all applicable government, investor, and bank regulations.
  • Perform other duties as assigned.

Qualifications

Education

  • AA degree or equivalent.

Experience

  • Minimum 3 years of mortgage servicing experience.

Skills/Abilities

  • Strong interpersonal and customer service skills; positive attitude; PC proficient in Microsoft Office; detail-oriented and follow­ through skills.

Mortgage Loan Processor - Los Angeles, CA

Job Responsibilities

  • Communicate with borrowers, underwriters and loan officers to assemble file for underwriting.
  • Ensure that all of the documentation necessary to obtain loan approval has been received, reviewed and updated.
  • Review all files for completeness and accuracy prior to loan submission.
  • Review items needed on conditional approval.
  • Obtain and verify all underwriting and funding conditions.
  • Submit loan for final approval to underwriting.
  • Maintain a pipeline of loans and is responsible for the timely and compliant flow of loans until closing.
  • Perform other duties as assigned.

Qualifications

Education

  • High school diploma or equivalent; AA degree preferred.

Experience

  • Minimum 2 years of current mortgage loan processing experience.

Skills/Abilities

  • Computer literate.
  • Effective verbal and written communication skills.
  • Excellent time management and organizational skills.
  • Knowledge of FNMA, FHLMC, VA and FHA guidelines.
  • Bilingual (English/Mandarin) preferred.

 

Credit Administration Loan Assistant - Los Angeles, CA

Job Responsibilities

  • Prepare loan documents for loan officer; set up loan files and follow up with loan supporting documents.
  • Prepare underwriting reports including renewals, amendments, and waivers.
  • Prepare financial spreadsheets and/or covenant checklist.
  • Assist customers and follow up on outstanding items.
  • Prepare account profitability analysis report and various reports including problem loan and asset monitoring.
  • Follow up on any loan exceptions and/or delinquencies.
  • Notarize loan documents for the Bank's customers.
  • Promote and cross sell the Bank's services and products.
  • Perform other duties as assigned.

Qualifications

Education

  • Bachelor's degree in accounting, finance, economics, international development studies.

Experience

  • Experience in commercial lending is a plus.

Skills/Abilities

  • PC literate in MS Word and Excel. 
    Thorough accounting concepts. 
  • Strong verbal and written communication skills.
  • Organized and detail-oriented with the ability to function in a team environment. 
  • Bilingual preferred.

Loan Documentation Specialist - Los Angeles, CA

Job Responsibilities

  • Loan Documentation – preparing and reviewing loan documents for CRE, C&I, and small business loans complying with BCG guideline and other compliance regulations. Working knowledge of SBA loans and its SOP rules would be an advantage.
  • Quality Control – reviewing closed loans after funding including; loan documents, loan boarding, and perfection of collaterals and checking post-funding condition.
  • Preparing lenders instructions, arranging, coordinating with Escrow & Title to fund and checking pre-funding condition.
  • Supporting Loan Portfolio Manager and team members (Utility function).
  • Reviewing daily transactions including rate change report, non-posted transaction report.
  • Reviewing monthly reports such as collateral report, tickler report, loan funding report.
  • Back-up for loan documentation and funding staff.
  • Reviewing all loans after closing including loan documents, loan system, and other post-closing items based on CCR in compliance with loan policies & procedures and other bank policies including BSA.

Qualifications

Education

  • Bachelor's in Finance, Accounting or Business Management.

Experience

  • 3-5 years in lending or credit functions.

Skills/Abilities

  • Basic accounting concepts and skills.
  • Outstanding interpersonal and management skills.
  • Effective communication skills.
  • Diverse departmental skills in accounting, finance, credit, & operations.

 

Accounting Assistant - Buena Park CA

Job Responsibilities

  • Review invoices or check requests from both AP e-mail box and AP Prologue Finance folder; respond to e-mail request.
  • Set invoices up for payment procedure, prepare GL coding, send invoices for approval thru Prologue Workflow in a timely manner.
  • Print checks or initiate ACH payments for approved invoices, send AP transaction transmittal to FISERV Premier for printed check, prepare check log, check and ACH transaction register, and bring checks to check signer.
  • Monitor AP processing to ensure payments to be up to date.
  • React to inquiries and resolve bill discrepancies; Maintain and file vendor invoices.
  • Resolve pending issues on AP expense check reconciliation worksheet.
  • Prepare and issue 1099-Misc form at year end, file 1096 Form with IRS.
  • Work with all outside auditors, regulators, and consultants as needed.
  • Perform other duties as assigned.

