Open Positions - California
NON-OFFICER POSITIONS
Loan Assistant (Commercial Lending) - Los Angeles, CA
Job Responsibilities
- Prepare loan documents for loan officer; set up loan files and follow up with loan supporting documents.
- Prepare underwriting reports including renewals, amendments, and waivers.
- Prepare financial spreadsheets and/or covenant checklist.
- Assist customers and follow up on outstanding items.
- Prepare account profitability analysis report and various reports including problem loan and asset monitoring.
- Follow up on any loan exceptions and/or delinquencies.
- Notarize loan documents for the Bank's customers.
- Promote and cross sell the Bank's services and products.
- Perform other duties as assigned.
Qualifications
Education
- College Degree in Accounting or Business, preferred.
Experience
- 1-2 years if experience in lending, preferred.
Skills/Abilities
- PC literate in MS Word and Excel.
- Thorough accounting concepts.
- Strong verbal and written communication skills.
- Organized and detail-oriented with the ability to function in a team environment.
- Bilingual may be preferred.
Mortgage Underwriter - Los Angeles, CA
Job Responsibilities
- Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place.
- Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions.
- Review and ensure applicant's income, financial statements, credit history, debt ratios and savings.
- Approve applications for closing and funding and ensure all applicable regulations are met.
- Collaborate with team members to identify potential solutions/exceptions for denied loan files.
- Provide superior customer service while maintaining knowledge of available loan products.
- Perform other duties as assigned.
Qualifications
Education
- Bachelor's degree in business or related field preferred.
Experience
- Minimum 5 years of mortgage banking experience in loan processing & underwriting.
- Technical history with FHLMC FNMA FHA VA or equivalent mortgage products.
Skills/Abilities
- Strong analytical and auditing skills along with a firm gasp on math.
- Good decision-making skills backed by relevant details and research.
- Knowledge pertaining to mortgage regulations.
- Excellent computer skills.
- Customer service and communication skills.
- Ability to handle delicate situations with diplomacy and tact.
Mortgage Loan Assistant (Servicing) - Los Angeles, CA
Job Responsibilities
- Perform mortgage loan portfolio servicing from new loan booking, processing transactions for mortgage loans, tracking insurance, and rate changes.
- Coordinate daily activities and functions of loan servicing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
- Assist customers and staff with related questions.
- Perform account maintenance.
- Ensure compliance with all applicable government, investor, and bank regulations.
- Perform other duties as assigned.
Qualifications
Education
Experience
- Minimum 3 years of mortgage servicing experience.
Skills/Abilities
- Strong interpersonal and customer service skills; positive attitude; PC proficient in Microsoft Office; detail-oriented and follow through skills.
Credit Administration Loan Assistant - Los Angeles, CA
Job Responsibilities
- Prepare loan documents for loan officer; set up loan files and follow up with loan supporting documents.
- Prepare underwriting reports including renewals, amendments, and waivers.
- Prepare financial spreadsheets and/or covenant checklist.
- Assist customers and follow up on outstanding items.
- Prepare account profitability analysis report and various reports including problem loan and asset monitoring.
- Follow up on any loan exceptions and/or delinquencies.
- Notarize loan documents for the Bank's customers.
- Promote and cross sell the Bank's services and products.
- Perform other duties as assigned.
Qualifications
Education
- Bachelor's degree in accounting, finance, economics, international development studies.
Experience
- Experience in commercial lending is a plus.
Skills/Abilities
- PC literate in MS Word and Excel.
Thorough accounting concepts.
- Strong verbal and written communication skills.
- Organized and detail-oriented with the ability to function in a team environment.
- Bilingual preferred.
Credit Analyst - Los Angeles, CA
Job Responsibilities
- Analyze customers' overall financial situation by reviewing income, assets, debts, expenses, credit reports, or other financial information.
- Advise customers or respond to inquiries about financial matters.
- Create debt management plans, spending plans, or budgets to assist customers to meet financial goals.
- Analyze customers' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Maintain or update records of customer account activity, including financial transactions.
