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Careers at Royal Business Bank
An EEO and E-Verify Employer

Careers at

Royal Business Bank

An EEO and E-Verify Employer

 

Please send resume to:

 

Royal Business Bank

123 E. Valley Blvd., #201

San Gabriel, CA  91776

Attn:  Human Resources

- or -

resume@rbbusa.com

Before you send the resume to us, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act and Online Privacy) at our home page

 

Open Positions - California

 

NON-OFFICER POSITIONS

 

Loan Assistant (Commercial Lending) – Los Angeles, CA

Job Responsibilities

  • Prepare loan documents for loan officer; set up loan files and follow up with loan supporting documents.
  • Prepare underwriting reports including renewals, amendments, and waivers.
  • Prepare financial spreadsheets and/or covenant checklist.
  • Assist customers and follow up on outstanding items.
  • Prepare account profitability analysis report and various reports including problem loan and asset monitoring.
  • Follow up on any loan exceptions and/or delinquencies.
  • Notarize loan documents for the Bank’s customers.
  • Promote and cross sell the Bank’s services and products.
  • Perform other duties as assigned.

 

Qualifications

Education

  • College Degree in Accounting or Business, preferred

Experience

  • 1-2 years of experience in lending, preferred

Skills/Abilities

  • PC literate in MS Word and Excel;
  • Thorough accounting concepts;
  • Strong verbal and written communication skills;
  • Organized and detail-oriented with the ability to function in a team environment;
  • Bilingual may be required.

 

Accounting Assistant/Accounts Payable – Buena Park, CA

Job Responsibilities

  • Review invoices or check requests from both AP e-mail box and AP Prologue Finance folder; respond to e-mail request.
  • Set invoices up for payment procedure, prepare GL coding, send invoices for approval thru Prologue Workflow in a timely manner.
  • Print checks or initiate ACH payments for approved invoices, send AP transaction transmittal to FISERV Premier for printed check, prepare check log, check and ACH transaction register, and bring checks to check signer.
  • Monitor AP processing to ensure payments to be up to date.
  • React to inquiries and resolve bill discrepancies; Maintain and file vendor invoices.
  • Resolve pending issues on AP expense check reconciliation worksheet.
  • Prepare and issue 1099-Misc form at year end, file 1096 Form with IRS.
  • Work with all outside auditors, regulators, and consultants as needed.
  • Perform other duties as assigned.

 

Qualifications

Education

  • College graduate with Business, Finance or Accounting.

Experience

  • 1-2 years of bank experience preferred.
  • 1-2 years of account experience preferred.
  • Thorough knowledge of banking regulations, bank products and policies preferred but not required.

Skills/Abilities

  • Excel, word, and PC literate. 
  • ITI/Fiserv and Prologue experience a plus. 
  • Ability to assist and motivate staff. 
  • Strong verbal and written communication skills. 
  • Bilingual (English/Mandarin) is a plus.

 

Open Positions – New York

 

 

NON-OFFICER POSITIONS

 

Credit Analyst - Brooklyn, NY


Job Responsibilities

  • Analyze customers’ overall financial situation by reviewing income, assets, debts, expenses, credit reports, or other financial information.
  • Manage the loan portfolio’s credit reviews and complete them on a timely matter.
  • Generate Board reports, taking into account loan type summary, portfolio concentrations, geographical concentrations, watch list tracking and non-accrual/TDR tracking reports, relationship reports, and commercial/residential exceptions, and prepare for Chief Credit Officer report.
  • Design and implement database programs using Business Analytics to generate portfolio management reports.
  • Perform analysis required to determine Allowance for Loan & Lease Losses (ALLL) reserve to ensure it is accurate and reflective of the loan portfolio. Review internal Bank general ledger balance sheets and utilize Sageworks software to calculate appropriate ALLL for each quarter.
  • Ability to confidently interface with internal/external auditors, bank examiners, regulators on concentration, asset quality, and ALLL.
  • Conduct portfolio stress testing based on DSCR, LTV, operating expenses and other critical factors.
  • Ensure creditworthiness of the loan portfolio, look for changes that merit a review of lending practices and/or adverse asset classification. Identify problem loans, describe deficiencies and provide recommendations to cure.
  • Identify and evaluate portfolio trends with respect to delinquency, non-accrual, demographic, geographic, economic, customer concentration and other factors.
  • Review Bank processes and assist in the drafting/compilation of department policies and procedures (loan approvals, policy exception reporting, supervisory loan to value limits, underwriting, covenants, internal controls, concentration reporting, ALLL methodology, etc.).
  • Provide assistance and consultation to lending personnel (underwriting, credit administration, loan servicing, finance and accounting, etc.), auditors, and regulatory examiners.
  • Perform other duties as assigned.

 

Qualifications

Education

  • Bachelor’s degree or equivalent in accounting, finance, economics, international development studies, or related field.

 

Experience

  • Experience in commercial lending preferred.

 

Skills/Abilities

  • Strong analytical and underwriting skills;
  • Strong analytical, technical, and statistical skills.
  • Proficiency and aptitude with spreadsheet and databases. Must have intermediate Excel skills which include pivot tables, data validation, and graphs/charts. Proficiency with BA (Business Analytics - IBM Cognos) a strong plus.
  • Sound working knowledge of accounting principles (GAAP) and financial statements.
  • CRE, Construction, and C&I credit, lending, structuring, underwriting, and/or risk management experience preferred.
  • Familiar with ALLL methodology and reserve preparation a strong plus.
  • Familiar with Sageworks software suite a strong plus.
  • Effectively report and communicate review findings in both oral and written format.
  • Strong integrity in all areas, adhering to policies, regulations, and utmost ethical and legal standards.
  • Demonstrate ability to prioritize, handle multiple projects, and work well under pressure/deadlines.
  • Interact, collaborate, and communicate effectively with personnel at all levels of the organization.
  • Bilingual may be required.

 

Open Positions – Chicago

 

There are no current open positions in Chicago. Please check back at a later time.

 

Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

 

Updated 5/19/2020