Qualifications

Education

  • College graduate with Business, Finance or Accounting

Experience

  • 1-2 years of bank experience preferred.
  • 1-2 years of account experience preferred.
  • Thorough knowledge of banking regulations, bank products and policies preferred but not required.

Skills/Abilities

  • Excel, word, and PC literate.
  • ITI/Fiserv and Prologue experience a plus.
  • Ability to assist and motivate staff.
  • Strong verbal and written communication skills.
  • Bilingual (English/Mandarin) is a plus.

Treasury Assistant - Buena Park, CA

Job Responsibilities

  • Monitor daily Bank-wide cash activities.
  • Project daily, weekly and monthly liquidity and cash flow.
  • Review investment portfolio and correspondent bank performance.
  • Conduct financial review and credit underwrite for new investments.
  • Manage bank's Wholesale Deposit and Brokered Deposit.
  • Manage bank's Borrowing Capacity.
  • Monitor branch deposit balance and conduct deposit report.
  • Post Daily Block Entries.
  • Compose/Update procedures and policies in Treasury/ Finance field.
  • Maintain investment files, pledging activity ensure the bond system is updated.
  • Monthly Investment Mark-to-Market, and balancing to safekeeping statements.
  • Assist the Treasurer on ALCO Reporting.
  • Assist the Treasurer Officer on Audit Exam.
  • Accept other responsibilities as deemed necessary by supervisors.

Qualifications

Education

  • College graduate preferably with business degree.

Experience

  • Two years bank accounting experience preferred, not required. Strong knowledge of banking regulations and bank products. Preferred but not required.

Skills/Abilities

  • Microsoft Office. Strong Excel skill.
  • Understand financial statements and ratios.
  • Strong financial data analysis and underwriting skills.
  • Pre-active and willing to learn and take new tasks.
  • Good verbal and written communication skills.
  • Bilingual (English/Mandarin) is a plus.

Business Systems Analyst II - Buena Park, CA

Job Responsibilities

  • Provide technical advice, responsible for eliciting requirements using a variety of activities and tools.
  • Leads the decomposition of high-level business and user requirements into functional requirements and quality attributes.
  • Responsible for the creation of strategic and tactical direction of the initiative by facilitating requirements review and approval with business owners, project team and management.
  • Responsible for developing, analyzing and creating communication content and implementing communication strategy including delivery of communications to project stakeholders. Independently, determines communication methods, frequency and audience.
  • Develops and implements initiative's/product's vision and scope by defining and prioritizing sub activities, directing meetings as required, identifying operational impacts and creating mitigation plans, designing content of task outlines and user requirements, and clarifying and documenting processes, policies, and procedures.
  • Evaluates moderate to highly complex business requirements and interprets them to design the technical specifications to support the business need.
  • Co-facilitates requirements prioritization with project managers and/or Senior Business Systems Analysts.
  • Facilitates and leads group sessions for problem solving, initiative planning, proposal creation, etc.
  • Establishes the strategic direction of process and system improvements initiatives by working with business owners.
  • Performs moderate to highly complex business analysis, re-engineering, and work process improvement activities.
  • Performs research and analysis for planned or proposed changes to business; based on this analysis, recommends course of action for implementation.
  • Develops solutions of moderate to high complexity which requires regular use of ingenuity and innovation, and ensures solutions are consistent with organization objectives.
  • Build out technology solutions, e.g., data gathering, system configuration, testing, etc. to meet stated business objectives.
  • Provide project management support for technology initiatives.
  • Assist employees with business processes and technology solutions in person, by telephone or through email communication.
  • Works directly with vendors as needed.

Qualifications

Education

  • 4 years of college coursework in Computer Science, Information Systems, or related field.

Experience

  • 3-5 years full-time employed Information Technology experience.
  • 3 years business technical analysis or technical project management experience.

Skills/Abilities

  • Knowledge of requirements modeling, packaged software evaluation, business process analysis, SDLC, and PMLC.
  • Knowledge of Windows 10, Windows Server, Office, Active Directory, email administration, HTML, TCP/IP networking, VoIP phone systems.
  • Experience with configuring workstations, laptops, smartphones, servers, printers, switches, and peripherals.
  • Excellent verbal and written communication skills.
  • Able to demonstrate problem solving and decision making skills.
  • Excellent customer service skills.
  • Training in SDLC and PMLC; certification a plus.