- Estimate time for debt repayment given amount of debt, interest rates, and available funds.
- Prepare written documents to establish contracts with or communicate financial recommendations to customers.
- Perform other duties as assigned.
Qualifications
Education
- Bachelor's degree or equivalent in accounting, mathematics, statistics, and finance studies.
Skills/Abilities
- Strong analytical and underwriting skills.
- PC proficient in Word and Excel.
- Excellent verbal and written communication skills.
Loan Documentation Specialist - Los Angeles, CA
Job Responsibilities
- Loan Documentation - preparing and reviewing loan documents for CRE, C&I, and small business loans complying with BCG guideline and other compliance regulations. Working knowledge of SBA loans and its SOP rules would be an advantage.
- Quality Control - reviewing closed loans after funding including; loan documents, loan boarding, and perfection of collaterals and checking post-funding condition.
- Preparing lenders instructions, arranging, coordinating with Escrow & Title to fund and checking pre-funding condition.
- Supporting Loan Portfolio Manager and team members (Utility function).
- Reviewing daily transactions including rate change report, non-posted transaction report.
- Reviewing monthly reports such as collateral report, tickler report, loan funding report.
- Back-up for loan documentation and funding staff.
- Reviewing all loans after closing including loan documents, loan system, and other post-closing items based on CCR in compliance with loan policies & procedures and other bank policies including BSA.
Qualifications
Education
- Bachelor's in Finance, Accounting or Business Management.
Experience
- 3-5 years in lending or credit functions.
Skills/Abilities
- Basic accounting concepts and skills.
- Outstanding interpersonal and management skills.
- Effective communication skills.
- Diverse departmental skills in accounting, finance, credit, & operations.
Customer Service Representative - Oxnard Branch, CA
Job Responsibilities
- Supports and performs branch operations as deemed necessary by branch management, including new accounts, customer services, and teller functions.
- Provides quality customer services including servicing existing customers, answering inquiries, and recommending solutions to customer problems.
- Promotes and cross-sells the Bank's services and products.
- Accept deposits/withdrawals, cash checks, process loan payments, tax payments, and outgoing wire transactions; process mail and night drop deposits.
- Balance cash drawer.
- Sell money order and travelers, official and gift checks.
- Verify credit rating request signatures and process accordingly.
- Answer inquiries and direct customers to the proper department for further bank services.
- File miscellaneous items and distribute daily reports.
- Promote and cross-sell Bank services and products.
- Performs other duties as assigned.
Qualifications
Education
- High school diploma or equivalent.
- Some college business classes preferred but not mandatory.
Experience
- Cash handling, customer service, and general office experience will be helpful.
Skills/Abilities
- PC literate.
- Typing.
- Proficient in math.
- Organized and detail-oriented.
- Strong communication skills.
- Bilingual may be required.
SR. New Accounts Representative - Silver Lake Branch, CA
Job Responsibilities
- Processes various new accounts transactions by ensuring proper documentation and identification; maintains existing accounts of all types and closes account as needed.
- Provides quality customer services including servicing existing customers, answering inquiries, recommending solutions to customer problems, and ordering checks.
- Maintains files on status of accounts and prepares appropriate branch reports.
- Promotes and cross-sells the Bank's services and products.
- Trains Customer Services Representative in opening new accounts and performing all new account desk functions.
- Backs up supervisor duties as needed.
- Performs other duties as assigned.
Qualifications
Education
- High school diploma or equivalent.
- Some college business classes preferred but not mandatory.
Experience
- 2-3 years branch operations experience in a banking environment.
- Thorough knowledge of Bank products and services.
Skills/Abilities
- PC literate.
- Organized and detail-oriented.
- Strong communication skills.
Service Manager - Silver Lake Branch, CA
Job Responsibilities
- Manage the operations functions of the branch to ensure the highest level of customer service, operating efficiencies, and compliance with the Bank's operating standards and regulatory requirements.
- Manage effectively the risks associated with each customer relationship.
- Utilize good judgment to ensure that any potential loss situation that could adversely affect the Bank is given an adequate level of visibility with senior management.
- Ensure sound operating conditions in the branch by timely completion of monthly branch certifications and operational reviews.
- Assist in attaining established Bank and branch goals through active participation in sales management and officer call programs.
- Meet with customer service to ensure the timely research and resolution of problems.
- Identify and recommend methods to improve effectiveness, efficiency and program(s) productivity.
- Provide guidance and assistance to branch staff in resolving procedural and personnel administration problems.
- Provide instruction and cross training on Bank procedures and banking regulations.
- Ensure performance evaluations of the branch's non-officer staff are completed timely, objectively and with proper emphasis on individual development, coaching skills, customer servicing skills, and sales/referral activities.
- May serve as Safety and/or Security Officer of the branch.
- Perform other duties as assigned.
Qualifications
Education
- College degree with business classes or equivalent.
Experience
- 3-5 years of bank branch operations experience with transaction approval authority and supervisory responsibility.
Skills/Abilities
- Thorough knowledge of bank branch operations-related regulations and bank products.
- Good verbal and written communication skills.
- Bilingual may be required.
ITO Specialist- Monterey Park Branch, CA
Job Responsibilities
- Process inward/outward collection to ensure compliance with URC522 and import L/C issuance and settlement; export L/C advising, negotiation and payment to ensure compliance with UCP600.
- Review and print daily incoming and outgoing SWIFT.
- Daily G/L balancing, certification, OFAC update and monthly report.
- Maintain good record keeping.
- Perform other duties as assigned.
Qualifications
Education
Experience
- 1-2 years branch operations experience preferred.
- Knowledge of banking regulations.
- Import/export documentation in trading or logistics.
Skills/Abilities
- PC literate.
- Detail-oriented.
- Good communication skills.
- Bilingual (English/Mandarin) a plus.
Wire Operations Specialist - Buena Park, CA
Job Responsibilities
- Manage outgoing wire transfer requests made by related departments.
- Perform various security related tasks such as verifications and confirmations to validate the authenticity of outgoing wire transfers.
- Ensure all outgoing wires are processed accurately with proper procedures and controls.
- Prepare and ensure all wires have been properly authorized by working and communicating with other departments.
- Responsible for end of day reconciliation to ensure all wires were posted accurately and affirm the wire log balances are correct.
- Monitor the status of wire transfers throughout the business day to ensure daily deadlines are met.
- Identify and escalate non-routine transactions and exceptions to eliminate potential fraud/suspicious situations.
- Provide support to internal departments via telephone and emails.
- Able to utilize wire processing platforms for processing of wires (i.e. WireXchange).
- Perform all related duties as assigned within the established policies and procedures.
Qualifications
Education
Experience
- Minimum 1 year experience with a bank is highly encouraged.
Skills/Abilities
- Good communication and verbal skills.
- Adequate computer and typing skills are encouraged.
- Able to work with little to no supervision.
- Able to comprehend written procedures.
- Good organization skills and detailed oriented.
- Good work attitude.
Risk Management Assistant - Los Angeles, CA
Job Responsibilities
- Coordinates an audit entrance & exit meeting, contacts & coordinates auditors for the Board Audit Committee meeting.
- Monitors the audit schedule, tracking logs for external & internal audit, SOX audit and regulatory examination, follow up with the business units response from the tracking logs.
- Prepares the reports for Board Audit Committee.
- Updates, reviews and tracks the Vendor Management due diligence, contract, license etc.
- Assists CRO for the Risk Assessment related to Audit, Vendor and Enterprise Risk Management.
- Monitors, tracks and reviews the monthly/quarterly/semi-annually/annually compliance certification from branches and business units, to ensure the compliance certifications are completed with validated information, report to supervisor any deficiency from compliance certification.
- Assists in projects related to the Bank's compliance obligations functions.
- Prepares reports by collecting, analyzing and summarizing information for compliance monitoring review such as HMDA, Reg B loan tracking log, flood insurance tickler log and mortgage lending compliance etc.