IT Support Analyst - Los Angeles, CA

Job Responsibilities

  • Provide technical advice, guidance and informal training to employees using hardware and software programs.
  • Troubleshoot and restore routine technical service and equipment problems by analyzing, identifying and diagnosing faults and symptoms using established processes and procedures.
  • Perform root cause analysis and develop checklists for typical problems.
  • Recommend procedures and controls for problem prevention.
  • Maintain knowledge database and call tracking database to enhance quality of problem resolutions.
  • Work in a team setting, sharing information and assisting others with calls.
  • May coach more junior technical staff.
  • Responsible for maintenance of computer hardware, software and network.
  • Responsible for installation of computer hardware and software.
  • Maintain inventories of the Bank's users, hardware, and software.
  • Performs other duties as assigned.

Qualifications

Education

  • Bachelor's degree in Computer Science, Information Systems, or other related field; or equivalent work experience.

Experience

  • 3 to 5 years of IT work experience with demonstrated working knowledge of basic to moderately complex hardware and software products.
  • Windows 10.
  • Windows Server.
  • Apple iOS.

Skills/Abilities

  • Good customer service and communication skills; detail-oriented; good time management and problem solving/troubleshooting skills.

Customer Service Representative - Oxnard Branch, CA

Job Responsibilities

  • Supports and performs branch operations as deemed necessary by branch management, including new accounts, customer services, and teller functions.
  • Provides quality customer services including servicing existing customers, answering inquiries, and recommending solutions to customer problems.
  • Promotes and cross-sells the Bank's services and products.
  • Accept deposits/withdrawals, cash checks, process loan payments, tax payments, and outgoing wire transactions; process mail and night drop deposits.
  • Balance cash drawer.
  • Sell money order and travelers, official and gift checks.
  • Verify credit rating request signatures and process accordingly.
  • Answer inquiries and direct customers to the proper department for further bank services.
  • File miscellaneous items and distribute daily reports.
  • Promote and cross-sell Bank services and products.
  • Performs other duties as assigned.

Qualifications

Education

  • High school diploma or equivalent.
  • Some college business classes preferred but not mandatory.

Experience

  • Cash handling, customer service, and general office experience will be helpful.

Skills/Abilities

  • PC literate.
  • Typing.
  • Proficient in math.
  • Organized and detail-oriented.
  • Strong communication skills.
  • Bilingual may be required.

Customer Service Representative - Westlake Village Branch, CA

Job Responsibilities

  • Supports and performs branch operations as deemed necessary by branch management, including new accounts, customer services, and teller functions.
  • Provides quality customer services including servicing existing customers, answering inquiries, and recommending solutions to customer problems.
  • Promotes and cross-sells the Bank's services and products.
  • Accept deposits/withdrawals, cash checks, process loan payments, tax payments, and outgoing wire transactions; process mail and night drop deposits.
  • Balance cash drawer.
  • Sell money order and travelers, official and gift checks.
  • Verify credit rating request signatures and process accordingly.
  • Answer inquiries and direct customers to the proper department for further bank services.
  • File miscellaneous items and distribute daily reports.
  • Promote and cross-sell Bank services and products.
  • Performs other duties as assigned.

Qualifications

Education

  • High school diploma or equivalent.
  • Some college business classes preferred but not mandatory.

Experience

  • Cash handling, customer service, and general office experience will be helpful.

Skills/Abilities

  • PC literate.
  • Typing.
  • Proficient in math.
  • Organized and detail-oriented.
  • Strong communication skills.
  • Bilingual may be required.

 

Open Positions - New York

 

Paralegal - Brooklyn, NY

Job Responsibilities

  • Assisting lawyers in the preparation of transactional closings.
  • Conducting investigations and documentary research.
  • Creating and maintaining a case management database.
  • Organizing and tracking files related to case documents and important transactions.
  • Drafting legal documents, such as contracts, real estate leases, trusts, mortgages, assignments, transactional documents, and other legal documents.
  • Reviewing documentation to ensure it adheres to state law or federal tax requirements.
  • Participating in due diligence review.
  • Reviewing regulations to ensure legality of bond issuance.
  • Communicating with clients and other participants involved in real estate finance transactions to coordinate document review and timing matters.
  • Assisting attorneys in research, drafting, and the revision of loan and security documents.
  • Reviewing primary financing documents and title reports to determine whether conditions for closing have been satisfied.

 

Qualifications

Education

  • Bachelor's Degree in Political Science, Pre-law, English, or similar major.
  • Paralegal Degree or Certificate required.
  • Preferred: graduated from Law School.

Experience

  • At least 2-3 years of experience, supervised by an attorney, including at least 6 months of training as a paralegal (in-house).
  • OR experience working through a formal internship in a specialized areas of law, such as corporate, real estate, and/or finance.
  • Or recent law school graduate.

Skills/Abilities

  • Critical thinking skills (judgment, analysis, research, and problem-solving).
  • Communication skills (oral, written, interpersonal, and nonverbal).

Legal Assistant - Brooklyn, NY

Job Responsibilities

  • Collect, examine, and organize evidence and other legal documents for attorney review and case preparation.
  • Draft and proofread correspondence and legal documents, such as pleadings and contracts.
  • Research regulations, laws, and legal articles to assist with the preparation of reports, case files, and legal advice.
  • Communicate with Executive Team and Legal Counsel to schedule meetings.
  • Manage, organize, and maintain documents in paper or electronic filing systems.
  • Provide general administrative assistance, such as maintaining the attorney's calendar and making travel arrangements.
  • Keeps cases organized by establishing and organizing files; monitoring calendars; meeting deadlines; documenting actions; inputting information into file database and case management software; confirming case status with attorney.
  • Creating organizational documents, including articles of incorporation or dissolution, stock certificates and merger agreements.
  • Drafting contracts, such as employment contracts and non-compete agreements.
  • Creating and distributing annual reports.
  • Assisting with paperwork needed by the SEC, IRS, UCC, FDIC and other regulatory bodies.
  • Responding to requests for information.
  • Assisting with ethics and compliance programs.
  • Performing legal research.

 

Qualifications

Education

  • Bachelor's Degree in Law or equivalent.
  • Paralegal - Paralegal Certificate.

Experience

  • Has 1- 2 years of experience working in a law firm.

Skills/Abilities

  • Time Management Skills.
  • Reporting Skills.
  • Legal Research Skills.
  • Relationship Management.

Residential Loan Closer - Brooklyn, NY

Job Responsibilities

  • Communicate with the necessary parties to ensure timely scheduling of loan closing.
  • Contact borrower to request specified documents, as necessary.
  • Coordinate resources from other departments and/or vendors necessary to close and fund the loan.
  • Work closely with the title company on outstanding closing conditions.
  • Compute final closing numbers and validate funds prior to disbursement.
  • Audit loan files prior to and after funding is obtained.
  • Anticipate loan-closing requirements and maintain proper timeline to manage funding volume.
  • Compile and enter data on loan closing documents in accordance with established standards.
  • Verify accuracy and consistency of specifications on documents to ensure adherence to government, company, and investor guidelines.
  • Complete funding sheets to enter new loans into Bank's core system.
  • Document system notes with important details pertaining to loan transaction.
  • Review and update HMDA data in the origination system.
  • Compile closed loan package for delivery to Post Closing/Secondary Marketing for sale to investors.
  • Ensure all loans are in compliance with (TRID) TILA RESPA Integrated Disclosures.
  • Perform all job duties in compliance with applicable State and Federal laws and regulations.
  • Any other duties and projects as assigned.

 

Qualifications

Education

  • Education: High school diploma or equivalent.

Experience

  • Minimum one year of experience in lending or servicing operations.
  • Encompass experience preferred but not required.

Skills/Abilities

  • Proven Ability to listen to customer needs and recommend solutions in a professional and concise manner.
  • Strong attention to detail and familiarity with legal concepts and documents.
  • Proficient in spelling, grammar and composition of correspondence and closing documentation.

 

Sales Assistant - Brooklyn, NY

Job Responsibilities

  • Perform specific tasks assigned by loan officers.
  • Ensure files move through processing and closing in a timely manner.
  • Schedule appointments with clients.
  • Respond to client's questions and concerns.
  • Obtain and review applicant credit history.
  • Follow up with clients to complete necessary documents and keep them informed of the loan process.
  • Systematically store and maintain client data and files.
  • Prepare files for submission to processing.
  • Perform a variety of research duties in support of the branch.
  • Other duties and projects as assigned.