- Completes department administrative duties.
- Performs other duties as assigned.
Qualifications
Education
- Bachelor's degree or equivalent is preferred but not mandatory.
Experience
- Administrative experience required.
- Minimum 3or 4 years of experience in banking and knowledge of compliance regulation is preferred.
Skills/Abilities
- Excellent analytical.
- Research, project management, and planning skills.
- PC proficient.
- Organized and detail-oriented.
- Strong written and verbal communication skills.
- Good knowledge of banking operations.
Compliance Risk Officer - Los Angeles, CA
Job Responsibilities
- Be well-versed with regulatory compliance changes, keep bank's personnel well-informed of the impact, and recommend actions for compliance.
- Tracks compliance program action items and help ensure all units comply with pertinent laws and regulations.
- Supervises or conducts compliance monitoring review and prepares the reports for Management Compliance Committee.
- Organizes and coordinates Management Compliance Committee meetings and activities.
- Performs consumer compliance related training to business and operating.
- Helps develop compliance related policies and procedures.
- Monitors the performance of the Compliance Program and relates activities on a continuing basis, taking appropriate steps to improve its effectiveness.
- Promotes compliance and risk management culture within the entire organization.
- Serves as a resource to the BSA/AML/OFAC compliance area.
- Supervises and responds for Compliance analyst and Compliance Assistant duties.
- Assists Chief Risk Officer for the compliance in the SOX audits, annual review including the control key risk assessment, data accuracy in the quarterly and annually reports etc.
- Conducts any other duties and tasks required by the Chief Risk Officer.
Qualifications
Education
- Bachelor's degree or equivalent.
Experience
- 10 years of related regulatory compliance experience in deposit and lending.
Skills/Abilities
- Proficient in Microsoft software programs.
- Organized and detail-oriented.
- Strong sense of confidentiality.
- Good interpersonal and communication skills.
- Bilingual in English and Mandarin Chinese preferred.
Open Positions - New York
Mortgage Underwriter - Brooklyn, NY
Job Responsibilities
- Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place.
- Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions.
- Review and ensure applicant's income, financial statements, credit history, debt ratios and savings.
- Approve applications for closing and funding and ensure all applicable regulations are met.
- Collaborate with team members to identify potential solutions/exceptions for denied loan files.
- Provide superior customer service while maintaining knowledge of available loan products.
- Perform other duties as assigned.
Qualifications
Education
- Bachelor's degree in business or related field preferred.
- AA degree preferred.
Experience
- Minimum 5 years of mortgage banking experience specific in underwriting.
- Technical history with FHLMC FNMA FHA VA or equivalent mortgage products.
Skills/Abilities
- Strong analytical and auditing skills along with a firm grasp on math.
- Good decision-making skills backed by relevant details and research.
- Knowledge pertaining to mortgage regulations; excellent computer skills.
- Customer service and communication skills.
- Ability to handle delicate situations with diplomacy and tact.
Mortgage Loan Assistant - Operation - Brooklyn, NY
Job Responsibilities
- Answering phones, copying, scanning, faxing and/or filing, writing, typing or entering information into computer.
- Coordinate daily activities and functions of loan purchasing and post-closing to ensure proper interpretation and implementation of all regulatory requirements and bank policies.
- Review all files for completeness and accuracy prior to loan submission.
- Assist all operation staff including funders, processors, underwriters and Quality Control Manager.
- Reconcile invoices, bills and receipts.
- Perform other duties as assigned.
Qualifications
Education
- High school diploma or higher.
Experience
- Minimum 0-2 years of experience in assistant work which includes experience in an administrative role.
Skills/Abilities
- Computer literate.
- Effective verbal and written communication skills.
- Excellent time management and organizational skills.
- Detail oriented and able to function well in a multi-task environment.
- Computer skills including MS Office, Excel and Internet Applications.
Open Positions - Chicago
There are no current open positions in Chicago. Please check back at a later time.
Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
Updated 01/13/2021