 

Qualifications

Education

  • High school diploma or equivalent.
  • AA degree preferred.

Experience

  • Banking or mortgage lending experience preferred.

Skills/Abilities

  • Bilingual Chinese/English required.
  • Ongoing MNLS registration.
  • Knowledge of Encompass preferred.
  • Proficient with Microsoft Office suite.
  • High ethics.
  • Strong interpersonal skills, including the ability to interact and work respectfully and cooperatively with others.
  • Strong communication skills, including the ability to listen, speak, and write clearly and concisely.
  • Commitment to lifelong learning.

Mortgage Underwriter - Brooklyn, NY

Job Responsibilities

  • Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place.
  • Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions.
  • Review and ensure applicant's income, financial statements, credit history, debt ratios and savings.
  • Approve applications for closing and funding and ensure all applicable regulations are met.
  • Collaborate with team members to identify potential solutions/exceptions for denied loan files.
  • Provide superior customer service while maintaining knowledge of available loan products.
  • Perform other duties as assigned.

 

Qualifications

Education

  • Bachelor's degree in business or related field preferred.
  • AA degree preferred.

Experience

  • Minimum 5 years of mortgage banking experience specific in underwriting.
  • Technical history with FHLMC FNMA FHA VA or equivalent mortgage products.

Skills/Abilities

  • Strong analytical and auditing skills along with a firm grasp on math.
  • Good decision-making skills backed by relevant details and research.
  • Knowledge pertaining to mortgage regulations; excellent computer skills.
  • Customer service and communication skills.
  • Ability to handle delicate situations with diplomacy and tact.

Mortgage Loan Assistant - Operation - Brooklyn, NY

Job Responsibilities

  • Answering phones, copying, scanning, faxing and/or filing, writing, typing or entering information into computer.
  • Coordinate daily activities and functions of loan purchasing and post-closing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
  • Review all files for completeness and accuracy prior to loan submission.
  • Assist all operation staff including funders, processors, underwriters and Quality Control Manager.
  • Reconcile invoices, bills and receipts.
  • Perform other duties as assigned.

 

Qualifications

Education

  • High school diploma or higher.

Experience

  • Minimum 0-2 years of experience in assistant work which includes experience in an administrative role.

Skills/Abilities

  • Computer literate.
  • Effective verbal and written communication skills.
  • Excellent time management and organizational skills.
  • Detail oriented and able to function well in a multi-task environment.
  • Computer skills including MS Office, Excel and Internet Applications.

 

Open Positions - New Jersey

 

Branch Manager – New Jersey, Edison

Job Responsibilities

  • Organize, direct and administer the service and sales activities of the branch through management of all branch personnel. Business and Personal online banking password resets.
  • Manage the sales function by developing sales and marketing plans specific to local markets.
  • Actively generate and pursue business leads (opportunities) and develop business, including calls to existing customers to maintain and expand banking relationships, and calls to prospective clients to develop new business. Meet regularly with branch officers to ensure that all opportunities for selling and cross selling Bank products and services are pursued.
  • Oversee operational and risk management activities of the branch to ensure the highest level of customer service, operating efficiencies, and compliance with the Bank's operating standards and regulatory requirements, such as BSA and CRA.
  • Adhere to branch budget. Monitor and control expenses on an ongoing basis.
  • Actively participate in various civic, social and community affairs to enhance the Bank's image and promote positive community relations.
  • Maintain up-to-date knowledge on all Bank products and services and ensure that training and assistance is provided to develop and enhance branch staff's knowledge.
  • Maintain a highly motivated and qualified branch staff through the selection, placement, training, counseling and promotion of people to achieve optimum organizational performance.
  • Team up with, report to Regional Manager or other bank managers for business development, staffing and other branch management matters, when deemed necessary, or appropriate.
  • Perform other duties as assigned.

 

Qualifications

Education

  • College degree in business or equivalent.

Experience

  • Two to three years branch management experience.
  • Thorough knowledge of banking regulations, bank products and policies.

Skills/Abilities

  • Comprehensive knowledge of all phases of branch management including banking regulations and compliances, customer service, sales, operations and risk management.
  • Proven abilities in business development and banking management.
  • Excellent verbal and written communication skills.
  • Bilingual may be required.

 

Open Positions - Chicago

 

There are no current open positions in Chicago. Please check back at a later time.

 

Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

 

Updated 11/17/2020